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Citi Simplicity® Card


Disclaimer: The information for the Citi Simplicity® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Citi Simplicity® Card is a Personal Mastercard card with $0 annual fee.

Intro APR Intro Period as long as Regular APR
Purchases 0%*12 months*14.74% - 24.74%* (Variable)
Balance Transfers 0%*21 months*14.74% - 24.74%* (Variable)

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 12 months*. After that, your APR will be 14.74% to 24.74%* (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR for 21 months*. After that, your APR will be 14.74% to 24.74%* (Variable) based on your creditworthiness and other factors.

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    3% of each purchase transaction in US dollars.
  • Late Payment Fee
    Usually, a $0 fee for each late payment may apply.
  • Returned Payment Fee
    Up to $35
  • Overlimit Fee
    Usually, a $0 fee for each overlimit may apply.
 

Citi Simplicity® Card

Citi Diamond Preferred® Card

 

Interest Rates and Fees

Introductory APR for Purchases0%* introductory APR for 12 months*0%* introductory APR for 12 months*
Introductory APR for Balance Transfers0%* introductory APR for 21 months*0%* introductory APR for 21 months*
Purchase APR14.74% to 24.74%* (Variable) based on your creditworthiness and other factors13.74% to 23.74%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR14.74% to 24.74%* (Variable) based on your creditworthiness and other factors13.74% to 23.74%* (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee

Citi Simplicity: Pricing information including interest rates, rewards, benefits and fees was obtained on March 20, 2020 from published websites and is believed to be accurate, but not guaranteed.

Citi Diamond Preferred: Pricing information including interest rates, rewards, benefits and fees was obtained on March 20, 2020 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Citi Simplicity® Card and Citi Diamond Preferred® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.


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About CreditDonkey®
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.