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GO2bank Promotions

Read our in-depth review of GO2bank to see why GO2bank scored 4 stars out of 5. We like their interest on savings, get paycheck up to 2 days early, and up to $200 overdraft coverage.

If you're looking for bank promotions, you must check out these offers.

$5

Cash a Check and Get $5 Credit

Cash a check via the GO2bank app and get a one-time $5 credit. Enter offer code GO2get5 before tapping "Apply" to receive your $5 credit.

GO2bank Online & Mobile Banking

  • 4.50% APY on up to a $5,000 balance
  • 7% cashback on eGift Cards from 100+ popular merchants
  • $0 monthly fees with eligible direct deposit
  • No minimum balance
$1,500

Referral Program - Up to $1,500 Bonus

Earn $50 for every referred client who opens a qualifying account using your referral link, and completes qualifying requirements. You can earn up to $1,500 per calendar year.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 6/30/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 6/30/2026
It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Bank of America
Member FDIC

Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 3.75% APY

  • 3.75% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures
Raisin

High-Yield Savings Account - Up to $1,200 Bonus

Expires 6/30/2026
New customers only. Earn up to a $1,200 bonus.

  1. Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
  2. To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
  3. Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.

Qualifying Deposit Welcome Bonus Bonus Boost Total Bonus
$10,000 - $24,999 $50 +$10 $60
$25,000 - $49,999 $125 +$25 $150
$50,000 - $99,999 $250 +$50 $300
$100,000 - $199,999 $500 +100 $600
$200,000 or more $1,000 +200 $1,200

    Highlights

    Savings
    4.50% APY on savings, paid quarterly on balances up to $5,000
    Checking
    No monthly fees with eligible direct deposit (otherwise $5 per month)
    Monthly Fee
    $0/mo with eligible direct deposit (otherwise $5 per month)
    Minimum Deposit to Open
    $0
    Mobile App
    iOS & Android
    ATMs
    Over 55,000 fee-free AllPoint ATMs
    Customer Service
    Mon - Sun 5am - 9pm PST, phone and live chat
    Locations
    Online only

Information sourced from the published website as of 02/27/2026.

 

GO2bank

Chime

 

Benefits and Features

Savings4.50% APY on savings, paid quarterly on balances up to $5,0001.00% Annual Percentage Yield (APY).
CheckingNo monthly fees with eligible direct deposit (otherwise $5 per month)No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee$0/mo with eligible direct deposit (otherwise $5 per month)
$0
Minimum Deposit to Open
$0
$0
Mobile App
iOS & Android
iOS & Android
ATMsOver 55,000 fee-free AllPoint ATMsOver 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Customer ServiceMon - Sun 5am - 9pm PST, phone and live chat
24/7
Locations
Online only
Online only

GO2bank: Information sourced from the published website as of 02/27/2026.

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.


GO2bank Alternatives

Bank of America
Member FDIC

Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Savings Connect - 3.65% APY

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.00% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Articles on GO2bank

GO2bank

Get the real deal about GO2bank. Is it legit? Find out in this in-depth review.

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