Ink Business Cash® Credit Card vs American Express Gold
Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you
Ink Business Cash is an excellent cash back rewards card for small business. How does it compare to American Express Gold, a points card? Read our comparison chart below.
 | Read American Express Gold Review | |
Ink Business Cash® Credit Card | American Express® Gold Card | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 12 months | N/A |
| Purchase APR | 17.49% to 25.49% Variable based on your creditworthiness and other factors | N/A |
| Balance Transfers APR | 17.49% to 25.49% Variable based on your creditworthiness and other factors | N/A |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars | No foreign transaction fee |
| Annual Fee | ||
| Terms Apply. | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening | |
| Introductory Bonus Offer | Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. | |
| Cash Back Rewards | Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases. | |
| Airline Rewards | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. | |
| Point Rewards | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. | |
| Gas Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
| Grocery Rewards | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. | |
| Dining Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Excellent cash back rewards card for small business... | Good rewards card for cardholders who fly frequently or eat out... |
| Read American Express Gold Review | |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Ink Business Cash® Credit Card, please click here. Disclaimer: The information for the American Express® Gold Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. American Express Gold: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. | ||
Articles on Ink Business Cash® Credit Card
Ink Business Cash Review
Articles on American Express® Gold Card
American Express Gold Card
Which Do You Like and Why?
You might also be interested in
Best Banks to Open a Business Account
Compare American Express Gold to:
| |||||||||||||||||
For rates and fees of the Chase Sapphire Preferred® Card, please click here.
