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Chase Sapphire Reserve℠ vs Citi Double Cash

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to Citi Double Cash, a cash back credit card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Reserve has a $450 annual fee, while the Citi Double Cash has a $0 annual fee.

 Apply NowRead Citi Double Cash Review
 

Chase Sapphire Reserve℠

Citi® Double Cash Card

 

Credit Card Interest Rates & Fees

Introductory APR for Balance TransfersN/A0%* introductory APR for 18 months*
Purchase APR17.24% to 24.24% Variable based on your creditworthiness and other factors14.74% to 24.74%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR17.24% to 24.24% Variable based on your creditworthiness and other factors14.74% to 24.74%* (Variable) based on your creditworthiness and other factors
Foreign Transaction Fee$03% of each purchase transaction in US dollars.
Annual Fee$450 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward airfare, hotels, car rentals and cruises when you redeem through Chase Ultimate Rewards® 
Cash Back Rewards Cash Back Rewards: Earn cash back twice on every purchase: 1% cash back when you buy; plus an additional 1% cash back as you pay for those purchases
Travel RewardsTravel Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
1:1 point transfer to leading airline and hotel loyalty programs
 
Airline RewardsAirline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs 
Hotel RewardsHotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs 
Point RewardsPoint Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. 
Airline StatusAirline Status: $300 Annual Travel Credit (as reimbursement for travel purchases charged to your card).
Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select
 
Dining RewardsDining Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. 
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Bonus points
  • Annual travel credit
  • Elite travel benefits
Cons:
  • $450 annual fee
  • No introductory annual fee
  • No intro APR
Pros:
  • Earns cash back twice on purchases
  • No annual fee
  • Introductory APR for 18 months on balance transfers
Cons:
  • No signup bonus
  • Cash rewards expire after 12 months if there is no activity on the account
  • 3% foreign transaction fee
Bottom LineUltra premium credit card for luxury travelers... Read full reviewGreat rewards credit card to earn cash back twice with no annual fee... Read full review
 Apply NowRead Citi Double Cash Review
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi® Double Cash Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Double Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on December 19, 2017 from published websites and is believed to be accurate, but not guaranteed.


    Explore Chase Sapphire Reserve℠ In-Depth


    Explore Citi® Double Cash Card In-Depth


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    Compare Chase Sapphire Reserve to:

    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.24% - 24.24% Variable
    Annual Fee
    $0 Intro for the First Year, then $95
    American Express Platinum

    The Platinum Card® from American Express

    Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel Rewards
    Annual Fee
    $550
    Premier Rewards Gold Card

    Premier Rewards Gold Card from American Express

    Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
    Annual Fee
    Introductory annual fee of $0 for the first year, then $195

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    Compare Citi Double Cash to:

    Chase Freedom Unlimited

    Chase Freedom Unlimited®

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% for 15 months
    0% for 15 months
    16.24% - 24.99% Variable
    Annual Fee
    $0
    Blue Cash Everyday

    Blue Cash Everyday® Card from American Express

    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 15 months
    0% on Balance Transfers for 15 months
    14.24% - 25.24% Variable
    Annual Fee
    $0
    Barclaycard Arrival Plus

    Barclaycard Arrival Plus® World Elite Mastercard®

    Introductory Bonus Airline RewardsTravel RewardsAirline RewardsHotel Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/A
    0% for 12 months (on balance transfers made within 45 days of account opening)
    17.24%, 21.24% or 24.24% Variable
    Annual Fee
    $89 - Waived first year
    Infographics: Where Does All My Money Go

    Household Spending Statistics

    Where does all the money go? See what typical Americans make and spend in a month.


    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.