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Discover Student It Card vs Discover it Chrome for Students

Compare Rewards, Interest Rates, Fees, and Benefits

Discover Student It Card is an excellent cash back credit card for college students. How does it compare to Discover it Chrome for Students, a student, gas and restaurant card? Read our comparison chart below.

 

Discover it® Student Cash Back

Discover it® Student Chrome

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 6 months0% introductory APR for 6 months
Introductory APR for Balance Transfers10.99% introductory APR for 6 months10.99% introductory APR for 6 months
Purchase APR18.24% to 27.24% Variable based on your creditworthiness and other factors18.24% to 27.24% Variable based on your creditworthiness and other factors
Balance Transfers APR18.24% to 27.24% Variable based on your creditworthiness and other factors18.24% to 27.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

StudentGet $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening.Get $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening.
Introductory Bonus Cash BackDiscover will match all the cash back you've earned at the end of your first year (only for new cardmembers).Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards1% cash back on all other purchases.2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed.* 1% cash back on all your other purchases.
Bonus Cash Back5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
 
Gas Rewards 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*.
Dining Rewards 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous cash back
  • Intro APR on purchases
  • No annual fee
Cons:
  • Not all merchants accept Discover
Bottom LineExcellent cash back credit card for college students... Read full review
 Read Discover Student It Card Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.

Disclaimer: The information for the Discover it® Student Cash Back and Discover it® Student Chrome has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed.

Discover it Chrome for Students: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed.


Articles on Discover it® Student Cash Back

Discover Student Card Review

College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It Student Cash Back. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today.

Which Do You Like and Why?





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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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