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Alto vs Choice IRA

Alto is a low cost IRA provider for investing in alternative assets and cryptos. How does it compare to Choice IRA? Read our comparison chart below.

 

Alto

Choice IRA

SPECIAL OFFER
Alto CryptoIRA® - Learn More

Read Alto Review

SPECIAL OFFER
Pay Less Tax on Bitcoin - Learn More

Read Choice IRA Review

 

Benefits and Features

Minimum Deposit
$10
$0
Monthly Fee
$0
1% annual fee for Cold Storage
$13.33/mo for Hold Your Own Keys
Cryptocurrencies Supported
200+
Aave, Basic Attention Token, Cosmos, Bitcoin, Bitcoin Cash, Chainlink, Dogecoin, EOS, Ethereum, Icon, Litecoin, Maker, Monero, Neo, Polkadot, Stellar, Tezos, Uniswap, Yearn.Finance, ZCash
Countries SupportedU.S. (with exception of Hawaii)U.S.
Fiat Currencies Supported
USD
USD
Digital Wallet
Yes
Yes
Transaction Fee
1%
Digital assets: $0.99 to 1% per trade
Securities: $0.005 per share ($1 minimum)
Metals: $40 per request
Setup Fee
$0
$0 for Cold Storage; $625 for Hold Your Own Keys trust setup
Wire Transfer Fee
$25 outgoing
$0 incoming / $45 outgoing domestic; $85 outgoing international
Cold Storage
Yes
Yes
Two-Factor Authentication
Yes
Yes
Withdrawal LimitNone. 10% penalty under 59 1/2 years oldNone. 10% penalty under 59 1/2 years old
 

CreditDonkey® Reviews

Cryptocurrency TradingStarStarStarStarStarStarStarStarStarEmpty Star
Commissions and FeesStarStarStarStarHalf StarStarStarStarStarEmpty Star
Ease of UseStarStarStarStarStarStarStarStarStarStar
ResearchStarStarEmpty StarEmpty StarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
SafetyStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
Pros & ConsPros:
  • 75+ partners for alternative assets
  • Transparent low pricing
  • 200+ cryptos
  • $10 minimum
Cons:
  • Partners are not vetted
  • No solo 401k
Pros:
  • No minimums
  • $0 monthly fee option
  • A range of assets
Cons:
  • Limited research tools
Bottom LineLow cost IRA provider for investing in alternative assets and cryptos... Read full reviewLow-cost platform to invest in stocks, crypto, and metals all in one IRA... Read full review

Pay Less Tax on Bitcoin

Alto: Pricing information from published website as of 02/08/2022.

Which is Better: Alto or Choice IRA?

Still need help deciding which crypto is better? Read the in-depth reviews below. You may also be interested in comparing Alto or iTrustCapital.

In short: Alto's cryptocurrency trading is excellent. Choice IRA's safety is noteworthy.


Articles on Alto

Alto IRA Review

Alto IRA is a self-directed retirement account that allows users to invest in a range of unique assets. But is it legit? Keep reading to find out.

Is Alto IRA Safe

Alto IRA lets you put alternative assets like real estate, venture capital, and crypto into your retirement account. But is it safe and legit?

Articles on Choice IRA

Choice IRA Review

Choice IRA offers an all-in-one IRA for investors who want a lot of diversity in their retirement portfolio. But is it the right IRA for you?

Which Do You Think is Best?





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About CreditDonkey
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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