Citizens Bank vs Huntington Bank
Citizens Bank is an east Coast bank with solid deposit products to help meet goals. How does it compare to Huntington? Read our comparison chart below.
Citizens Bank has over 1,000 branches on the East Coast. It offers a wide range of banking products and services, as well as financial tools to keep you on track. The GoalTrack Savings program offers gift card incentives for reaching your savings goals.
While Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option.
Compare Citizens Bank with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Citizens Bank | Huntington Bank | |
|---|---|---|
Personal Checking Account - $400 Bonus - | Business Checking Account - $1,000 Bonus - | |
Benefits and Features | ||
| Savings | Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account. | 0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. |
| CD | Several types of CD accounts. Terms ranging from 10-14 month. 2.75% - 3.50 APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for 14-Month and $25000 for 10-Month online CD. | 0.50% APY for amounts ranging from $1,000 to $99,999.99. Minimum deposit is $1,000. |
| Checking |
| |
| Money Market | Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account. | 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account. |
| ATMs | ||
| Customer Service | 24/7 Telephone Customer Service | |
| IRA CD | Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee. | |
| Locations | ||
CreditDonkey® Reviews | ||
| Savings |   |  |
| CD | | |
| Checking | | |
| Money Market | | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | East Coast bank with solid deposit products to help meet goals... | Midwest bank with great account benefits and free checking option... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citizens Bank: Pricing information from published website as of 04/18/2025 based on 10011 zip code. Huntington: Pricing information from published website as of 04/18/2025 based on 43215 zip code. | ||
Which is Better: Citizens Bank or Huntington?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Citizens Bank or Bank of America.
In short: Huntington's cd is noteworthy.
Articles on Citizens Bank
Citizens Bank Review
Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank.
Citizens Bank High Yield Savings
Citizens has an online savings account with a competitive APY and no fees. But what's the catch? Continue reading to find out.
Citizens Bank Problems
While Citizens Bank offers easy-to-maintain checking and savings accounts, some customers didn't have the best experience. Here's why.
Articles on Huntington Bank
Huntington Bank Review
Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you.
Huntington Bank Savings Account Interest Rates
Huntington Bank offers two savings accounts with low APY. Is it still worth it? Read on to find out.
Huntington Bank Problems
Huntington Bank could very well be one of the best regional banks, but it's not perfect. Find out what problems you may encounter with them.
Huntington Bank CD Rates
What's the Huntington Bank CD promotional rate? Read this review to find out if the APY is worth your time.
Huntington Bank Money Market Rates
Huntington Bank Relationship Money Market Account lets you earn interest on your savings. Find out if the APY is worth your time below.
Huntington Bank Hours
Huntington Bank is a full-service bank based in the Midwest. Find out when you can visit a local branch, drive-thru, or ATM near you.
Huntington Platinum Perks Checking
Earn $300 for opening a Huntington Platinum Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the huge cash bonus.
Huntington Perks Checking
Earn $200 for opening a Huntington Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the cash bonus promotion below.
Asterisk Free Checking
Huntington Bank is offering a $0 bonus when you open a new Asterisk-Free Checking® account with qualifying requirements. Find out how to take advantage of the promotion.
Huntington Bank Routing Number
You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.
Which Do You Think is Best?
Which Bank Account is Right for You?
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