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PNC Bank Promotions
PNC Bank is currently offering eight promotions. Read our in-depth review of PNC Bank.
Virtual Wallet with Performance Select Checking - $300 Cash Bonus
Earn $300 when you open a new Virtual Wallet with Performance Select checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV.
Performance Select Checking - $300 Cash Bonus
Earn $300 when you open a new Performance Select Checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DE, FL, GA, IL, IN, KY, MD, MI, MO, NJ, NY, NC, OH, PA, SC, VA, WV, and WI.
Virtual Wallet with Performance Spend Checking - $200 Cash Bonus
Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV.
Performance Checking - $200 Cash Bonus
Earn $200 when you open a new Performance Checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV.
Virtual Wallet Checking - $50 Cash Bonus
Earn $50 when you open a new Virtual Wallet checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $500 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV.
Business Checking - $100 Bonus
Earn $100 when you open a new Business Checking account and do the following: Maintain the minimum average cycle balance of $1,500 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions within the first 3 statement cycles.
Business Checking Plus - $200 Bonus
Earn $200 when you open a new Business Checking Plus account and do the following: Maintain the minimum average cycle balance of $5,000 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions within the first 3 statement cycles.
Refer a Co-Worker – $100 for Each Referral
Available to existing participants of PNC WorkPlace Banking. Earn $100 for every co-worker who opens an eligible WorkPlace Banking checking account. Your friend also gets a reward. Your friends must use your referral coupon when they apply. You can earn this bonus for up to 10 referrals per year, for a total of up to $1,000.
PNC Bank Offers You May Have Missed
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Business Checking Preferred - $400 Cash Bonus
Earn $400 when you open a new Business Checking Preferred account and do the following within the first 3 statement cycles: Maintain a minimum average cycle balance of $25,000 AND make at least 10 PNC Bank Visa® Debit card purchases and/or PNC Bank Mobile Check Deposits. Bonus will be awarded within 90 days of meeting the requirements. Only available in the PNC Bank branch locations in the Central & Northern OH, DE, FL, Georgia-Alabama, Greater MD, KY, Southern IN, and Southwest PA markets. Only available to businesses with an annual revenue less than $5 million.
Business Checking Plus - $300 Cash Bonus
Earn $300 when you open a new Business Checking Plus account and do the following within the first 3 statement cycles: Maintain a minimum average cycle balance of $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases and/or PNC Bank Mobile Check Deposits. Bonus will be awarded within 90 days of meeting the requirements. Only available in the PNC Bank branch locations in the Central & Northern OH, DE, FL, Georgia-Alabama, Greater MD, KY, Southern IN, and Southwest PA markets. Only available to businesses with an annual revenue less than $5 million.
Business Checking - $200 Cash Bonus
Earn $200 when you open a new Business Checking account and do the following within the first 3 statement cycles: Maintain a minimum average cycle balance of $1,500 AND make at least 10 PNC Bank Visa® Debit card purchases and/or PNC Bank Mobile Check Deposits. Bonus will be awarded within 90 days of meeting the requirements. Only available in the PNC Bank branch locations in the Central & Northern OH, DE, FL, Georgia-Alabama, Greater MD, KY, Southern IN, and Southwest PA markets. Only available to businesses with an annual revenue less than $5 million.
Business Checking - $100 Bonus
Earn $100 when you open a new Business Checking account and do the following: Maintain the minimum average cycle balance of $1,500 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions and/or PNC Bank Mobile Check Deposits within the first 3 statement cycles. Terms Apply
Business Checking Plus - $200 Bonus
Earn $200 when you open a new Business Checking Plus account and do the following: Maintain the minimum average cycle balance of $5,000 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions and/or PNC Bank Mobile Check Deposits within the first 3 statement cycles. Terms Apply
Business Checking Preferred - $300 Bonus
Earn $300 when you open a new Business Checking Preferred account and do the following: Maintain the minimum average cycle balance of $25,000 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions and/or PNC Bank Mobile Check Deposits within the first 3 statement cycles. Terms Apply
PNC Bank has 2,600 branches in 19 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
Checking Account Bonuses
PNC Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.
All PNC Bank checking accounts offer free online banking, bill pay, and mobile deposits.
Virtual Wallet Account
This is PNC Bank's signature product. This can be paired with any of PNC Bank's checking accounts. Here are some features:
- Checking & Savings together. You get a checking account (Spend), a short-term savings (Reserve), and high-interest savings (Growth) account. These accounts are designed to help achieve your current banking needs and short-term and long-term goals.
- Financial tools. This is the biggest perk of the Virtual Wallet account. There are a variety of financial tools to help you create a budget, keep track of your spending, set up goals, save, get "danger days" alerts, and more.
- Automatic overdraft protection. If you overdraw your Spend account, funds from your Reserve account will automatically be transferred to cover the overdraft. If you need it, your Growth account can serve as your secondary overdraft protection account.
- Earn relationship rates. When you meet certain debit card or direct deposit requirements, you'll earn the higher relationship rate on your Growth account for the following month.
- ATM fee reimbursement. Depending on which Virtual Wallet account you have, you can have some or all of non-PNC ATM fees reimbursed.
How to Avoid PNC Bank Checking Account Fees
PNC Bank offers these standard checking accounts:
- Standard Checking. The $7 monthly service fee can be waived if you: maintain an average account balance of $500, OR have combined monthly direct deposits of at least $500, OR are age 62 or older.
- Performance Checking. The $12 monthly service fee can be waived if you: maintain an average account balance of $2,000, OR have combined monthly direct deposits of at least $2,000 ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined balance of at least $15,000 in PNC deposit accounts, loans, and investments.
