UFB Direct vs Axos Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Axos Bank? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.

While Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

Compare UFB Direct with Axos Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	UFB Direct	Axos Bank
	Member FDIC	Member FDIC
	Learn More	Visit Site
	SPECIAL OFFER UFB Secure Savings - Earn up to 5.25% APY - Learn More Read UFB Direct Review	SPECIAL OFFER Rewards Checking - Up to 3.30% APY - Learn More Read Axos Bank Review
	Benefits and Features
Savings	Up to 5.25% APY	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
CD	N/A	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	N/A	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback
Money Market	Up to 5.25% APY	0.25% APY
Mobile App	iOS & Android	iOS & Android
ATMs	Free withdrawals at 91,000 ATMs across the nation	Approximately 91,000 partner ATMs
Customer Service	Mon - Fri: 8 am - 5 pm PT	24/7
Locations	Online only	Online only
	CreditDonkey® Reviews

Savings
Money Market
Mobile App
Customer Service
CD
Checking
ATMs
Locations
Pros & Cons	Pros: Competitive APYs Easy online banking Cons: Limited transactions No physical locations	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches
Bottom Line	Safe digital bank for high APYs on personal savings and MMAs... Read full review	Full-service online bank with excellent cashback and interest checking... Read full review
	Learn More	Visit Site
	UFB Secure Savings - Earn up to 5.25% APY UFB Secure Money Market - Earn up to 5.25% APY	Rewards Checking - Up to 3.30% APY Basic Business Checking - Up to $400 Bonus CashBack Checking - Earn up to 1.00% Cash Back
UFB Direct: Pricing information from published website as of 04/11/2024. Axos Bank: Pricing information from published website as of 04/10/2024.

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Expires 6/30/2024

Use promo code AXOS300 and apply by June 30th, to earn up to a $300 bonus!
Up to 3.30% APY
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit
Only $50 to open an account

Member FDIC

Basic Business Checking - Up to $400 Bonus

Get Deal

Expires 6/30/2024

Business owners get up to $400 welcome bonus!*
Open a business checking account by June 30 and get up to $400 when you use promo code NEW400 on your application and maintain a minimum average daily balance of $50,000.*
Zero opening deposit and cash deposits accepted
Zero minimum monthly balance requirements
Two domestic wire reimbursements monthly
Unlimited domestic ATM fee reimbursements
Enhanced Visa benefits and first 50 checks free
Dedicated relationship manager and more

Member FDIC

CashBack Checking - Earn up to 1.00% Cash Back

Get Deal

Earn up to 1.00% cash back on signature-based purchases
Unlimited domestic ATM fee reimbursement
No monthly maintenance fee
$50 minimum balance required to open account

Which is Better: UFB Direct or Axos Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.