Chase vs Regions Bank

Chase is a national bank with good promotions for new customers. How does it compare to Regions Bank? Read our comparison chart below.

Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.

While Regions Bank has 1,250+ branches in 15 states in the South and Midwest. Checking and savings accounts require just $50 to open, with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.

Compare Chase with Regions Bank, side-by-side.

	Chase	Regions Bank
	SPECIAL OFFER Chase Business Complete Banking® - Up to $500 Bonus - Learn More Read Chase Review	SPECIAL OFFER LifeGreen Business Checking® - Learn More
	Benefits and Features
Savings	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.	0.01% APY
CD	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.	0.01% APY (Up to 3.75% APY for Promotional Relationship)
Checking	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App	iOS & Android
ATMs	15,000+ Chase ATMs	2,000+ ATMs in 15 Southern and Midwestern US states.
Customer Service	Automated service available 24/7	24/7 Telephone Customer Service
IRA CD
Locations	Over 4,700	1,250+ branches in 15 Southern and Midwestern US states.
	CreditDonkey® Reviews
Savings
CD
Checking
Mobile App
Customer Service
Pros & Cons	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low savings rates Not in all states
Bottom Line	National bank with good promotions for new customers... Read full review
	Chase Business Complete Banking® - Up to $500 Bonus Chase Private Client Checking℠ - Up to $3,000 Bonus Chase Total Checking® - $300 Bonus	LifeGreen Business Checking® LifeGreen Savings Account – Up to $100 Annual Savings Bonus Regions Now Savings Account – Up to $100 Annual Savings Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 10/10/2025. Regions Bank: Pricing information from published website as of 10/09/2025 based on 35203 zip code.

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