Discover Student It Card vs Discover It

Discover Student It Card is an excellent cash back credit card for college students. How does it compare to Discover It, a cash back credit card? Read our comparison chart below.

Note: Discover it® for Students is a credit card for student while Discover it® - Cashback Match™ is a credit card for consumer.

	Discover it® for Students	Discover it® - Cashback Match™
	Student Credit Card	Personal Credit Card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 6 months	0% introductory APR for 14 months
Introductory APR for Balance Transfers	10.99% introductory APR for 6 months	0% introductory APR for 14 months
Purchase APR	14.49% to 23.49% Variable based on your creditworthiness and other factors	13.49% to 24.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	14.49% to 23.49% Variable based on your creditworthiness and other factors	13.49% to 24.49% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Student	Student: New student cardmembers who apply after July 23, 2015 will be rewarded with $20 in Cashback Bonus® if their grade point average is 3.0 (or equivalent) or higher each year they are enrolled in school, for the first five years from the account opening.
Introductory Bonus Cash Back	Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).	Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards	Cash Back Rewards: 1% cash back on all other purchases.	Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back	Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. Bonus Categories for 2017: October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target Bonus Categories for 2018: January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores July - September 2018: 5% on up to $1,500 in purchases at Restaurants October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs	Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. Bonus Categories for 2017: October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target Bonus Categories for 2018: January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores July - September 2018: 5% on up to $1,500 in purchases at Restaurants October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous cash back Intro APR on purchases No annual fee Cons: Not all merchants accept Discover	Pros: 5% bonus rotating categories 0% intro APR on purchases and balance transfers for 14 months, then a variable APR, currently 13.49% - 24.49% No foreign transaction fee No annual fee Cons: Some merchants don't accept Discover
Bottom Line	Excellent cash back credit card for college students... Read full review	Excellent cash back credit card with no annual fee and low interest rate... Read full review
	Read Discover Student It Card Review	Read Discover It Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover. Disclaimer: The information for the Discover it® for Students and Discover it® - Cashback Match™ has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2018 from published websites and is believed to be accurate, but not guaranteed. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2018 from published websites and is believed to be accurate, but not guaranteed.

Explore Discover it® for Students In-Depth

Discover Student Card Review

College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It for Students. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today.

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Explore Discover it® - Cashback Match™ In-Depth

Discover It Credit Card Review
With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons.
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Is Discover It a Good Credit Card
Is Discover It worth it? The most popular offering by Discover can be well worth the application for the following 10 reasons. To round out this list, we'll also give you 3 reasons why you might want to look elsewhere ...
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Compare Discover Student It Card to:

Blue Cash Everyday® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on Purchases for 15 months 0% on Balance Transfers for 15 months 14.49% - 25.49% Variable $0

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Compare Discover It to:

Chase Freedom Unlimited® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% for 15 months 0% for 15 months 16.24% - 24.99% Variable Annual Fee $0

Capital One® Quicksilver® Cash Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% intro on purchases for 9 months 0% intro on balance transfers for 9 months 14.49% - 24.49% (Variable) Annual Fee $0

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.24% - 24.24% Variable Annual Fee $0 Intro for the First Year, then $95

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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