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Bank of America Travel Rewards vs Chase Sapphire Preferred® Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Bank of America Travel Rewards is a travel credit card. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? Read our comparison chart below.

Keep in mind, the Bank of America Travel Rewards has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee.

 Read Bank of America Travel Rewards ReviewApply Now
 

Bank of America® Travel Rewards Visa® credit card

Chase Sapphire Preferred® Card

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% Introductory APR on purchases for 12 billing cyclesN/A
Purchase APR16.49% to 24.49% Variable APR on purchases based on your creditworthiness and other factors15.99% to 22.99% Variable based on your creditworthiness and other factors
Balance Transfers APR16.49% to 24.49% Variable APR on balance transfers based on your creditworthiness and other factors15.99% to 22.99% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee$0
Annual Fee$0 annual fee$95 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Offer25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchasesEarn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Travel RewardsEarn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
Airline Rewards 1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Dining Rewards 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous bonus points
  • Flexible travel rewards
  • Travel, purchase and security protection
  • $0 Foreign Transaction Fee
Cons:
  • $95 annual fee
  • No intro APR
Bottom Line Read full reviewHigh-earning rewards card for those with excellent credit... Read full review
 Read Bank of America Travel Rewards ReviewApply Now
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Bank of America® Travel Rewards Visa® credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Bank of America Travel Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on December 2, 2019 from published websites and is believed to be accurate, but not guaranteed.

    Which is Better: Bank of America Travel Rewards or Chase Sapphire Preferred?

    Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Bank of America Travel Rewards or Chase Sapphire Reserve.


    Articles on Bank of America® Travel Rewards Visa® credit card


    Articles on Chase Sapphire Preferred® Card


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    Compare Bank of America Travel Rewards to:

    Chase Sapphire Reserve
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    16.99% - 23.99% Variable
    $550

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    Compare Chase Sapphire Preferred to:

    American Express Gold

    American Express® Gold Card

    Introductory Bonus OfferAirline RewardsPoint RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/ASee Rates & Fees
    Annual Fee
    $250
    American Express Platinum

    The Platinum Card® from American Express

    Introductory Bonus OfferTravel RewardsAirline RewardsHotel Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/AN/A
    Annual Fee
    $550
    Blue Cash Preferred

    Blue Cash Preferred® Card from American Express

    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on purchases for 12 months
    0% on balance transfers for 12 months
    12.99% - 23.99% Variable
    Annual Fee
    $95

    About CreditDonkey®
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    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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