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Fidelity vs Betterment

Fidelity is a comprehensive online broker with in-depth research. How does it compare to Betterment? Read our comparison chart below.

Fidelity offers stock trades at $4.95 per trade, 93 commission free ETFs, and more than 180 branch locations. There is no minimum deposit.

While Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare Fidelity with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Fidelity
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Fidelity

Betterment

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Benefits and Features

Stock Trading
$4.95 per trade
 
Options Trading$4.95 per online trade, plus $0.65 per contract 
Annual Fee 0.25% for accounts under $100,000; 0.40% for accounts $100,000+
Minimum Deposit
$0
$0
Mutual Fund Trading$0 transaction fee for Fidelity funds
$0 on purchase for NTF (no transaction fee) non-Fidelity funds. ($49.95 on redemption if held less than 60 days)
$49.95 on purchase for non-Fidelity funds; $0 on redemption. (Certain funds may have a $75 transaction fee).
 
Commission Free ETFs265 including 25 Fidelity factor, sector, stock, and bond ETFs and 240 iShares® ETFs 
Phone Support 
Yes
Live Chat Support 
No
Email Support 
Yes
Human Advisors 
Yes
Assets Under Management 
$10 Billion
Tax Loss Harvesting 
Yes
Goal Tracker 
Yes
Automatic Deposits 
Yes
Broker Assisted Trades$32.95 per trade for representative-assisted trades. 
Customer Service
(800) 343-3548
 
Inactivity Fee
$0
 
Maintenance Fee
$0 account service fee
 
Online Platform 
Yes
iPhone App 
Yes
Android App 
Yes
BankingFidelity Cash Management Account includes reimbursed ATM fees, no monthly fee, no minimum balance requirement, FDIC insurance, mobile check deposit, free billpay and free checkwriting. 
Mobile App
 
Desktop AppActive Trader Pro (requires you trade 36 times or more in a rolling 12 month period) 
Locations
More than 180
 
Virtual Trading
 
Single Stock Diversification 
No
Fractional Shares 
Yes
Taxable Accounts 
Yes
401k Plans 
Yes
IRA Accounts 
Yes
Roth IRA Accounts 
Yes
SEP IRA Accounts 
Yes
Trust Accounts 
Yes
529 Plans 
No
 

CreditDonkey® Reviews

 Fidelity
Stock Trading
Options Trading
Mutual Fund Trading
Banking
Mobile App
Commissions and Fees
Research
Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Pros & ConsPros:
  • Research reports
  • Beginner-friendly tools
  • Mobile app
Cons:
  • Restricted platform
Pros:
  • No minimum investment
  • Many customized portfolios
  • Automatically invest extra funds
Cons:
  • Limited investment options
  • High fees for large investors
Bottom LineComprehensive online broker with in-depth research... Read full reviewGreat robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Fidelity: Pricing information from published website as of 02/28/2017

Betterment: Pricing information from published website as of 04/04/2018

Which is Better: Fidelity or Betterment?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Fidelity or Ally Invest.


Explore Fidelity In-Depth


Explore Betterment In-Depth

    Betterment Review

    Betterment is one of the most popular robo-advisors with low fees and no account minimum. But is it safe? Read this review to see if Betterment is worth it.

Which Do You Think is Best?


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