Capital One® Spark® Miles for Business |
Disclaimer: The information for the Capital One® Spark® Miles for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
Capital One® Spark® Miles for Business is a Business Mastercard card with $0 intro annual fee for first year; $95 after that.
| Regular APR | |
|---|---|
| Purchases | 20.99% (Variable) |
| Balance Transfers | 20.99% (Variable) |
Rewards & Benefits
Earn a one-time bonus of 50,000 miles after you spend $4,500 on purchases within the first 3 months.
Redeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions.
Earn 2 miles per dollar on every purchase
If your card is lost or stolen and used without your authorization, you will not be liable for those charges.
- Annual Percentage Rate (APR) for Purchases
APR will be 20.99% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
APR will be 20.99% (Variable) based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. - Paying Interest for Balance Transfers
Usually, interest begins charging on the transfer transaction date. - Paying Interest for Cash Advances
Usually, interest begins charging on the cash advance transaction date.
Interest Rates & Interest Charges
- Annual Fee
$0 intro annual fee for first year; $95 after that - Balance Transfer Transaction Fee
No balance transfer fee - Cash Advance Transaction Fee
Either $10.00 or 3% of the amount of each cash advance, whichever is greater. - Foreign Transaction Fee
No foreign transaction fee
Fees
Capital One® Spark® Miles for Business | Ink Business Preferred® Credit Card | |
|---|---|---|
Interest Rates and Fees | ||
| Purchase APR | 20.99% (Variable) based on your creditworthiness and other factors | 15.99% to 20.99% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 20.99% (Variable) based on your creditworthiness and other factors | 15.99% to 20.99% Variable based on your creditworthiness and other factors |
| Balance Transfer Fee | No balance transfer fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Annual Fee | $0 intro annual fee for first year; $95 after that | |
Benefits and Features | ||
| Introductory Bonus Airline Rewards | Earn a one-time bonus of 50,000 miles after you spend $4,500 on purchases within the first 3 months. | |
| Introductory Bonus Offer | New Offer! Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening. | |
| Travel Rewards | Redeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions. | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. 1:1 point transfer to leading airline and hotel loyalty programs |
| Airline Rewards | Earn 2 miles per dollar on every purchase | 1:1 point transfer to leading airline and hotel loyalty programs |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. | |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One Spark Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2020 from published websites and is believed to be accurate, but not guaranteed. Ink Business Preferred: Pricing information including interest rates, benefits and fees was obtained on March 1, 2020 from published websites and is believed to be accurate, but not guaranteed. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One® Spark® Miles for Business and Ink Business Preferred® Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. | ||
- Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2020 from published websites and is believed to be accurate, but not guaranteed.
- While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.
Recent Mentions
Best Bank for Small Business
Capital One Business Credit Card
