Alto vs Choice IRA

Alto is a low cost IRA provider for investing in alternative assets and cryptos. How does it compare to Choice IRA? Read our comparison chart below.

	Alto	Choice IRA
	SPECIAL OFFER Alto CryptoIRA® - Learn More Read Alto Review	SPECIAL OFFER Pay Less Tax on Bitcoin - Learn More Read Choice IRA Review
	Benefits and Features
Minimum Deposit	$10	$0
Monthly Fee	$0	1% annual fee for Cold Storage $13.33/mo for Hold Your Own Keys
Cryptocurrencies Supported	250+	Aave, Basic Attention Token, Cosmos, Bitcoin, Bitcoin Cash, Chainlink, Dogecoin, EOS, Ethereum, Icon, Litecoin, Maker, Monero, Neo, Polkadot, Stellar, Tezos, Uniswap, Yearn.Finance, ZCash
Countries Supported	U.S. (with exception of Hawaii)	U.S.
Fiat Currencies Supported	USD	USD
Digital Wallet	Yes	Yes
Transaction Fee	1%	Digital assets: $0.99 to 1% per trade Securities: $0.005 per share ($1 minimum) Metals: $40 per request
Setup Fee	$0	$0 for Cold Storage; $625 for Hold Your Own Keys trust setup
Wire Transfer Fee	$25 outgoing	$0 incoming / $45 outgoing domestic; $85 outgoing international
Cold Storage	Yes	Yes
Two-Factor Authentication	Yes	Yes
Withdrawal Limit	None. 10% penalty under 59 1/2 years old	None. 10% penalty under 59 1/2 years old
	CreditDonkey® Reviews
Cryptocurrency Trading
Commissions and Fees
Ease of Use
Research
Safety
Pros & Cons	Pros: 75+ partners for alternative assets Transparent low pricing 250+ cryptos $10 minimum Cons: Partners are not vetted No solo 401k	Pros: No minimums $0 monthly fee option A range of assets Cons: Limited research tools
Bottom Line	Low cost IRA provider for investing in alternative assets and cryptos... Read full review	Low-cost platform to invest in stocks, crypto, and metals all in one IRA... Read full review
	Alto CryptoIRA® Alto IRA	Pay Less Tax on Bitcoin
Alto: Pricing information from published website as of 06/04/2025.