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| The Business Gold Rewards Card® from American Express OPEN vs The Business Platinum Card® from American Express OPENCompare Rewards, Interest Rates, Fees, and Benefits American Express Business Gold is an excellent rewards card for established business owners who do not plan to carry a balance. How does it compare to American Express Business Platinum, a travel charge card? Read our comparison chart below. Keep in mind, the American Express Business Gold has a $175 annual fee (annual fee waived for first year), while the American Express Business Platinum has a $450 annual fee.
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| | Card Summary |
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| | - FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare | 2X points on advertising, gas, and shipping |1X points on everything else*
- One million rewards from over 500 brands
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual membership fee of $50 - and this fee is waived for the first year
- Terms & Restrictions Apply.
| - FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
- Complimentary airport club access to 600+ partner lounges, a $950/yr value
- By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
- No pre-set spending limit*
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| | Card Interest Rates & Fees |
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| Balance Transfers APR | | |
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| Annual Fee | $175 annual fee, annual fee waived for first year | $450 annual fee |
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| | Card Rewards & Benefits |
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| Introductory Bonus Reward Points | | Introductory Bonus Reward Points: FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months. |
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| Airline Rewards | Airline Rewards: 3X points on airfare | Airline Rewards: Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* |
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| Point Rewards | Point Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend. | Point Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend. |
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| Travel Rewards | Travel Rewards: Use points to travel on any airline with no blackout dates or seat restrictions with Membership Rewards Pay with Points when you book with the OPEN Travel site. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats. | Travel Rewards: 20% Travel Bonus when redeeming with Membership Rewards Pay with Points. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats. |
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| Airline Status | | Airline Status: Airport Club Access gives you complimentary access and amenities that would otherwise cost up to $950 per year. You and up to 2 travel companions, gain instant entry to any of our worldwide partner clubs: American Airlines Admirals Clubs, Delta Sky Clubs and US Airways Club. |
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| Hotel Status | | Hotel Status: Fine Hotels & Resorts - book your stay at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. |
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| Gas Rewards | Gas Rewards: 2X points on gas | |
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| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| | CreditDonkey® Card Reviews |
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| Pros & Cons | Pros:- Bonus points on airfare, advertising, gas and shipping
- No annual fee for first year
Cons:- $175 annual fee
- Requires excellent credit
| Pros:- Exclusive benefits
- $200 Airline Fee Credit
- Airport Club Access
- Concierge Service
Cons: |
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| Bottom Line | Excellent rewards card for established business owners who do not plan to carry a balance... Read full review | Excellent business charge card for frequent travelers... Read full review |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. |
Articles on The Business Gold Rewards Card® from American Express OPENThe American Express Business Gold Rewards Card is a fantastic card for established businesses. It has one of the best rewards programs on the market. New business owners should be aware of the high annual fee and tough credit score requirement. ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Articles on The Business Platinum Card® from American Express OPENThe Business Platinum Card from American Express offers top-of-the-line benefits—including Airport Club Access and a $200 Airline Fee Credit—to business travelers. The card also features a rewards program and a whole suite of protection that ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
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Compare American Express Business Platinum to:
| | - 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
- GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
- Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
- Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | N/A | $450 |
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