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Truist Bank Promotions

$400

Personal Checking Account - $400 Bonus

Open a new Truist One Checking account online. Use promo code DC400TR1Q425 at account opening. Set up and receive at least two qualifying direct deposits totaling $2,000 or more within 120 days of account opening. Complete at least 20 qualifying debit card purchases within 120 days of account opening.

The information for Truist One Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

Expires 3/25/2026

Truist One Savings

  • $50 minimum opening deposit
  • $5 monthly fee can be waived if you maintain a minimum daily ledger balance of $300, have a recurring preauthorized internal transfer of $25 or more per statement cycle, you are under 18, or have any related Truist checking account.
  • No fee for first six withdrawals each month

The information for Truist One Savings has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

Truist Confidence Savings

  • $25 minimum opening deposit
  • No monthly fee
  • No overdraft-related fees

The information for Truist Confidence Savings has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

Simple Business Checking

  • $0 monthly fee
  • No charge for the first 50 total combined transactions per monthly statement cycle
  • No charge for the first $2,000 of cash deposits per monthly statement cycle

The information for Simple Business Checking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

$400

Business Checking Account - $400 Bonus

Open a new Simple Business Checking or Dynamic Business Checking account. Use promo code SB25Q4CHECKING at account opening. Make qualifying deposits of $2,000 or more within 30 days of account opening.

The information for Truist One Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

Expires 4/2/2026
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 1/31/2026
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 1/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - $300 Bonus

Expires in 6 days
  • Qualify for a $300 cash bonus with a minimum deposit of $50,000
  • This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Overview
Disclosures
Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 4/14/2026
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC
Chase
Member FDIC

Chase Total Checking® - $400 Bonus

Expires 4/15/2026
  • New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
  • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
  • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
  • Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
  • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
  • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
  • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
HSBC
Member FDIC

HSBC Premier - Earn Up to $7,000

Expires 3/31/2026
It's easy. The more you fund, the more you earn. Discover all that Premier can do for you

  • Send and receive money with Zelle® right from our mobile app
  • Manage your money safely, easily and fee-free around the world - from Global Money Transfers to multi-currency needs
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works: Open a new HSBC Premier checking account by March 31, 2026. Add New Assets to your Premier checking account, Premier Savings account, Premier Relationship Savings account, Managed Portfolio Account and/or Spectrum account (Eligible Accounts) by March 31, 2026, and maintain the New Assets through June 30, 2026.

  • Get a $1,500 Cash Bonus: Add and maintain New Assets of $150,000 to $249,999
  • Get a $2,500 Cash Bonus: Add and maintain New Assets of $250,000 to $499,999
  • Get a $3,500 Cash Bonus: Add and maintain New Assets of $500,000 to $999,999
  • Get a $7,000 Cash Bonus: Add and maintain New Assets of $1,000,000+

If all offer requirements are met, the bonus will be paid by August 31, 2026.

Truist Bank Checking Bonus

Truist Bank CD Rates

What is Truist Bank's CD rates?
  • 5-Month CD - 3.00% APY

    Highlights

    ATMs
    2,800+ ATMs
    Customer Service
    24/7 automated assistance
    Phone: 844-487-8478
    Monday - Friday: 8AM - 8PM ET
    Saturday: 8AM - 5PM ET
    Locations
    1,900+ branch locations

Information sourced from the published website as of 01/16/2026.

 
Member FDIC
Bank of America
Member FDIC
 Learn MoreLearn More
 

Truist Bank

Bank of America

 

Benefits and Features

Savings Bank of America Advantage Savings Standard Rate: 0.01% APY
CD 
  • 7-Month CD - 3.25% APY
  • 10-Month CD - 2.95% APY
  • 13-Month CD - 2.00% APY
  • 25-Month CD - 1.75% APY
  • 37-Month CD - 0.11% APY
  • 1-Month CD - 0.03% APY
  • 120-Month CD - 0.03% APY
Checking 
Check
Mobile App 
iOS & Android
ATMs
2,800+ ATMs
Approximately 15,000+ ATMs
Customer Service24/7 automated assistance
Phone: 844-487-8478
Monday - Friday: 8AM - 8PM ET
Saturday: 8AM - 5PM ET
  • Monday -Friday: 8AM - 9PM ET
  • Saturday: 9AM - 6PM ET
  • Sunday: 8AM - 5PM ET
IRA CD 
Check
Locations
1,900+ branch locations
3,700 financial centers
 Learn MoreLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Truist Bank: Information sourced from the published website as of 01/16/2026.

Bank of America: Pricing information from published website as of 01/09/2026 based on 91107 zip code.

5-Month CD - 3.00% APY


Truist Bank Alternatives

Bank of America
Member FDIC

Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer

Expires 12/31/2026
  • The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2026.
  • To qualify, a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you are eligible for.
    Balance RequirementCash Bonus Tier
    $5,000$400
    $15,000$750
  • Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
  • After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 4/14/2026
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC
Chase
Member FDIC

Chase Secure Banking℠ - $125 Bonus

Expires 3/27/2026
  • New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
  • JPMorgan Chase Bank, N.A. Member FDIC.
U.S. Bank
Member FDIC

U.S. Bank Business Essentials - $400 Bonus

Expires 3/31/2026

Promo code Q1AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 1/15/2026 and 3/31/2026. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.

Business Essentials: $400 bonus with $5,000 new money deposits, daily balance, and 6 qualifying transactions.

Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank Mobile Check Deposit, electronic or paper checks, Bill Pay (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers, or transfers between U.S. Bank accounts, are not eligible.

New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period.

Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.

Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.

All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
Member FDIC

CIT Bank
Member FDIC

CIT Bank Platinum Savings - $225 Bonus

Expires in 6 days
  • Qualify for a $225 cash bonus with a minimum deposit of $25,000
  • This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Disclosures

Articles on Truist Bank

Truist Checking Account Bonus

Opening a new Truist checking account could earn you a generous signup bonus with minimal effort. See the latest checking bonus details here.

Truist Savings Account Interest Rate

Truist Bank provides two savings accounts with low-interest rates. But, is there more to it? Keep reading to find out.

Truist Bank Problems

Truist may be one of the largest banks in the U.S. But it doesn't mean you won't experience problems with them. Read on for your possible solutions.

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More Bank Promotions

Bank of America
Member FDIC

Bank of America Offer Code

Bank of America Advantage Banking - Up to $500 Cash Offer
Wells Fargo
Member FDIC

Wells Fargo Promotions

Wells Fargo Everyday Checking Account - $325 Bonus
Chase
Member FDIC

Chase Coupon

Chase Bank $400 Bonus

Capital One 360 Promo Code

Personal Savings Account - $1,500 Bonus

PNC Bank Promotions

Virtual Wallet with Performance Select Checking - $400 Bonus

TD Bank Promotions

TD $300 Beyond Checking Bonus

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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