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Business Travel Credit Cards

Business Credit Cards for Frequent Travelers
Business travel credit cards can offer fantastic benefits to entrepreneurs and companies whose employees have to travel on a regular basis.

Read more about: Business

Ink Plus Business Credit Card
Read ReviewApply for Ink Plus Business Credit Card
At Chase's Secure Site
  • Earn 50,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year
  • Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn
  • No foreign transaction fees
  • Global acceptance with Chip Technology
  • Free employee cards
  • $0 intro annual fee for the first year, then $95
Our Review: With a strong reward program, generous sign-up bonus, and travel benefits, the Ink Plus is great for small businesses looking for a go-to card. While the Ink Plus does charge an annual fee of $95, thriving businesses will enjoy the beefier benefits this card offers... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.24% (Variable)
$0 intro annual fee for the first year, then $95

The Business Platinum Card from American Express OPEN
Read ReviewApply for The Business Platinum Card from American Express OPEN
At American Express' Secure Site
  • Welcome Offer: Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.
  • The Business Platinum Card's premium benefits include world-class platinum service, travel benefits, rewards that can help reduce expenses and access to one-of-a-kind events.
  • Membership Rewards® Program: Get one point for each dollar of eligible purchases. There is no limit to the number of points you can get.
  • 30% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 30% of the points back.
  • Airport Lounge Access Program: Elevate your business travel experience with complimentary access to over 700 airport lounges worldwide.
  • Complimentary internet access: Enroll your Card with Gogo and Boingo and get 10 Gogo inflight internet passes annually and unlimited Wi-Fi at Boingo hotspots.
  • Terms & Restrictions Apply
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeCar Rental InsuranceExtended Warranty Purchase ProtectionReturn ProtectionBaggage InsuranceTravel Accident InsuranceEmergency Card ReplacementIdentity Theft AssistanceRoadside Assistance
Our Review: The Business Platinum Card offers travel-friendly benefits – including Airport Club Access, Airline Fee Credit, and Platinum Concierge Service. But it comes at a price. Read on to see if this American Express charge card is worth the $450 annual fee... Read full review
Card TypeAnnual Fee
Business Charge Card
$450

U.S. Bank FlexPerks Business Edge Travel Rewards Card
Read ReviewApply for U.S. Bank FlexPerks Business Edge Travel Rewards Card
At U.S. Bank's Secure Site
  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 spent in net purchases
  • Earn double FlexPoints on the category you spend the most on (gas, office supplies or airline) and most cell phone expenses during each billing cycle
  • Earn Triple FlexPoints on qualifying charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, and $55 per year thereafter (+$10 for employees)
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel Rewards
Our Review: With an introductory 20,000 bonus FlexPoints after $3,500 in net purchases within the first 4 months, the U.S. Bank FlexPerks Business Edge Travel Rewards Card can help cut down on business and travel expense. Redeem reward points toward award travel - starting at 20,000 FlexPoints (up to $400 ticket value) on over 150 airlines with no blackout dates... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
11.99% - 17.99%* (Variable)
$0* intro for the first year, then $55*

Starwood Preferred Guest Business Credit Card from American Express
Read ReviewApply for Starwood Preferred Guest Business Credit Card from American Express
At American Express' Secure Site
  • Limited Time Offer: Earn 30,000 bonus Starpoints® after you use your Card to make $5,000 in purchases within the first 3 months. Offer expires 9/14/2015.
  • New: No Foreign Transaction Fees on international purchases.
  • New: Receive free in-room, premium internet access. Booking requirements apply.
  • New: Enjoy complimentary, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • Earn free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates.
  • Some hotels and resorts have mandatory service charges.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and limitations apply.
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsPoint RewardsTravel RewardsBonus Airline RewardsBonus Hotel RewardsNo Limits on RewardsExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident InsuranceEmergency Card Replacement
Our Review: With its sign-up bonus, 1:1 point transfer to select frequent flyer programs, and point bonus for those transfers, the Starwood Preferred Guest card is one of our favorite travel rewards cards on CreditDonkey for business owners. If you or your employees travel frequently for business, this card (and the $95 annual fee) is worth consideration... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
NoneNone
15.24% - 19.24% (Variable)
$0 introductory annual fee for the first year, then $95

Business Travel Credit Cards Benefits

The benefit of business travel cards hinge largely on the features of the card. When business owners start to research travel credit cards, they will see that cards that are available vary greatly. And sometimes it can be difficult to know which features are the most important.

If you are having difficulty choosing the right business travel credit card for your company, here are six factors you will want to keep in mind when making your decision:

Bonus Points

As you may have already noted, many travel credit cards now feature introductory bonus point opportunities for their cardholders. These bonuses often are enough for two or three complimentary nights at a nice hotel. You will want to closely examine these offers to see what criteria you need to meet before you are awarded your bonus points.

Points Accrual

Some cards award accounts one point or one mile per every dollar spent. Other cards will award additional points when cardholders use their credit card to make purchases in certain categories like airfare and gas.

Some even award extra points for business expenses like advertising.

Taking the extra time to identify a card that will reward you additional points for your most common purchase categories will pay off. Your company will be able to accrue points quicker so you can cover more of your business travel expenses through rewards points.

