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UFB Direct vs Fifth Third Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Fifth Third Bank? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.

While Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 27 months with a $5,000 minimum opening deposit.

Compare UFB Direct with Fifth Third Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 UFB Direct
Member FDIC
Fifth Third Bank
Member FDIC
 Learn MoreVisit Site
 

UFB Direct

Fifth Third Bank

SPECIAL OFFER
UFB Secure Savings - Earn up to 5.25% APY - Learn More

Read UFB Direct Review

SPECIAL OFFER
Personal Checking Account - $200 Bonus - Learn More

Read Fifth Third Bank Review

 

Benefits and Features

Savings
Up to 5.25% APY
0.01% APY
CD
N/A
0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 3.50% - 5.20% APY. Terms are 5, 7, 12, and 24 months, minimum deposit of $5,000.
Checking
N/A
  • Fifth Third Momentum® Checking: No monthly service charge
  • Fifth Third Preferred Checking®: Interest-bearing checking account
  • Fifth Third Student Banking: Personal checking account for students age 13 and up.
Money Market
Up to 5.25% APY
0.01% APY Standard Rate (0.01% Relationship Rate)
Mobile App
iOS & Android
 
ATMsFree withdrawals at 91,000 ATMs across the nationAllpoint® and 7-Eleven® network of ATMs. More than 50,000 fee-free ATMs nationwide.
Customer Service
Mon - Fri: 8 am - 5 pm PT
  • Mon-Fri 8:00 am - 6:00 pm (EST)
  • Sat 10:00 am - 4:00 pm (EST)
Locations
Online only
1,300 branches, including 100 Bank Mart® locations across the country
 

CreditDonkey® Reviews

 UFB DirectFifth Third Bank
SavingsStarStarStarStarStarStarStarEmpty StarEmpty StarEmpty Star
Money MarketStarStarStarStarEmpty StarStarStarHalf StarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarHalf Star
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
CDStarStarStarStarEmpty Star
CheckingStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Competitive APYs
  • Easy online banking
Cons:
  • Limited transactions
  • No physical locations
Pros:
  • Free Express Checking
  • Free student checking
  • Promo CD with high APY
Cons:
  • Higher balance requirements
  • Low savings APY
  • Limited branches
Bottom LineSafe digital bank for high APYs on personal savings and MMAs... Read full reviewMidwest & Southwest bank with high balance requirements... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

UFB Direct: Pricing information from published website as of 04/11/2024.

Fifth Third Bank: Pricing information from published website as of 04/09/2024 based on 45202 zip code.

Fifth Third Bank
Member FDIC

Personal Checking Account - $200 Bonus

Open an eligible Fifth Third checking account. Make direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.

Expires 6/30/2024
Fifth Third Bank
Member FDIC

Fifth Third Momentum® Checking - $200 Bonus

Open an eligible Fifth Third checking account. Make direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.

Expires 6/30/2024

Which is Better: UFB Direct or Fifth Third Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.

In short: UFB Direct's savings and money market are worth mentioning. In particular, the savings is outstanding.


Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best.

Articles on Fifth Third Bank

Fifth Third Bank Review

Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.

Which Do You Think is Best?





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