The Plum Card® from American Express OPEN vs The Business Platinum Card® from American Express OPEN

American Express Plum Card is a flexible business credit card to help manage cash flow. How does it compare to American Express Business Platinum, a travel charge card? Read our comparison chart below.

Keep in mind, the American Express Plum Card has a $185 annual fee (annual fee waived for first year), while the American Express Business Platinum has a $450 annual fee.

	The Plum Card® from American Express OPEN	The Business Platinum Card® from American Express OPEN
	Card Summary
	The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN Pay in full within ten days, get a 1.5% discount OR pay as little as 10% and take up to 2 months to pay off the balance, interest free $0 introductory annual fee for the first year, then $185 A powerful cash flow management tool	FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants Complimentary airport club access to 600+ partner lounges, a $950/yr value By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public No pre-set spending limit*
	Card Interest Rates & Fees
Purchases APR
Balance Transfers APR
Annual Fee	$185 annual fee, annual fee waived for first year	$450 annual fee
	Card Rewards & Benefits
Introductory Bonus Reward Points		Introductory Bonus Reward Points: FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months.
Airline Rewards		Airline Rewards: Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
Point Rewards		Point Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend.
Travel Rewards		Travel Rewards: 20% Travel Bonus when redeeming with Membership Rewards Pay with Points. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats.
Airline Status		Airline Status: Airport Club Access gives you complimentary access and amenities that would otherwise cost up to $950 per year. You and up to 2 travel companions, gain instant entry to any of our worldwide partner clubs: American Airlines Admirals Clubs, Delta Sky Clubs and US Airways Club.
Hotel Status		Hotel Status: Fine Hotels & Resorts - book your stay at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: 1.5% discount benefit No pre-set spending limit Cons: $185 annual fee	Pros: Exclusive benefits $200 Airline Fee Credit Airport Club Access Concierge Service Cons: $450 annual fee
Bottom Line	Flexible business credit card to help manage cash flow... Read full review	Excellent business charge card for frequent travelers... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on The Plum Card® from American Express OPEN

American Express Plum Card Review
August 17, 2011 - By Meghan Clark - Review for American Express Plum Card
With flexible payment options, a unique discount for prompt payment and access to travel and business protections, the Plum Card offers the great benefits businesses have come to expect from American Express. Although it has an annual fee, this ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on The Business Platinum Card® from American Express OPEN

American Express Business Platinum Review
August 19, 2011 - By Meghan Clark - Review for American Express Business Platinum
The Business Platinum Card from American Express offers top-of-the-line benefits—including Airport Club Access and a $200 Airline Fee Credit—to business travelers. The card also features a rewards program and a whole suite of protection that ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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The Platinum Card® from American Express 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - N/A $450

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