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|  | We've compiled a list of the best Business Credit Card Deals available for this month. Business Credit CardsCompare Business Credit Cards and Apply Online |
Find the best credit card for your small business. Enjoy the security and benefits that only a business card can provide -- a reliable cash source, credibility, rewards, accountability, and increased security.
Best Business Credit Card
 Business Credit Cards | | - $250 cash back bonus after you spend $5,000 within 3 months!
- 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
- 2% cash back on the first $25,000 spent annually on gas and dining
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Cash back rewards do not expire
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% | 0% | 13.24% (Variable) | $0 |
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Compare Business Credit Cards
| | - Earn points even faster to get more rewards for your business
- 3X points on airfare | 2X points on advertising, gas, and shipping |1X points on everything else*
- One million rewards from over 500 brands
- Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
- 24/7 support for everything from identity theft to travel emergencies
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | N/A | $175 |
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| | - The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
- Pay in full within ten days, get a 1.5% discount
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
- $0 introductory annual fee for the first year, then $185
- A powerful cash flow management tool
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | N/A | $185 |
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| | - 50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
- No limit to the number of points you can earn and points do not expire
- 5X points per dollar on the first $50,000 spent annually on eligible business purchases
- No foreign transaction fees and Free Employee Cards
- No interest or over limit fees
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | N/A | $95 |
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| | - Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | 15.24% - 19.24% (Variable) | $65 |
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| | - Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Complimentary airport club access, including American Airlines Admirals Club® lounges
- Concierge service to assist with your business needs from gift giving to dinner reservations
- Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | N/A | $450 |
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| | - Earn 30,000 bonus miles toward Award Travel – when you spend $500 on the Card in the first three months from account opening
- Check your first bag free– for up to 8 people on your reservation– on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
- $0 intro annual fee for the first year, then $95
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | 15.24% - 19.24% (Variable) | $95 |
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| | - Designed for businesses with an established credit history
- 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
- Earn 5 ThankYou Points® For Every Dollar You Spend On Eligible AT&T Products and Services
- Earn 3 ThankYou Points® For Every Dollar Spent On Purchases at Certain Office Supply Merchants, Gas Stations, and On Professional Services and 1 ThankYou Point® For Every Dollar Spent On Other Purchases
- Additional Cards For Employees With Credit Limits You Set
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% | - | 14.24% (Variable) | $0 |
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| | - 25,000 bonus points after you spend $5,000 in the first 3 months!*
- 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
- 2X points per dollar on the first $25,000 spent annually on fuel and dining*
- 1 point per dollar on all other card purchases with no limit on the amount you can earn*
- Cash back rewards do not expire
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% | 0% | 13.24% (Variable) | $0 |
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| | - Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% | - | 12.24% - 19.24% (Variable) | $0 |
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Business BenefitsWhat are the Benefits of Business Credit Cards?- Accessing a Cash Source: Immediate, convenient source of cash. They can be used to pay vendors, order supplies and cover travel expenses. The use of credit cards topped the list of financing sources for small businesses last year, according to a 2008 survey by the National Small Business Association.
- Developing Business Credibility: Help establish a successful record and credit history until more capital is readily available.
After taking the leap to open a small business, it’s important to help maintain business credibility by being financially responsible. Business credit cards can help maintain your credibility by allowing you to pay periodic expenses on time without tarnishing your relationships with vendors.
- Earning Rewards for Your Bottom Line: Credit cards aren’t just for charging needless expenses. The perks of most cards today can actually impact your business in a positive way. Today’s credit cards allow you to gain rewards for your business, including freebies, discounts and cash back, which help your business grow.
- Building a Solid Credit History: Help establish a respectable credit history. They may allow you to pay off the entire balance before the due date. Another option for businesses is a card with a high spending limit that will allow you to carry a balance. With a balance, payments are more manageable when cash flow is not certain.
Allows for better record-keeping of purchases. Credit card statements allow you to monitor your records, employee spending, and any changes to the terms of your agreement.
- Managing Tax Matters: Not only do credit card statements help you sort your expenses come tax time, but they may also come in handy when a tax bill needs to be paid and your cash flow is dry. While it’s not advised to do so often, the Internal Revenue Service has begun accepting credit cards for tax payments.
- Enjoying Increased Security: Many credit card companies protect the user against poor merchandise and undelivered service – giving the small business owner peace of mind about inventory purchases and new vendors.
With the increasing demand from businesses, credit cards have been the ‘it’ product for small business financing.
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