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| The Business Gold Rewards Card® from American Express OPEN vs Ink Cash℠ Business CardCompare Rewards, Interest Rates, Fees, and Benefits American Express Business Gold is an excellent rewards card for established business owners who do not plan to carry a balance. How does it compare to Ink Cash from Chase, a cash back credit card? Read our comparison chart below. Keep in mind, the American Express Business Gold has a $175 annual fee (annual fee waived for first year), while the Ink Cash has a $0 annual fee.
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| | Business Charge Card | Business Credit Card |
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| | - FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare | 2X points on advertising, gas, and shipping |1X points on everything else*
- One million rewards from over 500 brands
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual membership fee of $50 - and this fee is waived for the first year
- Terms & Restrictions Apply.
| - Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
- 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2% cash back on the first $25,000 spent annually at gas stations and restaurants
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Cash back rewards do not expire
- 0% Introductory APR for 12 months
- No Annual Fee
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| | Card Interest Rates & Fees |
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| Introductory APR for Purchases | | 0% introductory APR for 12 months |
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| Introductory APR for Balance Transfers | | 0% introductory APR for 12 months |
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| Purchases APR | | as low as 10.24% (Variable) based on your creditworthiness and other factors |
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| Balance Transfers APR | | as low as 10.24% (Variable) based on your creditworthiness and other factors |
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| Annual Fee | $175 annual fee, annual fee waived for first year | $0 annual fee |
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| | Card Rewards & Benefits |
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| Introductory Bonus Cash Back | | Introductory Bonus Cash Back: Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months! |
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| Cash Back Rewards | | Cash Back Rewards: 1% cash back on all other card purchases with no limit to the amount you can earn |
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| Airline Rewards | Airline Rewards: 3X points on airfare | |
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| Point Rewards | Point Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend. | |
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| Travel Rewards | Travel Rewards: Use points to travel on any airline with no blackout dates or seat restrictions with Membership Rewards Pay with Points when you book with the OPEN Travel site. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats. | |
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| Dining Rewards | | Dining Rewards: Earn 2% cash back on the first $25,000 spent annually on gas and restaurants |
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| Gas Rewards | Gas Rewards: 2X points on gas | Gas Rewards: Earn 2% cash back on the first $25,000 spent annually on gas and restaurants |
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| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| | CreditDonkey® Card Reviews |
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| Pros & Cons | Pros:- Bonus points on airfare, advertising, gas and shipping
- No annual fee for first year
Cons:- $175 annual fee
- Requires excellent credit
| Pros:- $250 cash bonus offer
- Gas and dining rewards
Cons:- 2% cash back on gas and dining only on first $25000
- 3% foreign transaction fee
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| Bottom Line | Excellent rewards card for established business owners who do not plan to carry a balance... Read full review | Excellent cash back rewards card for small business... Read full review |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program. |
Articles on The Business Gold Rewards Card® from American Express OPENThe American Express Business Gold Rewards Card is a fantastic card for established businesses. It has one of the best rewards programs on the market. New business owners should be aware of the high annual fee and tough credit score requirement. ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Articles on Ink Cash℠ Business CardFree of annual fees, the Ink Cash Business Card helps small business owners earn cash rewards right away thanks to an introductory cash back offer. Bonus rewards categories and an introductory 0% APR sweeten the deal even more. The Ink Cash ... Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.
Compare American Express Business Gold to:
| | - FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
- Complimentary airport club access to 600+ partner lounges, a $950/yr value
- By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
- No pre-set spending limit*
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | N/A | $450 |
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Compare Ink Cash to:
| | - Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
- 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
- 1 point per dollar on all other card purchases with no limit on the amount you can earn
- Points do not expire
- 0% Introductory APR for 12 months
- No Annual Fee
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% for 12 months | 0% for 12 months | 10.24% (Variable) | $0 |
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