CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Discover Bank vs Huntington Bank

Discover Bank is a solid online bank with high APY rates and good customer service. How does it compare to Huntington? Read our comparison chart below.

Discover Bank offers some of the highest interest rates on the market. CDs go up to 10-year terms and have a minimum deposit of $2,500. In addition, Discover offers checkback checking. There are no service fees.

While Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

Compare Discover Bank with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Discover BankHuntington Bank
 Visit SiteLearn More
 

Discover Bank

Huntington Bank

SPECIAL OFFER
Discover Online Savings - $200 Cash Bonus - Learn More

Read Discover Bank Review

SPECIAL OFFER
Business Checking Account - $200 Bonus - Learn More

Read Huntington Review

 

Benefits and Features

Savings
1.50% APY
0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
CD0.35% to 1.80% APY. Terms of 3 months to 10 years. 12-month CD APY of 1.75%. Minimum deposit of $2,500 to open.Promotional CD account 7-month term; 0.50% APY. Minimum deposit $1,000. Otherwise, regular CD APY range from 0.01% - 0.25% for amounts ranging from $1,000 - $100,000.
CheckingEarn 1% cashback on up to $3,000 in debit card purchases each month 
Money Market1.35% APY under $100,000; 1.40% APY $100,000 or more. $2,500 minimum deposit.0.05% APY (0.29% APY - 0.31% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.
Customer Service
24/7
24/7
ATMs
Over 60,000 no-fee ATMs
Over 1,800 ATMs
IRA CD12-month CD APY of 1.75%. 24-month CD APY of 1.75%. 5-year CD APY of 1.80%. 
Locations
Online Only
Nearly 1,000 branches
 

CreditDonkey® Reviews

 Discover BankHuntington Bank
Savings
Checking
Money Market
Customer Service
Mobile App
CD
Pros & ConsPros:
  • High yield
  • Cashback checking
  • 24/7 customer service
Cons:
  • No interest checking
  • $2,500 minimum deposit for CDs
Pros:
  • Free checking option
  • 24-hr grace for overdrafts
  • All day deposit
  • 24-hr customer service
Cons:
  • Limited branches
  • Low savings APY
Bottom LineSolid online bank with high APY rates and good customer service... Read full reviewMidwest bank with great account benefits and free checking option... Read full review
 Visit SiteLearn More
What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Discover Bank: Pricing information from published website as of 3/12/2020

    Huntington: Pricing information from published website as of 03/21/2020 based on 43215 zip code.

    Which is Better: Discover Bank or Huntington?

    Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Discover Bank or Chase.

    In short: Discover Bank's savings, money market, and mobile app are worth mentioning. In particular, the money market and mobile app are outstanding.


    Articles on Discover Bank


    Articles on Huntington Bank


    Which Do You Think is Best?


    You Might Also Like


    Compare Discover Bank to:


    You might also be interested in

    How to Open CIT Bank Application

    Opening an account with CIT Bank is simple. Take a look at what you'll need and check out your account options in our guide.

    Compare Huntington to:


    Next Page:

    About CreditDonkey®
    CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.