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Discover Student It Card vs Delta SkyMiles® Gold American Express Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Discover Student It Card is an excellent cash back credit card for college students. How does it compare to Delta SkyMiles Gold from American Express, an airline credit card? Read our comparison chart below.

Note: Discover it® Student Cash Back is a credit card for student while Delta SkyMiles® Gold American Express Card is a credit card for consumer.

 Read Discover Student It Card ReviewApply Now
 

Discover it® Student Cash Back

Delta SkyMiles® Gold American Express Card

 Student Credit CardPersonal Credit Card
 
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental InsuranceExtended Warranty
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 6 monthsN/A
Introductory APR for Balance Transfers10.99% introductory APR for 6 monthsN/A
Purchase APR19.49% Variable based on your creditworthiness and other factors17.24% to 26.24% Variable based on your creditworthiness and other factors
Balance Transfers APR19.49% Variable based on your creditworthiness and other factors17.24% to 26.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 introductory annual fee for the first year, then $99
 Terms Apply. See Rates & Fees
 

Credit Card Rewards & Benefits

StudentGet $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening. 
Introductory Bonus Cash BackDiscover will match all the cash back you've earned at the end of your first year (only for new cardmembers). 
Introductory Bonus Airline Rewards Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
Cash Back Rewards1% cash back on all other purchases. 
Bonus Cash Back5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2019:
October - December 2019: Amazon.com, Target and Walmart.com
Bonus Categories for 2020:
January - March 2020: Grocery Stores, Walgreens & CVS
April - June 2020: Gas Stations, Uber, Lyft & Wholesale Clubs
July - September 2020: Restaurants & PayPal
October - December 2020: Amazon.com, Walmart.com & Target.com
 
Airline Rewards Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets.
Earn 1X Mile on all other eligible purchases.
Bonus Airline Rewards New! Get ready for your next trip - spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
Airline Status Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous cash back
  • Intro APR on purchases
  • No annual fee
Cons:
  • Not all merchants accept Discover
Pros:
  • Bonus Delta miles offer
  • One free checked bag
  • Main Cabin 1 Priority boarding
Cons:
  • $99 annual fee ($0 introductory annual fee for the first year)
Bottom LineExcellent cash back credit card for college students... Read full reviewGood airline credit card for someone who travels heavily with Delta airlines... Read full review
 Read Discover Student It Card ReviewApply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Discover it® Student Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on December 2, 2019 from published websites and is believed to be accurate, but not guaranteed.


Articles on Discover it® Student Cash Back


Articles on Delta SkyMiles® Gold American Express Card


Compare Discover Student It Card to:


StudentCash Back RewardsCar Rental InsuranceExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
26.99% (Variable)
$0

Blue Cash Everyday
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsurancePurchase Protection$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
14.49% - 25.49% Variable
$0

Disclaimer: The information for the Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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Delta Platinum AMEX

Delta SkyMiles® Platinum American Express Card

Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental Insurance
Terms Apply | See Rates & Fees
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.24% - 26.24% Variable
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$250
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Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.49% - 24.49% Variable
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Capital One® Venture® Rewards Credit Card

Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.24% - 24.49% (Variable)
Annual Fee
$0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.