Save money and be informed. CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†
Discover Credit Cards for

Card Reviews

Cards with

Resources

Discover It vs Discover it Miles

Compare Rewards, Interest Rates, Fees, and Benefits

Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to Discover it Miles, a travel and airline credit card? Read our comparison chart below.

 

Discover it® Cash Back

Discover it® Miles

 
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards$0 Fraud Liability
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 14 months0% introductory APR for 14 months
Introductory APR for Balance Transfers0% introductory APR for 14 months10.99% introductory APR for 14 months
Purchase APR14.24% to 25.24% Variable based on your creditworthiness and other factors14.24% to 25.24% Variable based on your creditworthiness and other factors
Balance Transfers APR14.24% to 25.24% Variable based on your creditworthiness and other factors14.24% to 25.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackDiscover will match all the cash back you've earned at the end of your first year (only for new cardmembers). 
Introductory Bonus Airline Rewards Discover will match all the miles you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards1% cash back on all other purchases. 
Bonus Cash Back5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2019:
January - March 2019: Grocery Stores
April - June 2019: Gas Stations, Uber and Lyft
July - September 2019: Restaurants and PayPal
October - December 2019: Amazon.com, Target and Walmart.com
 
Travel Rewards 1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time.
Airline Rewards 1.5x Miles on every dollar you spend on purchases.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 5% bonus rotating categories
  • Intro APR on purchases and balance transfers
  • No foreign transaction fee
  • No annual fee
Cons:
  • Some merchants don't accept Discover
Pros:
  • 1.5x miles on purchases
  • No annual fee
  • First year promotional miles offer
  • No foreign transaction fee
Cons:
  • Some merchants don't accept Discover
Bottom LineExcellent cash back credit card with no annual fee and low interest rate... Read full reviewExcellent credit card with no annual fee for domestic travelers... Read full review
 Read Discover It ReviewRead Discover it Miles Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.

Disclaimer: The information for the Discover it® Cash Back and Discover it® Miles has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on January 2, 2019 from published websites and is believed to be accurate, but not guaranteed.

Discover it Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on January 2, 2019 from published websites and is believed to be accurate, but not guaranteed.

Articles on Discover it® Cash Back

Articles on Discover it® Miles

You Might Also Like

    Chase Freedom Unlimited Review: Is It Good?

    With a double cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.

    Best Discover Credit Card Offers: Which is Right for You?

    If you want a Discover card but aren't sure what to get, here's the guide to help.

    No Foreign Transaction Fee Credit Cards

    Most credit cards tack on a 3% charge, or foreign transaction fee, on purchases made outside the United States. If you travel internationally with a no foreign transaction fee credit card, you'll save money on your purchases.

    Disclaimer: The information for the Chase Freedom Unlimited has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare Discover It to:

Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
18.24% - 25.24% Variable
$95

You might also be interested in

Related: Cash Back Credit Cards

Infographics: Where Does All My Money Go

Household Spending Statistics

Where does all the money go? See what typical Americans make and spend in a month.

Compare Discover it Miles to:

Capital One® Venture® Rewards Credit Card

Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.99% - 25.24% (Variable)
$0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Related: Travel Rewards Credit Cards

International Travel

The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?
Next Page:

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Editorial Team | Privacy Policy | Terms of Use | Contact Us
© 2019 CreditDonkey