SoFi Promotions
Read our in-depth review of SoFi to see why SoFi scored 3.8 stars out of 5. We like their competitive, fixed rates, low fees, and no collateral.
Active Investing with SoFi
$2,000
SoFi Active Invest with SoFi Plus - Up to $2,000 Free Stock
Win a stock ranging from $10 - $2,000 through a one-time electronic claw "grab" when you open a SoFi Invest Active brokerage account and enroll in SoFi Plus on the SoFi mobile app or the SoFi website. The account must be enrolled in SoFi Plus membership within 45 days of utilizing the one-time electronic claw "grab". Terms and conditions apply.
Compare Investing Promotions:
$1,000
SoFi Active Invest - Up to $1,000 Free Stock
Win a stock ranging from $5 - $1,000 through a one-time electronic claw "grab" when you open a SoFi Invest Active brokerage account on the SoFi mobile app or the SoFi website. The account must be funded with a minimum of $50 within 45 days of utilizing the one-time electronic claw "grab". Terms and conditions apply.
2%
2% Match on IRA Contributions
SoFi Plus members are eligible for a 2% match bonus on qualifying recurring IRA contributions into their new or existing SoFi IRA account. The match bonus and contributions must stay in the account for at least 5 years.
1%
1% Match on Deposits
SoFi Plus members are eligible for a 1% match on recurring deposits received into their SoFi Invest account. The match bonus and deposits must stay in the account for at least 5 years.
Compare Investing Promotions:
Sofi Checking and Savings
- Up to 3.60% APY with direct deposit on savings balances
- $0 monthly fees
- No minimum balance
- Get paid 2 days early
1%
1% Match on Crypto
Get a 1% match bonus on your crypto buys. Subscription to SoFi Plus is required to be eligible for the bonus. Terms and conditions apply.
$300
SoFi Checking and Savings Account - $300 Bonus
Set up at least one eligible direct deposit of $5,000 or more in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.
Compare Savings Promotions:
$50
SoFi Checking and Savings Account - $50 Bonus
Set up at least one eligible direct deposit of $1,000 - $4,999 in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.
$30
Student Checking and Savings Account - $30 Bonus
Sign up for a student bank account with your .edu email address. Fund the account with at least $10 within 5 days of account opening.
0.70%
0.70% APY Boost for 6 Months
Get an APY boost of 0.70% for 6 months on your SoFi Savings account with a SoFi Plus subscription. Terms and conditions apply.
SoFi Trending Offers
| Yesterday | Personal Loans: Borrow Between $5k-$100k selected by a visitor from Illinois |
| 5 days ago | SoFi Active Invest with SoFi Plus - Up to $2,000 Free Stock selected by a visitor from Georgia |
| 24 days ago | 0.70% APY Boost for 6 Months selected by a visitor from California |
| 11/8/2024 | SoFi Checking and Savings Account - $300 Bonus selected by a visitor from Connecticut |
| 1/17/2024 | Active Investing with SoFi selected by a visitor from Colorado |
Compare Promotions
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
CIT Bank Platinum Savings - $300 Bonus
- Qualify for a $300 cash bonus with a minimum deposit of $50,000
- This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Overview
Disclosures
SoFi Checking Bonus
What is the checking bonus at SoFi?
Highlights
Savings
3.60% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without)
3.60% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without)
Compare: SoFi vs CIT Bank
Mobile App
iOS & Android
iOS & Android
ATMs
55,000+ Allpoint ATMs
55,000+ Allpoint ATMs
Compare: SoFi vs Novo
Customer Service
Checking and Savings Support:
Phone: (855) 456-7634
Monday - Thursday: 5AM - 7PM PT
Friday - Sunday: 5AM - 5PM PT
24/7 online chat
Checking and Savings Support:
Phone: (855) 456-7634
Monday - Thursday: 5AM - 7PM PT
Friday - Sunday: 5AM - 5PM PT
24/7 online chat
Locations
4 branch locations
4 branch locations
| | |
| Learn More | Learn More | |
SoFi | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | 3.60% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without) |
|
| CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | |
| Checking |
| |
| Mobile App | ||
| ATMs | ||
| Customer Service | Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat | Automated service available 24/7 |
| Locations | ||
Chase: Pricing information and data points from published website as of 01/24/2026. | ||
SoFi Wealth Management
SoFi Alternatives
Chase Secure Banking℠ - $125 Bonus
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the
end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you
are eligible for.
Balance Requirement Cash Bonus Tier $5,000 $400 $15,000 $750 - Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
CIT Bank Platinum Savings - $225 Bonus
- Qualify for a $225 cash bonus with a minimum deposit of $25,000
- This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Disclosures
3% Match on IRA with Robinhood Gold
Earn 3% IRA match on all eligible contributions with Robinhood Gold. Terms and conditions apply. This is a limited-time offer.
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