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Discover it®

Find more credit cards from Discover
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
  • Go to issuer's official application, terms, and details

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Credit Card Review by CreditDonkey

Editors' Choice for Cash Back Rewards.
The Discover it® ranks 1 out of 13 Cash Back Rewards Credit Cards. This ranking is based on our analysis of our 11 published reviews, and our analysis of the features and benefits.

Editors' Choice for Bonus Cash Back.
The Discover it® ranks 1 out of 5 Bonus Cash Back Credit Cards. This ranking is based on our analysis of our 4 published reviews, and our analysis of the features and benefits.

Editors' Choice for Price Protection.
The Discover it® ranks 1 out of 6 Price Protection Credit Cards. This ranking is based on our analysis of our 5 published reviews, and our analysis of the features and benefits.

Discover it® is a Personal Discover Network card with $0 annual fee.

Apply for the Discover It with Discover secure online application.

Intro APR Intro Period as long as Regular APR
Purchases 0%6 months10.99% - 22.99% (V)*
Balance Transfers 0%18 months10.99% - 22.99% (V)*
Cash Advances N/AN/A24.99% (V)*

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 6 months. After that, your APR will be as low as 10.99% to 22.99% (V)* based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR for 18 months. After that, your APR will be as low as 10.99% to 22.99% (V)* based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be as low as 24.99% (V)* based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Balance Transfer Transaction Fee
    3% of the amount of each transfer.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    0% of the amount of each transaction.
  • Late Payment Fee
    None the first time you pay late. After that, up to $35.
  • Returned Payment Fee
    Up to $35

    Complete Card Details

  • For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: Discover is a paid advertiser of CreditDonkey.

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