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Blue Cash Preferred® Card from American Express

Read more about American Express credit cards, a CreditDonkey advertiser

  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Special Offer: $0 intro annual fee for the first year of Card Membership, then $95.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
  • See Rates & Fees
  • Go to issuer's official application, terms, and details

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.


Editors' Choice for Gas Rewards.
The Blue Cash Preferred® Card from American Express ranks 1 out of 10 Gas Credit Cards. This ranking is based on our analysis of our 7 published reviews, and our analysis of the features and benefits.

Editors' Choice for Grocery Rewards.
The Blue Cash Preferred® Card from American Express ranks 1 out of 9 Grocery Rewards Cards. This ranking is based on our analysis of our 7 published reviews, and our analysis of the features and benefits.

Blue Cash Preferred® Card from American Express is a Personal American Express Network card with $0 intro annual fee for the first year of Card Membership, then $95.

Why this card may not be for you: This card has an annual fee. If you prefer a credit card with no annual fee instead, here is a side-by-side comparison of Blue Cash Preferred and Blue Cash Everyday.

Next Step: Apply for the Blue Cash Preferred with American Express secure online application. To qualify for this offer, you usually need good credit.

Regular APR
Purchases 13.99% - 24.99% Variable
Balance Transfers 13.99% - 24.99% Variable
Cash Advances 26.24% Variable

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    APR will be 13.99% to 24.99% Variable based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be 13.99% to 24.99% Variable based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be 26.24% Variable based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest.
  • Paying Interest for Balance Transfers
    Usually, interest begins charging on the transfer transaction date.

    Fees

  • Annual Fee
    $0 intro annual fee for the first year of Card Membership, then $95
  • Balance Transfer Transaction Fee
    Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee
    Up to $38
  • Returned Payment Fee
    Up to $38
  • Overlimit Fee
    Usually, a $0 fee for each overlimit may apply.
 Blue Cash Preferred Card from American Express
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Blue Cash Preferred® Card from American Express

The Amex EveryDay® Preferred Credit Card from American Express

 
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Special Offer: $0 intro annual fee for the first year of Card Membership, then $95.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
  • See Rates & Fees

 

Interest Rates and Fees

Introductory APR for PurchasesN/A0% introductory APR on Purchases for 12 months
Introductory APR for Balance TransfersN/A0% introductory APR on Balance Transfers for 12 months
Purchase APR13.99% to 24.99% Variable based on your creditworthiness and other factors13.99% to 23.99% Variable based on your creditworthiness and other factors
Balance Transfers APR13.99% to 24.99% Variable based on your creditworthiness and other factors13.99% to 23.99% Variable based on your creditworthiness and other factors
Annual Fee$0 intro annual fee for the first year of Card Membership, then $95$95 annual fee
 

Benefits and Features

Introductory Bonus Cash BackIntroductory Bonus Cash Back: $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
Cash Back RewardsCash Back Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. Terms and limitations apply. 
Bonus Reward Points Bonus Reward Points: Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
Point Rewards Point Rewards: 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
Gas RewardsGas Rewards: 3% cash back at U.S. gas stations. Terms and limitations applyGas Rewards: 2x points at US gas stations. Terms and limitations apply
Grocery RewardsGrocery Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. Terms and limitations applyGrocery Rewards: 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x). Terms and limitations apply
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Amex EveryDay Preferred: Pricing information including interest rates, benefits and fees was obtained on June 21, 2017 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the The Amex EveryDay® Preferred Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Complete Card Details

  • For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Articles on Blue Cash Preferred® Card from American Express

    Blue Cash Preferred

    March 23, 2012 - By David R - Reviews
    If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.

Recent Mentions


What do you think about Blue Cash Preferred® Card from American Express?


Compare Blue Cash Preferred to:


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
13.99% - 23.99% Variable
$95

Compare Blue Cash Preferred vs Blue Cash Everyday
  • $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
  • See Rates & Fees
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
13.99% - 24.99% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
15.99% - 24.74% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0%* for 18 months*
14.49% - 24.49%* (Variable)
$0*

Compare Blue Cash Preferred vs Chase Sapphire Preferred
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.99% - 23.99% Variable
Introductory Annual Fee of $0 the first year, then $95

Compare Blue Cash Preferred vs Amex EveryDay
  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.99% to 23.99%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See Rates & Fees
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
13.99% - 23.99% Variable
$0

Disclaimer: The information for the The Amex EveryDay® Preferred Credit Card from American Express, Chase Freedom, and Citi® Double Cash Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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    Amex EveryDay Credit Card Review

    If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the Amex EveryDay® Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to your wallet.

    American Express Starwood Preferred Guest Review

    Do you like to travel? Starwood Preferred Guest® Credit Card from American Express earns points that you can redeem for hotel stays and flights. Plus, there's a signup bonus! But the card has an annual fee. Read on to find out if the SPG card is still worth considering.

    Gold Delta SkyMiles

    There are many credit cards that earn Delta miles to choose from, so how do you decide if the Gold Delta SkyMiles® Credit Card from American Express is right for you? Read this review before you apply.

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.