Your credit history and credit rating are critical to both your professional and personal life. Many people believe that a credit score is only important when applying for additional credit or loans. However, in reality, your credit score can ...
October 30, 2008 - By Grace Carter - Tip
Maintaining a good credit history helps ensure borrowers have access to credit when they need it. But how do creditors decide whether to extend credit and loan you money? Their decision is based largely on your credit score. Credit bureaus, ...
November 3, 2008 - By Timothy Dun - Tip
With more consumer credit extended each year through home mortgages, car loans and credit cards, understanding the role of credit reports is important for anyone planning to borrow money. A credit report is simply a document containing a ...
October 28, 2008 - By Timothy Dun - Tip
Having trouble understanding what your credit card statement means? Once you understand what those monthly credit card statements actually mean, it is much easier to make sense of the whole process and get those bills paid.
October 27, 2008 - By Julie Williams - Tip
Many people worry about credit card theft and credit card fraud. With the increasing number of both, it’s no wonder. However, protecting your credit card information is actually quite simple.
November 6, 2008 - By Julie Williams - Tip
These days it seems like everywhere you turn there is another bank wanting to hand you a credit card. On the television, at the banks and even if your mailbox; every bank has a different credit card offer especially for you!
November 3, 2008 - By Julie Williams - Tip
Has this ever happened to you?
When a bill or statement comes, you scan it over and then leave it in a big pile of other bills. Perhaps you even label the pile or put Post-It notes on top of the pile, reminding you to pay the bills, look over ...
November 6, 2008 - By Julie Williams - Tip
Everyone seems to have this picture of a reckless teenager living the high life with a credit card, racking up a bill that they couldn’t possibly hope to pay. Back in the days of the first credit cards, this may have been the case when the ...
November 5, 2008 - By Julie Williams - Tip
Understanding the terms and conditions of your credit card is often confusing and muddy; often with many legal terms throw into your terms and conditions. The most important step in understanding your card’s terms and conditions is reading them ...
October 27, 2008 - By Julie Williams - Tip
To the average American teenager, a credit card equals free money. We know this isn’t the case but unfortunately, when teenagers realize this, it is often too late.
October 29, 2008 - By Julie Williams - Tip
