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Restaurant Credit Cards

Restaurant Credit Card Deals: May 2012

We've compiled a list of the best Restaurant Credit Card Deals available for this month.

Dining Rewards Credit Cards


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Best Restaurant Credit Card

Discover® Open Road Card
Apply for Discover® Open Road Card
Editors' Choice
Restaurant Credit Cards
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Go to issuer's official application, terms, and details
Cash Back RewardsDining RewardsGas RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Dining Rewards Benefit: 2% cashback bonus at restaurants all year long.
Our Review: If you are a frequent commuter, the Discover Open Road Card can help you save money. This card offers bonus cash back on gasoline and restaurant purchases - important categories for someone who travels a lot. It also offers somewhat limited cash back on purchases in other categories. This card is especially suited to consumers looking to save money on gas and restaurant meals... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 15 months
0% for 15 months
10.99% - 19.99% (Variable)
$0

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Infographic: Restaurant Trends

Restaurant Trends: New Incentives for Dining Out

43% of consumers indicate restaurants being an essential part of their lifestyle, according to a survey by the National Restaurant Association. We put together a research infographic illustrating restaurants doing more to attract customers.


Compare Credit Cards with Dining Rewards

Discover® Student Open Road
Apply for Discover® Student Open Road
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Double Cashback Bonus®* at gas stations and restaurants.*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
StudentCash Back RewardsDining RewardsGas RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Dining Rewards Benefit: Double Cashback Bonus at restaurants.
Our Review: Are you a student who drives or eats out all the time? If so, you could be a good candidate for the Discover Open Road Student Card. This rewards card earns cash back on all your purchases as well as bonus cash back on purchases at restaurants and gas stations. By using the Discover Open Road Student Card responsibly, you can save money on your purchases while building your credit score... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 9 months
-
12.99% - 18.99% (Variable)
$0

Citi Forward® Card
Apply for Citi Forward® Card
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*.
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsDining RewardsCar Rental Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Dining Rewards Benefit: 5 points for every $1 you spend on restaurants
Our Review: The Citi Forward Card is a rewards credit card that encourages good credit management. It gives extra rewards and interest discounts to responsible cardholders. This card also has generous rewards for purchases at restaurants. These features combine to give a nice discount on entertainment spending and help you develop good credit card habits... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
0% for 12 months
12.99% - 22.99% (Variable)
$0

Ink Cash℠ Business Card
Apply for Ink Cash℠ Business Card
  • Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee
Introductory Bonus Cash BackCash Back RewardsDining RewardsGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Dining Rewards Benefit: Earn 2% cash back on the first $25,000 spent annually on gas and restaurants
Our Review: Free of annual fees, the Ink Cash Business Card helps small business owners earn cash rewards right away thanks to an introductory cash back offer. Bonus rewards categories and an introductory 0% APR sweeten the deal even more. The Ink Cash Business Card by Chase is a great bet for small businesses who plan on using their card within the US and want the simplicity of cash rewards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
0% for 12 months
10.24% (Variable)
$0

Chase Sapphire Preferred℠ Card
Apply for Chase Sapphire Preferred℠ Card
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
Introductory Bonus Reward PointsPoint RewardsTravel RewardsBonus Reward PointsDining RewardsNo Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft AssistanceRoadside Assistance
Dining Rewards Benefit: 2 points per dollar spent at restaurants
Our Review: The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to easily offset it with the points they earn... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$95

Chase Sapphire℠
Apply for Chase Sapphire℠
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsPurchase Protection$0 Fraud Liability
Dining Rewards Benefit: 2 points per dollar spent at restaurants
Our Review: If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$0

Miles by Discover® Card
Apply for Miles by Discover® Card
  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsCar Rental RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsCar Rental Insurance $0 Fraud Liability
Dining Rewards Benefit: Earn double miles on up to $3,000 in travel and restaurant purchases.
Our Review: With a potential 20,000 bonus miles offer and no annual fee, the Discover Miles card offers great benefits to travelers. Redeeming miles also couldn't be easier: just make a travel purchase through any airline, travel agent or online travel site then tell Discover to put your miles toward that purchase. This review will describe the other benefits of the Discover Miles card for travel enthusiasts... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
-
0% for 12 months
10.99% - 15.99% (Variable)
$0

Marriott Rewards® Premier Credit Card
Apply for Marriott Rewards® Premier Credit Card
  • Earn 50,000 Bonus Points after your first use
  • Receive 1 free night stay upon account approval and each year upon account anniversary
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other purchases
  • No foreign transaction fees
  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsBonus Hotel RewardsCar Rental RewardsDining RewardsNo Limits on Rewards
Dining Rewards Benefit: Earn 2 points for every $1 spent on dining
Our Review: The Marriott Rewards Premier Credit Card is designed for frequent travelers who enjoy the Marriott chain of hotels... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$85

TrueEarnings® Card from Costco and American Express
Apply for TrueEarnings® Card from Costco and American Express
  • American Express® Card and Costco Membership Card in one - with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Cash Back RewardsTravel RewardsDining RewardsGas RewardsNo Limits on RewardsEventsCar Rental InsuranceExtended WarrantyPurchase Protection Travel Accident Insurance$0 Fraud Liability
Dining Rewards Benefit: 2% cash back for restaurants
Our Review: Costco shoppers looking for rewards on their in-store and gasoline purchases should check out the TrueEarnings Card from Costco and American Express. There is no annual fee for active Costco members, so the cash back you earn goes straight to your wallet. It also comes packed with the benefits you'd expect from American Express... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
-
15.24% (Variable)
$0

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


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