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Capital One® Spark® Classic for Business


Disclaimer: The information for the Capital One® Spark® Classic for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One® Spark® Classic for Business is a Business Visa card with $0 annual fee.

Regular APR
Purchases 26.99% (Variable)
Balance Transfers 26.99% (Variable)

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    APR will be 26.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be 26.99% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest.
  • Paying Interest for Balance Transfers
    Usually, interest begins charging on the transfer transaction date.
  • Paying Interest for Cash Advances
    Usually, interest begins charging on the cash advance transaction date.

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    No balance transfer fee
  • Cash Advance Transaction Fee
    Either $10.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    No foreign transaction fee
 

Capital One® Spark® Classic for Business

Ink Business Cash℠ Credit Card

 

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee
 

Interest Rates and Fees

Introductory APR for PurchasesN/A0% introductory APR for 12 months
Purchase APR26.99% (Variable) based on your creditworthiness and other factors13.24% to 19.24% Variable based on your creditworthiness and other factors
Balance Transfers APR26.99% (Variable) based on your creditworthiness and other factors13.24% to 19.24% Variable based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeEither $5 or 5% of the amount of each transfer, whichever is greater.
Foreign Transaction FeeNo foreign transaction fee3% of each transaction in U.S. dollars
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Introductory Bonus Cash Back Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Cash Back RewardsEarn 1% cash back on every purchaseEarn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
Gas Rewards Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Dining Rewards Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Capital One Spark Classic: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2020 from published websites and is believed to be accurate, but not guaranteed.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Capital One® Spark® Classic for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.


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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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