Flexible Redemption

If your company has certain airlines or hotel chains that you prefer to utilize in your travels, then those companies’ rewards credit cards are likely to be sufficient for your purposes. However, if you like to have the ability to choose among a wide variety of companies depending upon your destination, then you will want to find a business credit card with that flexibility.

Also, while it may be hard to believe, many travel credit cards still have blackout dates when you will not be able to utilize your rewards for airline travel or for hotel stays. You will want to ensure that the card you choose do not have blackout dates.

Airport and Hotel Perks

These days, business travel credit cards are about more than just free airfare or hotel stays.

Ink Plus Business Credit Card

Ink Plus® Business Credit Card

  • Earn 50,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year
  • Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn
  • No foreign transaction fees
  • Global acceptance with Chip Technology
  • Free employee cards
  • $0 intro annual fee for the first year, then $95
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
15.24% (Variable)
Annual Fee
$0 intro annual fee for the first year, then $95
Apply for Ink Plus Business Credit Card
Starwood Preferred Guest Business Credit Card from American Express

Starwood Preferred Guest® Business Credit Card from American Express

Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsPoint Rewards
  • Limited Time Offer: Earn 30,000 bonus Starpoints® after you use your Card to make $5,000 in purchases within the first 3 months. Offer expires 9/14/2015.
  • New: No Foreign Transaction Fees on international purchases.
  • New: Receive free in-room, premium internet access. Booking requirements apply.
  • New: Enjoy complimentary, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • Earn free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates.
  • Some hotels and resorts have mandatory service charges.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and limitations apply.
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
NoneNone
15.24% - 19.24% (Variable)
Annual Fee
$0 introductory annual fee for the first year, then $95
Apply for Starwood Preferred Guest Business Credit Card from American Express

Many cards also provide their cardholders with complimentary perks like membership to airport club, discounts on certain purchases, and access complimentary access to resort gyms and spas. While these features aren’t essential, they certainly help make your business travels more comfortable.

The Business Platinum Card from American Express OPEN

The Business Platinum Card® from American Express OPEN

Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel Rewards
  • Welcome Offer: Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.
  • The Business Platinum Card's premium benefits include world-class platinum service, travel benefits, rewards that can help reduce expenses and access to one-of-a-kind events.
  • Membership Rewards® Program: Get one point for each dollar of eligible purchases. There is no limit to the number of points you can get.
  • 30% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 30% of the points back.
  • Airport Lounge Access Program: Elevate your business travel experience with complimentary access to over 700 airport lounges worldwide.
  • Complimentary internet access: Enroll your Card with Gogo and Boingo and get 10 Gogo inflight internet passes annually and unlimited Wi-Fi at Boingo hotspots.
  • Terms & Restrictions Apply
Annual Fee
$450
Apply for The Business Platinum Card from American Express OPEN
Gold Delta SkyMiles Business Credit Card from American Express

Gold Delta SkyMiles® Business Credit Card from American Express

Introductory Bonus Airline RewardsAirline RewardsNo Limits on RewardsCar Rental Insurance
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
  • Pay no foreign transaction fees when you spend overseas.
  • The annual fee will be $0 for your first year of Card Membership with an introductory offer, then $95.
  • Terms and limitations apply
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
15.24% - 19.24% (Variable)
Annual Fee
$0 introductory annual fee for the first year, then $95
Apply for Gold Delta SkyMiles Business Credit Card from American Express

Concierge Service

Another fantastic feature you will want to seek out is concierge service. These credit card services will help make your business travel stress free. With a simple phone call, you can get your important client dinner reservations squared away and get car service lined up for the week. They will also help you get any forgotten or last minute details handled.

The Business Platinum Card from American Express OPEN
Apply for The Business Platinum Card from American Express OPEN
At American Express' Secure Site
  • Welcome Offer: Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.
  • The Business Platinum Card's premium benefits include world-class platinum service, travel benefits, rewards that can help reduce expenses and access to one-of-a-kind events.
  • Membership Rewards® Program: Get one point for each dollar of eligible purchases. There is no limit to the number of points you can get.
  • 30% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 30% of the points back.
  • Airport Lounge Access Program: Elevate your business travel experience with complimentary access to over 700 airport lounges worldwide.
  • Complimentary internet access: Enroll your Card with Gogo and Boingo and get 10 Gogo inflight internet passes annually and unlimited Wi-Fi at Boingo hotspots.
  • Terms & Restrictions Apply
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeCar Rental InsuranceExtended Warranty Purchase ProtectionReturn ProtectionBaggage InsuranceTravel Accident InsuranceEmergency Card ReplacementIdentity Theft AssistanceRoadside Assistance
Card TypeAnnual Fee
Business Charge Card
$450

Costs
As with any type of credit card, you will want to pay close attention to the various costs that are associated with your travel card. Pay special attention to the interest rates and any annual fees.

Keep in mind that annual fees don’t have to be deal breakers. If the card will make it easier to accrue rewards and comes with other perks that you know your business will utilize, then the annual fee may be worth the investment. However, if you are uncertain if your company will take full advantage of the benefits, then they might not be worth the annual fee that you will be paying every year.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.


Articles on Business Travel Credit Cards

    Infographics: Business Travel

    Business Travel Statistics

    By Kelly Teh - Money Tips
    Business travel can be exhausting but the long hours come with their rewards – not only for the traveler, but also for their employer and the U.S. economy.

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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.