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Blue Cash Preferred® from American Express

Find more credit cards from American Express
  • Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Terms and Restrictions Apply.
  • Go to issuer's official application, terms, and details

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.


Credit Card Review by CreditDonkey

Editors' Choice for Introductory Bonus Cash Back.
The Blue Cash Preferred® from American Express ranks 1 out of 6 Introductory Bonus Cash Back Credit Cards. This ranking is based on our analysis of our 4 published reviews, and our analysis of the features and benefits.

Editors' Choice for Grocery Rewards.
The Blue Cash Preferred® from American Express ranks 1 out of 8 Grocery Rewards Cards. This ranking is based on our analysis of our 6 published reviews, and our analysis of the features and benefits.

Blue Cash Preferred® from American Express is a Personal American Express Network card with $75 annual fee.

Apply for the Blue Cash Preferred with American Express secure online application. To qualify for this offer, you usually need excellent credit.

Intro APR Intro Period as long as Regular APR Penalty APR
Purchases 0%on Purchases for 12 months12.99% - 21.99% (Variable)27.24%
Balance Transfers NoneNone12.99% - 21.99% (Variable)27.24%
Cash Advances N/AN/A25.24% (Variable)27.24%

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR on Purchases for 12 months. After that, your APR will be as low as 12.99% to 21.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be as low as 12.99% to 21.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be as low as 25.24% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest.
  • Paying Interest for Balance Transfers
    Usually, interest begins charging on the transfer transaction date.
  • Paying Interest for Cash Advances
    Usually, interest begins charging on the cash advance transaction date.

    Fees

  • Balance Transfer Transaction Fee
    Either $5.00 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    2.7% of the amount of each transaction.
  • Late Payment Fee
    Usually, a $35 fee for each late payment may apply.
  • Returned Payment Fee
    Usually, a $35 fee for each returned payment may apply.
  • Overlimit Fee
    Usually, a $0 fee for each overlimit may apply.

    Complete Card Details

  • For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.


Articles on Blue Cash Preferred® from American Express

    Blue Cash Preferred Review: Worth the Annual Fee?

    Blue Cash Preferred Review: Worth the Annual Fee?

    March 23, 2012 - By David R - Review
    If you are looking to maximize your annual cash back rewards, the American Express Blue Cash Preferred Card is the way to go. This card has one of the highest cash back bonus rates in the industry. American Express created this card as an upgrade to the Blue Cash Everyday Card. While the Preferred Card has an annual fee, you can make this money back if you take advantage of the card’s generous cash rewards and bonuses.

Recent Mentions

    Grocery Rewards Deals

    Grocery Credit Card Deals

    By David R - Deals for Grocery
    Rising food prices are putting a squeeze on everyone’s grocery budget. According to The World Bank’s food price index, global food prices rose by 29% during 2010 and are approaching the record level set in 2008. These higher prices are due to a combination of rising energy costs, agricultural damage from poor weather, and increased food demand from developing nations like China.

    Gas Rewards

    When deciding on a gas credit card, you need to decide what kind of rewards you want. Click on any of the links below to find out more information about cards that will pay you back.

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Compare Blue Cash Preferred to:

Blue Cash Everyday Card from American Express
  • Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
  • Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
  • Terms and Restrictions Apply.
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 12 months
None
12.99% - 21.99% (Variable)
$0

American Express Premier Rewards Gold Card
  • Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
  • Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
  • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
  • Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
  • Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
  • $0 introductory annual fee for the first year, then $175
  • Terms and Restrictions Apply
Card TypeAnnual Fee
Personal Charge Card
Introductory annual fee of $0 for the first year, then $175

TrueEarnings Card from Costco and American Express
  • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
  • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
  • Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
  • Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
  • Terms and restrictions apply.
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 6 months
None
15.24% (Variable)
No Annual Fee with your paid Costco Membership

Popular Cards from American Express

Blue Sky from American Express

Blue Sky from American Express®

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 12 months
None
17.24% - 22.24% (Variable)
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel Rewards
  • Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.
  • Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
  • Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package - with no blackout dates.
  • Flexible Bill Payments: pay your bill all at once or over time.
  • No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%.
  • Terms and Restrictions Apply.
Apply for Blue Sky from American Express
The Platinum Card from American Express

The Platinum Card® from American Express

Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel Rewards
  • Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
  • Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™ Select, no foreign transaction fees
  • Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
  • Terms and restrictions apply
Apply for The Platinum Card from American Express
Gold Delta SkyMiles Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
NoneNone
15.24% - 19.24% (Variable)
Introductory Bonus Airline RewardsAirline RewardsEventsCar Rental Insurance
  • Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.
Apply for Gold Delta SkyMiles Credit Card from American Express

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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.