- Performance Select Checking. The $25 monthly service fee can be waived if you: maintain an average account balance of $5,000, OR have combined monthly direct deposits of at least $5,000, OR have a combined balance of at least $25,000 in PNC deposit accounts and investments.
In addition to standard checking, PNC Bank also offers these Virtual Wallet checking + savings accounts:
- Virtual Wallet Checking. The $7 monthly service fee can be waived if you: maintain an average monthly balance of $500 in Spend and Reserve, OR have at least $500 in direct deposits per month to the Spend, OR are a qualified student, OR are age 62 or older.
- Virtual Wallet with Performance Spend. The $15 monthly service fee can be waived if you: maintain an average monthly balance of $2,000 in Spend and Reserve, OR have at least $2,000 in direct deposits per month to the Spend ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined balance of at least $15,000 in PNC deposit accounts, loans, and investments.
- Virtual Wallet with Performance Select. The $25 monthly service fee can be waived if you: maintain an average monthly balance of $5,000 in Spend and Reserve, OR have at least $5,000 in direct deposits per month to the Spend, OR have a combined balance of at least $25,000 in PNC deposit accounts and investments.
- Virtual Wallet Student. There is no monthly service fee with proof of active student status for 6 years.
Highlights
0.01% APY. Minimum deposit $25. $5 monthly service charge unless you have 1) $300 average monthly balance, or 2) if you are under 18 years old or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account.
0.04% - 1.50% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
0.03% - 1.70% APY. Minimum deposit $100, Maximum deposit $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.
Mon-Fri 7:00 am - 10:00 pm, (ET)
Sat & Sun 8:00 am - 5:00 pm (ET)
9000 ATMs across 19 states
0.04% - 1.50% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
2,600 PNC branches across 19 states.
Pricing information from published website as of 9/21/18
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PNC Bank | Wells Fargo | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.01% APY. Minimum deposit $25. $5 monthly service charge unless you have 1) $300 average monthly balance, or 2) if you are under 18 years old or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account. | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18. |
| CD | 0.04% - 1.50% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years. | 0.05% - 2.00% APY. Terms ranging from 3 months - 58 months. Minimum opening deposit of $2500 or $5000, depending on account. |
| Money Market | 0.03% - 1.70% APY. Minimum deposit $100, Maximum deposit $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance. | Also known as the Platinum Savings Account. 0.01% - 0.1% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3500. Bonus APY requires account link to Portfolio by Wells Fargo® relationship. |
| Customer Service | Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET) | Available 24 hours a day, 7 days a week. |
| ATMs | More than 13,000 ATMs across the country. | |
| IRA CD | 0.04% - 1.50% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years. | 0.05% - 2.05% APY. Terms ranging from 3 months - 144 months. Minimum opening deposit of $1000 0r $2500, depending on account. For bonus APY, you must maintain a linked Wells Fargo Prime Checking account or Wells Fargo Portfolio Checking account. |
| IRA Money Market | 0.03% - 0.05% APY. $100 minimum opening deposit. | |
| Locations | 2,600 PNC branches across 19 states. | More than 5,800 branches across the country. |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 9/21/18 Wells Fargo: Pricing information from published website as of 10/31/2018 | ||
Earn $250 with PNC Merchant Services
Open a new PNC Merchant Services account with an initial term of at least three years. Process $1,500 or more in card transactions within the first three billing cycles. $250 will be credited to your PNC Merchant Services account within 90 days of the date meeting the account opening and activation requirements.
Earn $500 with PNC Merchant Services
Open a new PNC Merchant Services account with an initial term of at least three years. Process $30,000 or more in card transactions within the first three billing cycles. $500 will be credited to your PNC Merchant Services account within 90 days of the date meeting the account opening and activation requirements.
PNC Investments - Earn $1,500
Fill out request coupon to avail this offer. Open an eligible PNC Investments account using coupon. Fund account with at least $500,000 within 30 days of account opening to receive $1,500 bonus. Cash bonus will be credited into account within 90 days of confirmation of total qualifying net deposit.
PNC Investments - Earn $100
Fill out request coupon to avail this offer. Open an eligible PNC Investments account using coupon. Fund account with at least $50,000 within 30 days of account opening to receive $100 bonus. Cash bonus will be credited into account within 90 days of confirmation of total qualifying net deposit.
PNC Investments - Earn $200
Fill out request coupon to avail this offer. Open an eligible PNC Investments account using coupon. Fund account with at least $100,000 within 30 days of account opening to receive $200 bonus. Cash bonus will be credited into account within 90 days of confirmation of total qualifying net deposit.
PNC Investments - Earn $50
Fill out request coupon to avail this offer. Open an eligible PNC Investments account using coupon. Fund account with at least $20,000 within 30 days of account opening to receive $50 bonus. Cash bonus will be credited into account within 90 days of confirmation of total qualifying net deposit.
PNC Investments - Earn $600
Fill out request coupon to avail this offer. Open an eligible PNC Investments account using coupon. Fund account with at least $250,000 within 30 days of account opening to receive $600 bonus. Cash bonus will be credited into account within 90 days of confirmation of total qualifying net deposit.
Beat Offer: Get $1,000 with PNC Merchant Services
PNC Bank is giving $1,000 PNC Visa gift card if they can't beat merchant's current payment processing fees. $1,000 PNC Visa gift card will be issued within 60 days of the cost comparison analysis. Offer is for new PNC Merchant Services accounts only. See promotion link for more details.
PNC Bank Alternatives
- Earn 2.01% APY on all balance tiers
- No monthly maintenance fee
- Minimum balance to earn APY is $1
- Member FDIC
Open a Savings Builder High Yield Savings Account and Get a 2.15% APY. Terms Apply
HSBC Direct Savings - 2.01% APY
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