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Laurel Road Student Loans vs LendKey Student Loans

Laurel Road is a good option to maintain your federal loan grace period. How does it compare to LendKey? Read our comparison chart below.

Laurel Road offers some of the most competitive refinance rates. There is no cap on the amount you can refinance, so it's a good choice for professionals who got a MBA, medical, or law degree. Minimum $5,000 in loans to be eligible.

While LendKey connects borrowers with a network of community banks and credit unions to get the best rates. Lendkey's lenders offer both private student loans and refinancing & consolidation services. Many lenders offer the option to make interest-only payments during the first four years. Each lender has its own minimum loan and salary requirement.

Compare Laurel Road with LendKey, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Laurel Road Student LoansLendKey Student Loans
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Laurel Road Student Loans

LendKey Student Loans

Refinance Student Loans - Learn More

Read LendKey Review


Benefits and Features

Variable APR
2.51% to 7.51% (with AutoPay)
Fixed APR
3.49% to 7.54% (with AutoPay)
Minimum Amount
Maximum Amount
No maximum
Loan Term
5 to 20 years
5 to 20 years
State Residency
All states eligible
Most states except: ME, ND, NV, RI, and WV
Degree Requirements
Bachelor's or higher
Bachelor's or higher
Income Requirements
Employment RequirementsMust be employed or have an offer
Must be employed
Interest Only Payments
Yes for the first 4 years
Origination Fees
Prepayment Penalty
Can Use a Cosigner
Can Release a Cosigner
Varies case by case
Auto-Pay Interest Rate Reduction
Soft Credit Check
Unemployment Protection

CreditDonkey® Reviews

 Laurel Road Student LoansLendKey Student Loans
Customer Service
Loan Term
Ease of Use
Interest Rates
Payment Flexibility
Pros & ConsPros:
  • Low repayment options for medical residency
  • Keep federal grace period
  • Forgiveness is available due to disability
  • No mobile app
  • Forbearance options are on a case-by-case basis
  • Offer interest rate reduction beyond auto-debit reduction
  • Excellent customer service
  • Return policy within 30 days you can return your loan
  • Cumbersome application process
  • Lack of transparency regarding loan documents
Bottom LineGood option to maintain your federal loan grace period... Read full reviewGood option for customer service... Read full review
 Learn MoreLearn More

Refinance Student Loans

Laurel Road: Pricing information from published website as of 03/18/2018

LendKey: Pricing information from published website as of 11/15/2018

Which is Better: Laurel Road or LendKey?

Still need help deciding which student loans is better? Read the in-depth reviews below. You may also be interested in comparing Laurel Road or Earnest.

In short: Laurel Road's ease of use and payment flexibility are noteworthy. In particular, the ease of use is impressive. LendKey's interest rates is outstanding.

Articles on Laurel Road Student Loans

Articles on LendKey Student Loans

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CreditDonkey is a student loan comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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