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Business Credit Cards

Business Credit Card Deals: February 2012

We've compiled a list of the best Business Credit Card Deals available for this month.

Business Credit Cards

Compare Business Credit Cards and Apply Online
Find the best credit card for your small business. Enjoy the security and benefits that only a business card can provide -- a reliable cash source, credibility, rewards, accountability, and increased security.


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Best Business Credit Card

Ink Cash Business
Apply for Ink Cash Business
Editors' Choice
Business Credit Cards
  • $250 cash back bonus after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
  • 2% cash back on the first $25,000 spent annually on gas and dining
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
Introductory Bonus Cash BackCash Back RewardsDining RewardsGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
13.24% (Variable)
$0
Question mark sign

Which Business Credit Card is Right for You?

The choices when it comes to business credit cards these days can be daunting. Low interest rate, no annual fee, discounts, fraud protection, and the plethora of rewards options—where do you start and how do you know which card is the best for ...


Compare Business Credit Cards

The NEW Business Gold Rewards Card® from American Express OPEN
Apply for The NEW Business Gold Rewards Card® from American Express OPEN
  • Earn points even faster to get more rewards for your business
  • 3X points on airfare | 2X points on advertising, gas, and shipping |1X points on everything else*
  • One million rewards from over 500 brands
  • Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
  • 24/7 support for everything from identity theft to travel emergencies
Airline RewardsPoint RewardsTravel RewardsInstant ApprovalGas RewardsNo Limits on RewardsNo Pre-Set Spending LimitDiscountEvents Car Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionBaggage InsuranceEmergency AssistanceEmergency Card ReplacementIdentity Theft AssistanceRoadside Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$175

The Plum Card®
Apply for The Plum Card®
  • The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
  • Pay in full within ten days, get a 1.5% discount
  • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
  • $0 introductory annual fee for the first year, then $185
  • A powerful cash flow management tool
No Pre-Set Spending LimitDiscountCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionBaggage InsuranceIdentity Theft AssistanceRoadside Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$185

Ink Bold Business Card
Apply for Ink Bold Business Card
  • 50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
  • No limit to the number of points you can earn and points do not expire
  • 5X points per dollar on the first $50,000 spent annually on eligible business purchases
  • No foreign transaction fees and Free Employee Cards
  • No interest or over limit fees
Introductory Bonus Reward PointsHotel RewardsPoint RewardsGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending Limit
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$95

Starwood Preferred Guest® Business Credit Card
Apply for Starwood Preferred Guest® Business Credit Card
  • Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
  • $0 introductory annual fee for the first year, then $65
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsPoint RewardsTravel RewardsNo Limits on RewardsDiscountExtended WarrantyPurchase Protection Return ProtectionTravel Accident InsuranceEmergency Card Replacement
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% - 19.24% (Variable)
$65

The Business Platinum Card®
Apply for The Business Platinum Card®
  • Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
  • 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
  • Complimentary airport club access, including American Airlines Admirals Club® lounges
  • Concierge service to assist with your business needs from gift giving to dinner reservations
  • Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
Airline RewardsPoint RewardsTravel RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeDiscountCar Rental InsuranceExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident InsuranceEmergency Card ReplacementIdentity Theft AssistanceRoadside Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$450

Gold Delta SkyMiles® Business Credit Card
Apply for Gold Delta SkyMiles® Business Credit Card
  • Earn 30,000 bonus miles toward Award Travel – when you spend $500 on the Card in the first three months from account opening
  • Check your first bag free– for up to 8 people on your reservation– on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings
  • $0 intro annual fee for the first year, then $95
Introductory Bonus Airline MilesAirline RewardsBonus Airline MilesDiscountCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance Emergency Card ReplacementIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% - 19.24% (Variable)
$95

AT&T Universal Business Rewards Card
Apply for AT&T Universal Business Rewards Card
  • Designed for businesses with an established credit history
  • 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
  • Earn 5 ThankYou Points® For Every Dollar You Spend On Eligible AT&T Products and Services
  • Earn 3 ThankYou Points® For Every Dollar Spent On Purchases at Certain Office Supply Merchants, Gas Stations, and On Professional Services and 1 ThankYou Point® For Every Dollar Spent On Other Purchases
  • Additional Cards For Employees With Credit Limits You Set
Point RewardsNo Pre-Set Spending Limit
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
14.24% (Variable)
$0

Ink Business Card
Apply for Ink Business Card
  • 25,000 bonus points after you spend $5,000 in the first 3 months!*
  • 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
  • 2X points per dollar on the first $25,000 spent annually on fuel and dining*
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn*
  • Cash back rewards do not expire
Introductory Bonus Reward PointsPoint RewardsDining RewardsGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
13.24% (Variable)
$0

SimplyCash® Business Card
Apply for SimplyCash® Business Card
  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
Cash Back RewardsGas RewardsOffice RewardsDiscountCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
12.24% - 19.24% (Variable)
$0

Business Benefits

What are the Benefits of Business Credit Cards?

