Discover Student It Card vs Discover It

Compare Rewards, Interest Rates, Fees, and Benefits

Discover Student It Card is an excellent cash back credit card for college students. How does it compare to Discover It, a cash back credit card? Read our comparison chart below.

Note: Discover it® Student Cash Back is a credit card for student while Discover it® Cash Back is a credit card for consumer.

	Discover it® Student Cash Back	Discover it® Cash Back
	Student Credit Card	Personal Credit Card

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 6 months	0% introductory APR for 14 months
Introductory APR for Balance Transfers	10.99% introductory APR for 6 months	0% introductory APR for 14 months
Purchase APR	19.49% Variable based on your creditworthiness and other factors	13.49% to 24.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	19.49% Variable based on your creditworthiness and other factors	13.49% to 24.49% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Student	Get $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening.
Introductory Bonus Cash Back	Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).	Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards	1% cash back on all other purchases.	1% cash back on all other purchases.
Bonus Cash Back	5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply. See issuer's website for additional program details. Bonus Categories for 2019:* October - December 2019: Amazon.com, Target and Walmart.com Bonus Categories for 2020: January - March 2020: Grocery Stores, Walgreens & CVS April - June 2020: Gas Stations, Uber, Lyft & Wholesale Clubs July - September 2020: Restaurants & PayPal October - December 2020: Amazon.com, Walmart.com & Target.com	5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply. See issuer's website for additional program details. Bonus Categories for 2020:* January - March 2020: Grocery Stores, Walgreens & CVS April - June 2020: Gas Stations, Uber, Lyft & Wholesale Clubs July - September 2020: Restaurants & PayPal October - December 2020: Amazon.com, Walmart.com & Target.com
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous cash back Intro APR on purchases No annual fee Cons: Not all merchants accept Discover	Pros: 5% bonus rotating categories Intro APR on purchases and balance transfers No foreign transaction fee No annual fee Cons: Some merchants don't accept Discover
Bottom Line	Excellent cash back credit card for college students... Read full review	Excellent cash back credit card with no annual fee and low interest rate... Read full review
	Read Discover Student It Card Review	Read Discover It Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover. Disclaimer: The information for the Discover it® Student Cash Back and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on December 2, 2019 from published websites and is believed to be accurate, but not guaranteed. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on November 6, 2019 from published websites and is believed to be accurate, but not guaranteed.

Articles on Discover it® Student Cash Back

Discover Student Card Review

College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It Student Cash Back. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today.

Articles on Discover it® Cash Back

Discover It Credit Card Review

With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons.

Is Discover It a Good Credit Card

Is Discover It worth it? The most popular offering by Discover can be well worth the application for the following 10 reasons. To round out this list, we'll also give you 3 reasons why you might want to look elsewhere ...

Best Discover Credit Card Offers: Which is Right for You?

If you want a Discover card but aren't sure what to get, here's the guide to help.

Best Credit Card for First-Time Applicants

Learn how to get a credit card for the first time. Read this guide to find out which cards are the best and how to avoid common mistakes beginners make.

Credit Cards for Young Adults

Just starting out? The best credit cards for young adults have good rewards and benefits with low fees. Read this before you get your first credit card.

No Foreign Transaction Fee Credit Cards

Most credit cards tack on a 3% charge, or foreign transaction fee, on purchases made outside the United States. If you travel internationally with a no foreign transaction fee credit card, you'll save money on your purchases.

Compare Discover Student It Card to:

Journey® Student Rewards from Capital One®



Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	26.99% (Variable)
Annual Fee
$0

Blue Cash Everyday® Card from American Express



Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
0% on Purchases for 15 months	0% on Balance Transfers for 15 months	14.49% - 25.49% Variable
Annual Fee
$0

Delta SkyMiles® Gold American Express Card



Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	17.24% - 26.24% Variable
Annual Fee
$0 introductory annual fee for the first year, then $99

Disclaimer: The information for the Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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