Discover Student It Card vs Discover It
Discover Student It Card is a student and cash back credit card. How does it compare to Discover It, a cash back card? Read our comparison chart below.
Discover it® Student Cash Back | Discover it® Cash Back | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 6 months | 0% introductory APR for 15 months |
| Introductory APR for Balance Transfers | 10.99% introductory APR for 6 months | 0% introductory APR for 15 months |
| Purchase APR | 17.24% to 26.24% Variable based on your creditworthiness and other factors | 18.24% to 27.24% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 17.24% to 26.24% Variable based on your creditworthiness and other factors | 18.24% to 27.24% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). |
| Cash Back Rewards | 1% cash back on all other purchases. | 1% cash back on all other purchases. |
| Bonus Cash Back | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Excellent cash back credit card with no annual fee and low interest rate... | |
| Read Discover It Review | ||
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover. Disclaimer: The information for the Discover it® Student Cash Back and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on January 11, 2025 from published websites and is believed to be accurate, but not guaranteed. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on January 11, 2025 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover Student It Card or Chase Freedom Unlimited.
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Discover It Credit Card Review
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For rates and fees of the Chase Freedom Unlimited® card, please click here.
For rates and fees of the Chase Sapphire Preferred® Card, please click here.
