GO2bank vs SoFi

GO2bank is a solid mobile bank with interest and good benefits, but beware of some fees. How does it compare to SoFi? Read our comparison chart below.

	GO2bankRobinhood
	Learn More	Learn More
	GO2bank	SoFi
	SPECIAL OFFER Referral Program - Up to $1,500 Bonus - Learn More Read GO2bank Review	OFFER Refinance Student Loans - Learn More Read SoFi Review
	Benefits and Features
Savings	1% APY on savings, paid quarterly on balances up to $5,000	Up to 4.60% APY
CD		N/A
Checking	No monthly fees with eligible direct deposit (otherwise $5 per month)	0.50% APY on checking balances with direct deposit activity or qualifying deposits
Monthly Fee	$0/mo with eligible direct deposit (otherwise $5 per month)
Minimum Deposit to Open	$0
Mobile App	iOS & Android
ATMs	Over 55,000 fee-free AllPoint ATMs
Customer Service	Mon - Sun 5am - 9pm PST, phone and live chat
Locations	Online only
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Fees
Eligibility
Interest Rates
Pros & Cons	Pros: Interest on savings Get paycheck up to 2 days early Up to $200 overdraft coverage Cons: $4.95 for cash deposits Need direct deposit to waive monthly fee	Pros: Competitive, fixed rates Low fees No collateral Cons: Slower underwriting process High standards for borrowers
Bottom Line	Solid mobile bank with interest and good benefits, but beware of some fees... Read full review	Personal loans with low APR and fees. Must have good credit to qualify... Read full review
	Referral Program - Up to $1,500 Bonus Cash a Check and Get $5 Credit GO2bank Online & Mobile Banking	Refinance Student Loans Personal Loans: Borrow Between $5k-$100k Active Investing with SoFi
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. GO2bank: Information sourced from the published website as of 02/16/2024.

Which is Better: GO2bank or SoFi?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing GO2bank or Chase.

Articles on GO2bank

GO2bank Review

Get the real deal about GO2bank. Is it legit? Find out in this in-depth review.

Articles on SoFi

SoFi Reviews

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

• SoFi vs Robinhood

SoFi Bank Locations

SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.

SoFi High Yield Savings Review

Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.

SoFi Mortgage Review

Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.

Which Do You Think is Best?

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