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Discover it® Cashback Match™


    Learn more about Discover credit cards

Discover it® Cashback Match™ is a Personal Discover Network card with $0 annual fee.

Intro APR Intro Period as long as Regular APR
Purchases 0%14 months11.24% - 23.24% Variable*
Balance Transfers 0%14 months11.24% - 23.24% Variable*
Cash Advances N/AN/A25.24% Variable*

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 14 months. After that, your APR will be 11.24% to 23.24% Variable* based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR for 14 months. After that, your APR will be 11.24% to 23.24% Variable* based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be 25.24% Variable* based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    3% of the amount of each transfer.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    0% of the amount of each transaction.
  • Late Payment Fee
    None the first time you pay late. After that, up to $37.
  • Returned Payment Fee
    Up to $37
 

Discover it® Cashback Match™

Chase Freedom

 

Interest Rates and Fees

Introductory APR for Purchases0% introductory APR for 14 months0% introductory APR for 15 months
Introductory APR for Balance Transfers0% introductory APR for 14 months0% introductory APR for 15 months
Purchase APR11.24% to 23.24% Variable* based on your creditworthiness and other factors14.24% to 23.24% Variable based on your creditworthiness and other factors
Balance Transfers APR11.24% to 23.24% Variable* based on your creditworthiness and other factors14.24% to 23.24% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).Introductory Bonus Cash Back: Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.
Cash Back RewardsCash Back Rewards: 1% cash back on all other purchases.Cash Back Rewards: Unlimited 1% cash back on all other purchases.
Bonus Cash BackBonus Cash Back: 5% cash back on up to $1,500 in purchases in categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2016:
January - March 2016: 5% on up to $1,500 in purchases at Gas Stations and for Ground Transportation
April - June 2016: 5% on up to $1,500 in purchases at Restaurants and Movies
July - September 2016: 5% on up to $1,500 in purchases at Home Improvement Stores and Amazon.com
October - December 2016: 5% on up to $1,500 in purchases at Amazon.com, Department Stores and Sam's Club
Bonus Categories for 2017:
January - March 2017: 5% on up to $1,500 in purchases at Gas Stations, Ground Transportation & Wholesale Clubs
Bonus Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months like gas stations, restaurants, and wholesale clubs. Unlimited 1% cash back on all other purchases.
Bonus Categories for 2016:
Q1 (January 1 – March 31, 2016): Gas stations and local commuter transportation (not including parking, tolls, and Amtrak® purchases)
Q2 (April 1 - June 30, 2016): Grocery stores (not including Walmart®, Target®, discount or warehouse club store purchases)
Q3 (July 1 – September 30, 2016): Restaurants and Wholesale Clubs
Q4 (October 1 – December 31, 2016): Department Stores, Wholesale Clubs and Drug Stores
 Learn MoreCompare More

Discover It: Pricing information including interest rates, rewards, benefits and fees were obtained on December 2, 2016 from published websites and are believed to be accurate, but not guaranteed.

Chase Freedom: Pricing information including interest rates, benefits and fees were obtained on July 4, 2016 from published websites and are believed to be accurate, but not guaranteed.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Discover it® Cashback Match™ and Chase Freedom have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Complete Card Details

  • Pricing information including interest rates, rewards, benefits and fees were obtained on December 2, 2016 from published websites and are believed to be accurate, but not guaranteed.
  • While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.

Disclaimer: The information for the Discover it® Cashback Match™ has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Articles on Discover it® Cashback Match™

    Discover It Credit Card Review

    January 11, 2013 - By David R - Reviews
    With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons.

    Is Discover It a Good Credit Card

    October 31, 2014 - By Leah Norris - Reviews
    Is Discover It worth it? The most popular offering by Discover can be well worth the application for the following 10 reasons. To round out this list, we’ll also give you 3 reasons why you might want to look elsewhere ...

Recent Mentions


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Compare Discover It to:


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
14.24% - 23.24% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
0% for 14 months
11.24% - 23.24% Variable*
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0%* for 18 months*
13.24% - 23.24%* (Variable)
$0*


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
10.99% for 14 months
11.24% - 23.24% (Variable)
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% intro on purchases for 9 months
0% intro on balance transfers for 9 months
13.24% - 23.24% (Variable)
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
13.24% - 23.24% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
10.99% for 6 months
13.24% - 22.24% Variable*
$0

Compare Discover It vs Chase Sapphire Preferred
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 23.24% Variable
Introductory Annual Fee of $0 the first year, then $95


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
13.24% - 23.24% (Variable)
$0 intro for first year; $59 after that


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 21 months*
0%* for 21 months*
13.24% - 23.24%* (Variable)
$0*

Compare Discover It vs Blue Cash Everyday
  • Apply by 1/11/2017- Earn 10% cash back on purchases at Amazon.com in the first 6 months, up to $200.
  • Plus, earn $100 back after you spend $1,000 in purchases on your new card within the first 3 months.
  • You will receive cash back in the form of statement credits.
  • Everyday Cash Back: 3% at U.S supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S gas stations; 1% on other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
  • See Rates & Fees
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
13.24% - 23.24% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
24.99% (Variable)
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
10.99% for 6 months
13.24% - 22.24% Variable*
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% Introductory APR for 12 billing cycles
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
13.24% - 23.24% Variable APR on purchases and balance transfers
$0

Compare Discover It vs Barclaycard CashForward
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness.
  • Please note, there is a fee for balance transfers
  • No annual fee
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for 15 months (on balance transfers made within 45 days of account opening)
14.99%, 19.99% or 24.99% Variable
$0

Disclaimer: The information for the Chase Freedom, Discover it® chrome, Citi® Double Cash Card, Discover it® Miles - Unlimited 1.5x Rewards Card, Capital One® Quicksilver® Cash Rewards Credit Card, Chase Slate, Discover it® Chrome for Students, Capital One® Venture® Rewards Credit Card, Citi Simplicity® Card, Capital One® Platinum Credit Card, Discover it® for Students, and BankAmericard Cash Rewards™ Credit Card have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.