Blue Business Cash vs American Express Platinum
How does Blue Business Cash compare to American Express Platinum, a travel and airline card? Read our comparison chart below.
Keep in mind, the Blue Business Cash has a No annual fee, while the American Express Platinum has a
The American Express Blue Business Cash™ Card | The Platinum Card® from American Express | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 12 months from date of account opening | N/A |
| Purchase APR | 17.49% to 27.49% Variable based on your creditworthiness and other factors | N/A |
| Balance Transfers APR | N/A | N/A |
| Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. | No foreign transaction fee |
| Annual Fee | No annual fee | |
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. | |
| Introductory Bonus Offer | Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. | |
| Cash Back Rewards | Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. | |
| Travel Rewards | Travel Rewards | |
| Airline Rewards | Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. | |
| Hotel Rewards | Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. | |
| Point Rewards | 1 point for virtually every dollar spent. | |
| Airline Status | $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®. Enrollment required Complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | |
| Hotel Status | $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay. Enroll for complimentary Marriott Bonvoy Gold Elite Status. Enroll for complimentary Hilton Honors Gold Status. | |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| |
| Bottom Line | Excellent card for frequent travelers... | |
| Read American Express Platinum Review | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Disclaimer: The information for the The American Express Blue Business Cash™ Card and The Platinum Card® from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Blue Business Cash: Pricing information including interest rates, benefits and fees was obtained on March 5, 2025 from published websites and is believed to be accurate, but not guaranteed. American Express Platinum: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. | ||
Articles on The Platinum Card® from American Express
American Express Platinum Review
Amex Platinum Requirements
American Express Platinum Credit Score Needed
Which Do You Like and Why?
Compare Blue Business Cash to:
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For rates and fees of the Ink Business Cash® Credit Card, please click here.
For rates and fees of the Ink Business Unlimited® Credit Card, please click here.
Compare American Express Platinum to:
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Chase Sapphire Reserve® card, please click here.
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