IRA CD

Compare IRA CD

Synchrony Bank

IRA CD: 0.25% to 4.15% APY. Terms of 3 months to 5 years. No minimum deposit to open.

Pros:

Savings with ATM card
High APY
All balance tiers receive same rate

Cons:

No checking account
Limited customer service hours

Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review

Navy Federal Credit Union

IRA CD: As high as 4.05%. Terms of 3 months to 7 years. Minimum deposit of $1,000.

Pros:

$0 monthly charge
Extensive ATM network

Cons:

Low interest rate
$5 opening deposit
Only for members

Our Review: (3.5) Navy Federal Credit Union provides various financial products. But do they have a high-yield savings account? Find out here... Read full review

Discover Bank

IRA CD: 9-month CD APY of 4.00%. 12-month CD APY of 4.00%. 18-month CD APY of 3.80%. 24-month CD APY of 3.80%. 5-year CD APY of 3.50%.

Pros:

High yield
No fees
24/7 customer service

Cons:

No interest checking

Our Review: (4.6) Discover® Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review

NBKC Bank

IRA CD: 2.00% to 3.25% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000 to open.

Wells Fargo

IRA CD: Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.

Pros:

Low requirements for Everyday Checking
Full service bank
24/7 customer service

Cons:

Low savings rates
Not in all states

Our Review: (3.9) Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review

USAA Bank

IRA CD: 0.01% APY. Terms of 182 days to 1 year. Minimum deposit of $250.

Pros:

$0 monthly fees
Free bank card

Cons:

Low APY
Not available for all

Our Review: (3.4) USAA Bank boasts a savings account with an adequate rate and no fees. But you may not be eligible to get it. Read on to find out... Read full review

Bank of America

Pros:

Large branch network
Extended service hours
Full service banking

Cons:

Monthly fees
Low interest rates
Many misc. banking fees

Our Review: Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on... Read full review

Citibank

Pros:

Perks for high balance customers
Many fee-free ATMs
Global presence

Cons:

No free checking option
Higher balance requirements
Low savings APY

Our Review: Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?... Read full review

Regions Bank

Pros:

$50 to open checking account
Relationship Rewards program
LifeGreen Savings annual bonus

Cons:

No free checking option
Limited branches
Low savings APY

Our Review: (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you... Read full review

Citizens Bank

IRA CD: Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.

Pros:

One Deposit Checking
Citizens Savings Tracker
24/7 customer service

Cons:

Low APY
Heavy overdraft fees
Limited branches

Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank... Read full review

Bask Bank

IRA CD: N/A

Pros:

High APY on savings
Earn American Airline mileage
No monthly fees

Cons:

No physical locations

Our Review: (4.5) Looking to earn a competitive APY? Interested in earning miles as you save? Bask Bank offers enticing savings options to meet your needs... Read full review

EverBank

IRA CD: N/A

SunTrust Bank

IRA CD: Terms ranging from 1 - 10 years.

BMO

IRA CD: 0.05% - 1.25% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit

Pros:

Free checking with eStatements
Large ATM network
Good financial tools

Cons:

Limited branches
Low savings APY

Our Review: (3.5) BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on... Read full review

TD Bank

IRA CD: 1.00% APY (up to 4.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).

Pros:

Extended banking hours
Low requirements to waive monthly fees
No foreign transaction fees

Cons:

No free checking
Low APY
Only on East Coast

Our Review: (3.9) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review

IRA CD

Compare IRA CD

Synchrony Bank

Navy Federal Credit Union

Discover Bank

NBKC Bank

Wells Fargo

USAA Bank

Bank of America

Citibank

Regions Bank

Citizens Bank

Bask Bank

EverBank

SunTrust Bank

BMO

TD Bank

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