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| SimplyCash® Business Card from American Express OPEN Find more credit cards from American Express
- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*
- No annual membership fee
- Go to issuer's official application, terms, and details
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
Credit Card Review by CreditDonkeySimplyCash® Business Card from American Express OPEN is a Business American Express Network card with $0 annual fee. To apply for SimplyCash, you usually need excellent credit. Apply directly for the SimplyCash® Business Card from American Express OPEN with American Express secure online application. | Intro APR | Intro Period as long as | APR as low as | Penalty APR |
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| Purchases | 0% | 6 months, 9 months or 12 months, based on your creditworthiness | 12.24% - 19.24% (Variable) | 27.24% |
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| Cash Advances | - | - | 21.24% (Variable) | See Issuer's Website |
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Rewards & Benefits Cash Back RewardsGet 5% on wireless service and office supplies, 3% on gas, and 1% on everything else.  Gas Rewards3% cash back on gasoline purchases up to $12,000 per year and then 1% cash back  Office Rewards5% cash back on office supply purchases up to $12,000 per year in each category and then 1% cash back  DiscountGet automatic discounts on every purchase you make with OPEN Savings partners  Baggage InsuranceInsure your carry-on and checked baggage against loss, theft, or damage up to $1,750 combined. Just use your Card to purchase your scheduled flight, cruise, train, helicopter, or bus ticket  Car Rental InsuranceCar Rental Loss and Damage Insurance provides coverage for theft of or damage to most rental vehicles when you use your Card to reserve and pay for an auto rental.  Extended WarrantyExtended Warranty mirrors manufacturers' warranties for covered products purchased with your Card account up to one additional year.  Purchase Protection90-day coverage from date of purchase against theft and accidental damage up to $1,000 per occurrence. Travel AssistanceWhen you travel more than 100 miles from home, we'll provide you with medical, legal, or other emergency assistance, including medical and legal referrals, visa/passport help, cash wire service, lost luggage assistance and more.
Interest Rates & Interest Charges- Annual Percentage Rate (APR) for Purchases
0% introductory APR for 6 months, 9 months or 12 months, based on your creditworthiness. After that, your APR will be as low as 12.24% to 19.24% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be as low as 21.24% (Variable) based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest.
Fees- Cash Advance Transaction Fee
Either $5.00 or 3% of the amount of each cash advance, whichever is greater. - Foreign Exchange Transaction Fee
2.7% of the amount of each transaction. - Late Payment Fee
Up to $35 - Returned Payment Fee
Usually, a $35 fee for each returned payment may apply. - Overlimit Fee
Usually, a $0 fee for each overlimit may apply.
Complete Card Details- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Articles on SimplyCash® Business Card from American Express OPENTrue to its name, the American Express SimplyCash Business card gives business owners an easy way to earn cash back on purchases. This card earns unlimited cash back on virtually all purchases as well as bonus cash back for purchases in special categories. Your cash back is automatically credited against your card balance, so you don’t have to worry about managing your rewards. Because this card doesn’t have an annual fee, it offers an inexpensive way to earn cash back. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
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| Intro APR (P) | Intro APR (BT) | APR as low as | | - | - | N/A | | - FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
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| Intro APR (P) | Intro APR (BT) | APR as low as | | - | - | 15.24% - 19.24% (Variable) | | - Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
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| Intro APR (P) | Intro APR (BT) | APR as low as | | - | - | 15.24% - 19.24% (Variable) | | - Earn 30,000 bonus miles toward Award Travel – when you spend $500 on the Card in the first three months from account opening
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- $0 intro annual fee for the first year, then $95
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- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
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