Chase vs HSBC Bank
Chase is a national bank with good promotions for new customers. How does it compare to HSBC? Read our comparison chart below.
Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.
While HSBC is a large multi-national bank that focuses on banking and wealth management services for international high net worth clients. With a global presence in over 64 countries, clients will access privileges around the world.
Compare Chase with HSBC, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
|  Member FDIC |  Member FDIC |
| Visit Site | Visit Site |
| SPECIAL OFFER Chase First Banking - Learn MoreRead Chase Review | SPECIAL OFFER HSBC Premier - Earn Up to $3,000 - Learn MoreRead HSBC Review |
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| Benefits and Features |
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Savings |
- Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
- Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
| Premier Relationship Savings: 3.50% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY) |
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CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | 3.20% to 3.85% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.60%. Minimum deposit of $1,000 to open. |
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Checking |
- Chase Total Checking®
- Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
- Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
- Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
- Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
| Premier Checking to enjoy premium banking with both local and global benefits |
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Mobile App | iOS & Android | |
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ATMs | 15,000+ Chase ATMs | Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. |
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Customer Service | Automated service available 24/7 | 24/7 |
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Locations | Over 4,700 | 21 branches in the US; Global presence in more than 64 countries and territories worldwide |
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| CreditDonkey® Reviews |
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Savings |      | |
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CD |      | |
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Checking |      | |
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Mobile App |      | |
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Customer Service |      | |
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Pros & Cons | Pros:- More than 4,700 branches
- New customer coupons
- Full service banking
Cons:- Low savings rates
- Not in all states
| Pros:- Global presence
- Transfer money globally
- Priority customer service
Cons:- Limited US presence
- High account minimums
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Bottom Line | National bank with good promotions for new customers... Read full review | Full-service global bank ideal for high net worth expats and travelers... Read full review |
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| Visit Site | Visit Site |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 08/26/2025. HSBC: Data points including rates, fees, terms, and benefits was obtained on 09/04/2025 from published websites and is believed to be accurate, but not guaranteed. |
Which is Better: Chase or HSBC?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chase or Bank of America.
Articles on Chase
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Chase Business Complete Banking offers up to a $500 bonus for new customers with qualifying activities. Find out how to get this limited business checking promotion.
Is Chase Business Complete Banking the right choice for you? Here are the benefits and fees you need to know.
Opening a Chase business banking account is easy. Check out what you'll need and your business checking options in this guide.
What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).
What's the difference between Chase Private Client Checking℠ and Chase Sapphire℠ Banking? Find out which one you can qualify for.
Curious about scoring $600 from Chase? Read on to find out how to qualify and claim a $600 Chase bonus.
Curious if Chase offers a high-yield savings account? Read on to find out.
Looking to open a savings account with Chase? Check out the current rates being offered.
Articles on HSBC Bank
HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons.
If you work, live, or travel abroad, the HSBC Premier Checking account may be what you need. Read on to see if this global checking account is right for you.
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