CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Discover It vs Discover it Miles

Compare Rewards, Interest Rates, Fees, and Benefits

Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to Discover it Miles, a travel and airline credit card? Read our comparison chart below.

 

Discover it® Cash Back

Discover it® Miles

 
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsBonus Airline RewardsNo Expiration on Rewards
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 14 months0% introductory APR for 14 months
Introductory APR for Balance Transfers0% introductory APR for 14 months10.99% introductory APR for 14 months
Purchase APR13.74% to 24.74% Variable based on your creditworthiness and other factors13.74% to 24.74% Variable based on your creditworthiness and other factors
Balance Transfers APR13.74% to 24.74% Variable based on your creditworthiness and other factors13.74% to 24.74% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). 
Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Discover will match all the miles you've earned at the end of your first year (only for new cardmembers).
Cash Back RewardsCash Back Rewards: 1% cash back on all other purchases. 
Bonus Cash BackBonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2017:
October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target
Bonus Categories for 2018:
January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs
April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores
July - September 2018: 5% on up to $1,500 in purchases at Restaurants
October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
 
Travel Rewards Travel Rewards: 1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time.
Airline Rewards Airline Rewards: 1.5x Miles on every dollar you spend on purchases.
Bonus Airline Rewards Bonus Airline Rewards: Discover pays you back for your in-flight Wi-Fi fees-up to $30 a year-with an automatic statement credit.*
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 5% bonus rotating categories
  • Intro APR on purchases and balance transfers
  • No foreign transaction fee
  • No annual fee
Cons:
  • Some merchants don't accept Discover
Pros:
  • 1.5x miles on purchases
  • No annual fee
  • First year promotional miles offer
  • No foreign transaction fee
Cons:
  • Some merchants don't accept Discover
Bottom LineExcellent cash back credit card with no annual fee and low interest rate... Read full reviewExcellent credit card with no annual fee for domestic travelers... Read full review
 Read Discover It ReviewRead Discover it Miles Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.

Disclaimer: The information for the Discover it® Cash Back and Discover it® Miles has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on July 2, 2018 from published websites and is believed to be accurate, but not guaranteed.

Discover it Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on July 2, 2018 from published websites and is believed to be accurate, but not guaranteed.


Explore Discover it® Cash Back In-Depth


Explore Discover it® Miles In-Depth


Which Do You Like and Why?

Name
Email (won't be published)


You Might Also Like


Compare Discover It to:

Chase Freedom Unlimited

Chase Freedom Unlimited®

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% for 15 months
0% for 15 months
16.74% - 25.49% Variable
Annual Fee
$0
Capital One Quicksilver

Capital One® Quicksilver® Cash Rewards Credit Card

Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% intro on purchases for 15 months
0% intro on balance transfers for 15 months
14.74% - 24.74% (Variable)
Annual Fee
$0
Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.74% - 24.74% Variable
Annual Fee
$0 Intro for the First Year, then $95

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


You might also be interested in

Infographics: Where Does All My Money Go

Household Spending Statistics

Where does all the money go? See what typical Americans make and spend in a month.

Compare Discover it Miles to:


Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
14.74% - 24.74% (Variable)
$0 intro for first year; $95 after that


Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% intro on purchases for 12 months
N/A
13.74% - 23.74% (Variable)
$0

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card and Capital One® VentureOne® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

International Travel

The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. Read this before you take off.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.