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The Business Platinum Card® from American Express OPEN vs The Business Gold Rewards Card® from American Express OPEN

Compare Rewards, Interest Rates, Fees, and Benefits

American Express Business Platinum is an excellent business charge card for frequent travelers. How does it compare to American Express Business Gold, a points charge card? Read our comparison chart below.

Keep in mind, the American Express Business Platinum has a $450 annual fee, while the American Express Business Gold has a $175 annual fee (annual fee waived for first year).


 The Business Platinum Card® from American Express OPENThe Business Gold Rewards Card® from American Express OPEN
 Apply for The Business Platinum Card® from American Express OPENApply for The Business Gold Rewards Card® from American Express OPEN
 

The Business Platinum Card® from American Express OPEN

The Business Gold Rewards Card® from American Express OPEN

 

Card Summary

 
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsNo Limits on Rewards
Airline RewardsPoint RewardsTravel RewardsInstant ApprovalGas Rewards
 
  • FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
  • Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
  • Complimentary airport club access to 600+ partner lounges, a $950/yr value
  • By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
  • No pre-set spending limit*
  • FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
  • Earn points even faster to get more rewards for your business
  • 3X points on airfare | 2X points on advertising, gas, and shipping |1X points on everything else*
  • One million rewards from over 500 brands
  • 24/7 support for everything from identity theft to travel emergencies
  • $0 introductory annual fee for the first year, then $175
  • Get unlimited Additional Gold Cards for an additional annual membership fee of $50 - and this fee is waived for the first year
  • Terms & Restrictions Apply.
 

Card Interest Rates & Fees

Purchases APR  
Balance Transfers APR  
Annual Fee$450 annual fee$175 annual fee, annual fee waived for first year
 

Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months. 
Airline RewardsAirline Rewards: Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*Airline Rewards: 3X points on airfare
Point RewardsPoint Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend.Point Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend.
Travel RewardsTravel Rewards: 20% Travel Bonus when redeeming with Membership Rewards Pay with Points. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats.Travel Rewards: Use points to travel on any airline with no blackout dates or seat restrictions with Membership Rewards Pay with Points when you book with the OPEN Travel site. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats.
Airline StatusAirline Status: Airport Club Access gives you complimentary access and amenities that would otherwise cost up to $950 per year. You and up to 2 travel companions, gain instant entry to any of our worldwide partner clubs: American Airlines Admirals Clubs, Delta Sky Clubs and US Airways Club. 
Hotel StatusHotel Status: Fine Hotels & Resorts - book your stay at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. 
Gas Rewards Gas Rewards: 2X points on gas
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 The Business Platinum Card® from American Express OPENThe Business Gold Rewards Card® from American Express OPEN
Pros & ConsPros:
  • Exclusive benefits
  • $200 Airline Fee Credit
  • Airport Club Access
  • Concierge Service
Cons:
  • $450 annual fee
Pros:
  • Bonus points on airfare, advertising, gas and shipping
  • No annual fee for first year
Cons:
  • $175 annual fee
  • Requires excellent credit
Bottom LineExcellent business charge card for frequent travelers... Read full reviewExcellent rewards card for established business owners who do not plan to carry a balance... Read full review
 Apply for The Business Platinum Card® from American Express OPENApply for The Business Gold Rewards Card® from American Express OPEN

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on The Business Platinum Card® from American Express OPEN

    American Express Business Platinum Review

    American Express Business Platinum Review

    August 19, 2011 - By Meghan Clark - Review for American Express Business Platinum
    The Business Platinum Card from American Express offers top-of-the-line benefits—including Airport Club Access and a $200 Airline Fee Credit—to business travelers. The card also features a rewards program and a whole suite of protection that ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on The Business Gold Rewards Card® from American Express OPEN

    American Express Business Gold Card Review

    American Express Business Gold Card Review

    April 18, 2012 - By David R - Review for American Express Business Gold
    The American Express Business Gold Rewards Card is a fantastic card for established businesses. It has one of the best rewards programs on the market. New business owners should be aware of the high annual fee and tough credit score requirement. ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Compare American Express Business Platinum to:

The Platinum Card® from American Express
Apply for The Platinum Card® from American Express
  • 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending LimitConciergeEventsExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$450

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