Marcus by Goldman Sachs Promotions
Read our in-depth review of Marcus.
High Yield CD
CD Term | APY |
---|---|
6 Months | 4.80% |
9 Months | 4.90% |
12 Months | 4.90% |
14 Months | 5.00% |
18 Months | 4.60% |
2 Years | 4.20% |
3 Years | 4.15% |
4 Years | 4.05% |
5 Years | 4.00% |
6 Years | 3.90% |
No-Penalty CD
- Minimum of $500 to earn interest
- Full balance can be withdrawn starting 7 days after funding the account
Term | APY |
---|---|
7-month | 4.70% |
11-month | 4.70% |
13-month | 4.70% |
Compare Promotions
High-Yield Savings Premier - 5.36% APY
- No account activity or maintenance fees
- $500 minimum opening deposit
- FDIC insured
CIT Bank No Penalty CD - 3.50% APY
- 3.50% APY
- Option to withdraw full balance and interest after 7 days of CD funding date
- $1,000 minimum to open an account
- 11 months
- No monthly maintenance fee
- Member FDIC
CIT Bank Platinum Savings - 5.05% APY
- 5.05% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Online Savings Account - Earn 4.25% APY
- No fees
- No minimum opening deposit
- No minimum balance required
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- Access to more than 15,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
About Marcus by Goldman Sachs
Marcus is the online bank offered by the investment giant, Goldman Sachs. It offers savings products with very competitive rates and no minimum deposit and no services fees.
Marcus by Goldman Sachs offers online savings and CDs. There are no maintenance fees on any of the deposit accounts.
What to Open at Marcus
- Online Savings Account. Marcus offers a high competitive rate on their online savings account. There is no minimum to open or to earn the stated APY. There are no service fees.
- Term CDs. The 12-month term CD offers one of the best rates on the market. Longer terms offer higher APYs. The minimum to open is $500. But you can continue to add funds into it for 30 days after account opening.
- No-Penalty CD. If you're not sure about tying up your funds, Marcus offers a 13-month no-penalty CD with an excellent rate. You get the flexibility to withdraw your balance and interest earned without being penalized. The minimum to open is $500.
What You Need to Know About Marcus
In exchange for high rates, Marcus does away with a lot of features. Note that there are:
- No mobile deposits. If you want to make a deposit, you'll have to do so either by mail or by depositing into an external account and then make a transfer online.
- No checking accounts
- No ATM card or ATM network
- No physical branches
- No mobile app
Highlights
4.40% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
3.90% to 5.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.90%. $500 minimum to open. No monthly service fee.
N/A
iOS & Android
None
Mon - Sat: 8 am - 10 pm ET
Sat - Sun: 9 am - 7 pm ET
Online Only
Information including rates, fees, terms, and benefits was obtained on April 04, 2024 from published websites and is believed to be accurate, but not guaranteed.
Marcus by Goldman Sachs | Ally Bank | |
---|---|---|
Benefits and Features | ||
Savings | 4.40% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement. | |
CD | 3.90% to 5.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.90%. $500 minimum to open. No monthly service fee. | 3.00% to 4.50% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50% |
Checking | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 | |
Money Market | ||
Mobile App | ||
ATMs | Over 43,000 no-fee Allpoint ATMs | |
Customer Service | Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET | |
Locations | ||
Marcus: Information including rates, fees, terms, and benefits was obtained on April 04, 2024 from published websites and is believed to be accurate, but not guaranteed. Ally Bank: Pricing information from published website as of 04/11/2024. |
4-Year High-Yield CD - 4.05% APY
Marcus Alternatives
CIT Bank Savings Connect - 4.65% APY
- Earn 11x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Online Checking Account - Earn Cash Back
- 1% cash back on up to $3,000 in debit card purchases each month. See website for details
- No fees
- Early Pay - Get your paycheck up to two days early with no charge
- No credit impact - You can apply without affecting your credit score.
- Access to over 60,000 no-fee ATMs in the U.S.
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
Bank of America Advantage Banking - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 5/31/2024.
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC.
U.S. Bank Smartly® Checking and Standard Savings - Up to $700 Bonus
Earn up to $500 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
Earn up to $200 with a new Standard Savings account.
- Make new money deposit(s) totaling $15,000 or more by July 17, 2024
- Maintain that balance until October 31, 2024
Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.