  • Accessing a Cash Source: Immediate, convenient source of cash. They can be used to pay vendors, order supplies and cover travel expenses. The use of credit cards topped the list of financing sources for small businesses last year, according to a 2008 survey by the National Small Business Association.

  • Developing Business Credibility: Help establish a successful record and credit history until more capital is readily available.

    After taking the leap to open a small business, it’s important to help maintain business credibility by being financially responsible. Business credit cards can help maintain your credibility by allowing you to pay periodic expenses on time without tarnishing your relationships with vendors.

  • Earning Rewards for Your Bottom Line: Credit cards aren’t just for charging needless expenses. The perks of most cards today can actually impact your business in a positive way. Today’s credit cards allow you to gain rewards for your business, including freebies, discounts and cash back, which help your business grow.

  • Building a Solid Credit History: Help establish a respectable credit history. They may allow you to pay off the entire balance before the due date. Another option for businesses is a card with a high spending limit that will allow you to carry a balance. With a balance, payments are more manageable when cash flow is not certain.

    Allows for better record-keeping of purchases. Credit card statements allow you to monitor your records, employee spending, and any changes to the terms of your agreement.

  • Managing Tax Matters: Not only do credit card statements help you sort your expenses come tax time, but they may also come in handy when a tax bill needs to be paid and your cash flow is dry. While it’s not advised to do so often, the Internal Revenue Service has begun accepting credit cards for tax payments.

  • Enjoying Increased Security: Many credit card companies protect the user against poor merchandise and undelivered service – giving the small business owner peace of mind about inventory purchases and new vendors.

With the increasing demand from businesses, credit cards have been the ‘it’ product for small business financing.


Articles on Business

    Corporation St

    Why You Should Use a Separate Credit Card for Your Small Business

    By Grace Carter - Tips
    If you run a small business, or plan to start a small business, the same question always arises: should you use your personal credit card for business purchases or obtain a separate credit card for your small business?

    Best Credit Cards for Home Business in 2012

    January 18, 2012 - By Charles Tran - Deals
    As home businesses continue to thrive, savvy home business owners are turning to business credit cards instead of traditional bank loans.
    Infographic: Home Business Startup

    Start a Home Business: Where Businesses Go for Startup Dough

    January 16, 2012 - By Kelly Teh - Tips
    39% of business owners with no employees started their business with less than $5000 in startup capital, according to the U.S. Small Business Administration. Our research infographic illustrates where home business owners go for startup capital.
    Infographics: Creating Black Friday Success

    Small Business Owners: Creating Black Friday Success

    November 9, 2011 - By Emma - Tips
    As over half of Americans forego sleep in search of a deal on Black Friday, we've prepared an infographic to help small business owners thrive in the upcoming Black Friday holiday shopping weekend.
    Infographics: Freelance Revolution

    Freelance Revolution

    October 26, 2011 - By Emma - Tips
    With more than 17% of the self-employed workers in America classifying themselves as independent contractors or freelancers, the number of individuals who earn a living off of freelance work is on the rise.
    Infographics: Columbus Day Discovery

    Columbus Day: Celebration of American Discovery, Risk and Luck

    October 3, 2011 - By Annette O'Connor - Tips
    When Christopher Columbus sought funding for his visionary trip more than 500 years ago, he received the side-eye from European royalty. But thanks to his determination and perseverant spirit, he was finally able to secure the funds he needed to ...
    Infographics: Small Business Sink or Swim

    What Makes Small Businesses Sink or Swim?

    September 28, 2011 - By Kelly Teh - Tips
    With small businesses paying 44% of U.S. private payroll and employing 50% of all private sector employees, it goes without saying that they are an important part of the U.S. economy. Unfortunately, while these ventures play an important role in ...
    Infographics: Coffee and Credit Cards

    Coffee and Credit Cards: Small Transactions for Big Success

    September 19, 2011 - By Annette O'Connor - Tips
    Coffee shops and other small businesses are equipping their shops to take advantage of the trend of consumers to use plastic instead of paper to pay for their purchases. In doing so, they are capturing new customers who make their shopping ...

    Business Credit Cards for New Business

    September 12, 2011 - By Meghan Clark - Tips
    Often times, entrepreneurs decide to hold off applying to business credit cards. Instead, they utilize their personal credit card for the business purchases. While this may seem like the simplest approach, business credit cards offer some useful ...

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