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Amex EveryDay Preferred vs Premier Rewards Gold Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Amex EveryDay Preferred is a rewards credit card for folks with excellent credit. How does it compare to Premier Rewards Gold Card from American Express, a points charge card? Read our comparison chart below.

Keep in mind, the Amex EveryDay Preferred has a $95 annual fee, while the Premier Rewards Gold Card has a Introductory annual fee of $0 for the first year, then $195.

Charge Card vs Credit Card: The Amex EveryDay® Preferred Credit Card from American Express is a credit card while Premier Rewards Gold Card from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 The Amex EveryDay Preferred Credit Card from American ExpressPremier Rewards Gold Card from American Express
 Apply NowApply Now
 

The Amex EveryDay® Preferred Credit Card from American Express

Premier Rewards Gold Card from American Express

 Personal Credit CardPersonal Charge Card
 
Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGas RewardsGrocery Rewards
Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas RewardsGrocery Rewards
 
  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See Rates & Fees
  • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
  • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
  • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
  • There is a $0 introductory annual fee for the first year, then $195.
  • Terms and limitations apply. See Rates & Fees
 

Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 12 monthsN/A
Introductory APR for Balance Transfers0% introductory APR for 12 monthsN/A
Purchase APR13.49% to 23.49% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APR13.49% to 23.49% Variable based on your creditworthiness and other factorsN/A
Annual Fee$95 annual feeIntroductory annual fee of $0 for the first year, then $195
 

Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.Introductory Bonus Reward Points: Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
Airline Rewards Airline Rewards: Earn 3X points for flights booked with airlines
Bonus Reward PointsBonus Reward Points: Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply. 
Point RewardsPoint Rewards: 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.Point Rewards: 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
Airline Status Airline Status: $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
Gas RewardsGas Rewards: 2x points at US gas stations. Terms and limitations applyGas Rewards: Earn 2X points at US gas stations
Grocery RewardsGrocery Rewards: 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x). Terms and limitations applyGrocery Rewards: Earn 2X points at US supermarkets
Dining Rewards Dining Rewards: Earn 2X points at US restaurants
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 The Amex EveryDay Preferred Credit Card from American ExpressPremier Rewards Gold Card from American Express
Pros & ConsPros:
  • 3x points on groceries (on up to $6k/year in purchases)
  • 2x points on gas
  • 50% more points if you make 30 or more purchases in a billing period
  • Intro APR
Cons:
  • $95 annual fee
  • 2.7% foreign transaction fee
Pros:
  • Promotional points offer
  • Airline fee credit
  • 3x points for flights booked with airlines
  • 2x points at US gas stations
  • 2x points at US supermarkets
  • 2x points at U.S. restaurants
Cons:
  • $195 annual fee
Bottom LineRewards credit card for folks with excellent credit... Read full reviewGood rewards card for cardholders who fly frequently or eat out... Read full review
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: Amex EveryDay Preferred or Premier Rewards Gold Card?

Still need help deciding which points card is better? Read the in-depth reviews below. You may also be interested in comparing Amex EveryDay Preferred or Chase Sapphire Preferred.


Explore The Amex EveryDay® Preferred Credit Card from American Express In-Depth


Explore Premier Rewards Gold Card from American Express In-Depth


Which Do You Think is Best?

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Recent Mentions


Compare Amex EveryDay Preferred to:

Blue Cash Preferred

Blue Cash Preferred® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% for 12 months
    0% for 12 months
    13.49% - 23.49% Variable
    Annual Fee
    $95
    Starwood Preferred Guest

    Starwood Preferred Guest® Credit Card from American Express

    Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline Rewards
      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      N/AN/A
      15.74% - 19.74% Variable
      Annual Fee
      $0 introductory annual fee for the first year, then $95
      Amex EveryDay

      The Amex EveryDay® Credit Card from American Express

      Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards
        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        0% for 12 months
        0% for 12 months
        13.49% - 23.49% Variable
        Annual Fee
        $0

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        Compare Premier Rewards Gold Card to:

        Chase Sapphire Preferred

        Chase Sapphire Preferred® Card

          Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
          N/AN/A
          16.49% - 23.49% Variable
          Annual Fee
          Introductory Annual Fee of $0 the first year, then $95
          American Express Platinum

          The Platinum Card® from American Express

          Introductory Bonus Reward PointsTravel RewardsAirline RewardsPoint Rewards
            Annual Fee
            $450
            Gold Delta SkyMiles

            Gold Delta SkyMiles® Credit Card from American Express

            Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended Warranty
              Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
              NoneNone
              16.24% - 25.24% Variable
              Annual Fee
              $0 intro annual fee for the first year, then $95


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