American Express Cards for |
---|
|
| American Express® Gold Card vs Blue Cash Preferred® Card from American ExpressCompare Rewards, Interest Rates, Fees, and Benefits
American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more) American Express Gold is a points charge card. How does it compare to Blue Cash Preferred from American Express, a cash back, gas and grocery credit card? Read our comparison chart below. Charge Card vs Credit Card: American Express® Gold Card is a charge card while Blue Cash Preferred® Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full. |  |  | |  |  | | Personal Charge Card | Personal Credit Card |
---|
| | |
---|
| - Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
- Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
- $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
- Choose to carry a balance with interest on eligible charges of $100 or more.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
- See Rates & Fees
| - Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- New 6% Cash Back on select U.S. streaming subscriptions.
- New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
- Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
- Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%
- $95 annual fee.
- Terms Apply.
- See Rates & Fees
|
---|
| Card Interest Rates & Fees |
---|
Introductory APR for Purchases | N/A | 0% introductory APR on purchases for 12 months |
---|
Introductory APR for Balance Transfers | N/A | 0% introductory APR on balance transfers for 12 months |
---|
Purchase APR | See Rates & Fees | 14.49% to 25.49% Variable based on your creditworthiness and other factors |
---|
Balance Transfers APR | See Rates & Fees | 14.49% to 25.49% Variable based on your creditworthiness and other factors |
---|
Foreign Transaction Fee | No foreign transaction fee | 2.7% of each transaction after conversion to US dollars. |
---|
Annual Fee | $250 annual fee | $95 annual fee |
---|
| Card Rewards & Benefits |
---|
Introductory Bonus Cash Back | | Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. |
---|
Introductory Bonus Offer | Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months. | |
---|
Cash Back Rewards | | New 6% Cash Back on select U.S. streaming subscriptions.
New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. |
---|
Airline Rewards | Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. | |
---|
Point Rewards | Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. | |
---|
Airline Status | $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. | |
---|
Gas Rewards | | 3% Cash Back at U.S. gas stations. |
---|
Grocery Rewards | Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). | 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). |
---|
Dining Rewards | Earn 4X Membership Rewards® points when you dine at restaurants worldwide.
Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required. | |
---|
Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
---|
| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
---|
| CreditDonkey® Card Reviews |
---|
|  |  |
---|
Pros & Cons | Pros:- Welcome bonus
- Airline fee credit
- 3x points for flights booked directly with airlines
Cons: | Pros:- 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%)
- 3% at U.S. gas stations
- Bonus cash back promotional offer
Cons:- $95 annual fee
- Not a Visa/MasterCard
|
---|
Bottom Line | Good rewards card for cardholders who fly frequently or eat out... Read full review | Excellent cash back credit card for families... Read full review |
---|
|  |  |
---|
What Others View | | |
---|
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. |
Articles on American Express® Gold CardAmerican Express® Gold Card offers many benefits and savings you may not know about that more than justify the annual fee. Read on to learn how get the most value. If you spend a lot, the American Express® Gold Card may be worth considering. Read on for the pros and cons of the AMEX Gold Card.
Articles on Blue Cash Preferred® Card from American ExpressIf you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.
You Might Also LikeAmerican Express now offers promotions for new credit card applicants. But how do you pick which deal is right for you? Read this in-depth guide. The right grocery credit card gives you a high percentage back for shopping at the supermarket as well as a good amount back on your other everyday purchases, like charges made at the gas pump. If you have excellent credit and use your credit card daily, the Amex EveryDay® Preferred Credit Card from American Express is worth considering. Read this review to see why it's worth the $95 annual fee. Looking for a new credit card? Earn extra cash, reward points, and airline miles with these bonus offers for new customers. Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt. Is the Platinum Card® from American Express worth it? Read this in-depth review to help you decide. Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you. Disclaimer: The information for the Amex EveryDay® Preferred Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
Compare American Express Gold to:
| |
---|
| Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | N/A | N/A | 17.49% - 24.49% Variable | Annual Fee | $95 |
| 
| |
---|
| | | Annual Fee | $550 |
| 
| |
---|
| | | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | N/A | N/A | 17.24% - 26.24% Variable | Annual Fee | $0 introductory annual fee for the first year, then $95 |
|
You might also be interested in
Compare Blue Cash Preferred to: | | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% on Purchases for 15 months | 0% on Balance Transfers for 15 months | 14.49% - 25.49% Variable | $0 |
|
|