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GO2bank Promotions

Read our in-depth review of GO2bank to see why GO2bank scored 4 stars out of 5. We like their interest on savings, get paycheck up to 2 days early, and up to $200 overdraft coverage.

If you're looking for bank promotions, you must check out these offers.

$5

Cash a Check and Get $5 Credit

Cash a check via the GO2bank app and get a one-time $5 credit. Enter offer code GO2get5 before tapping "Apply" to receive your $5 credit.

GO2bank Online & Mobile Banking

  • 4.50% APY on up to a $5,000 balance
  • 7% cashback on eGift Cards from 100+ popular merchants
  • $0 monthly fees with eligible direct deposit
  • No minimum balance
$1,500

Referral Program - Up to $1,500 Bonus

Earn $50 for every referred client who opens a qualifying account using your referral link, and completes qualifying requirements. You can earn up to $1,500 per calendar year.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 5/31/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 5/31/2026
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 05/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 3.75% APY

  • 3.75% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures
Raisin

High-Yield Savings Account - Up to $1,500 Bonus

Expires 4/30/2026
New customers only. Earn up to a $1,500 bonus.

  1. Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
  2. Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  3. Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Deposit Cash Bonus
$10,000 - $24,999 $70
$25,000 - $49,999 $175
$50,000 - $99,999 $350
$100,000 - $199,999 $750
$200,000 or more $1,500
HSBC
Member FDIC

HSBC Premier - Earn Up to $5,000

Expires 6/30/2026
It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

    Highlights

    Savings
    4.50% APY on savings, paid quarterly on balances up to $5,000
    Checking
    No monthly fees with eligible direct deposit (otherwise $5 per month)
    Monthly Fee
    $0/mo with eligible direct deposit (otherwise $5 per month)
    Minimum Deposit to Open
    $0
    Mobile App
    iOS & Android
    ATMs
    Over 55,000 fee-free AllPoint ATMs
    Customer Service
    Mon - Sun 5am - 9pm PST, phone and live chat
    Locations
    Online only

Information sourced from the published website as of 02/27/2026.

 

GO2bank

Chime

 

Benefits and Features

Savings4.50% APY on savings, paid quarterly on balances up to $5,0001.00% Annual Percentage Yield (APY).
CheckingNo monthly fees with eligible direct deposit (otherwise $5 per month)No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee$0/mo with eligible direct deposit (otherwise $5 per month)
$0
Minimum Deposit to Open
$0
$0
Mobile App
iOS & Android
iOS & Android
ATMsOver 55,000 fee-free AllPoint ATMsOver 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Customer ServiceMon - Sun 5am - 9pm PST, phone and live chat
24/7
Locations
Online only
Online only

GO2bank: Information sourced from the published website as of 02/27/2026.

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.


GO2bank Alternatives

U.S. Bank
Member FDIC

U.S. Bank Business Essentials - $400 Bonus

Expires 6/30/2026

Promo code Q2AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 4/01/2026 and 6/30/2026. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.

Business Essentials: $400 bonus with $5,000 deposits and daily balance

Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank mobile check deposit, electronic or paper checks, bill pay (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers, or transfers between U.S. Bank accounts, are not eligible.

New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period.

Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.

Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.

All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.

Member FDIC

CIT Bank
Member FDIC

CIT Bank Savings Connect - 3.65% APY

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 2.68% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

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GO2bank

Get the real deal about GO2bank. Is it legit? Find out in this in-depth review.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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