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Business Credit Cards with Rewards

Compare business reward cards to help you earn rewards as you grow your business.
Business owners across America are looking for ways to trim their expenses. One interesting way to accomplish this goal is through a business credit card with rewards. With so many options available to businesses these days, there is sure to be a credit card that will work with your company to help achieve discounts and rewards that will help with your bottom line.

Read more about: Business
Ink Business Preferred

Ink Business Preferred Review

Spend $5,000 in First 3 Months and Earn 80,000 Bonus Points
American Express Business Platinum

American Express Business Platinum Review

Earn up to 100,000 Points (Offer Ends 8/8/18) (Terms Apply)
Business Gold Rewards Card

Business Gold Rewards Card Review

Earn 50,000 Points (Terms Apply)

Business Airline Rewards Cards

Compare Airline Credit Cards for Business from our partners and apply online

Find more credit cards for Business
Find more credit cards with Airline Rewards

Read about Beginner's Guide to Airline Miles and Points

Gold Delta SkyMiles Business Credit Card from American Express
Read ReviewApply for Gold Delta SkyMiles Business Credit Card from American Express
At American Express' Secure Site
  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within the first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit when you use your American Express Delta Card.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and limitations apply
  • See Rates & Fees
Introductory Bonus Airline RewardsAirline RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud Liability Emergency Card ReplacementIdentity Theft Assistance
Airline Rewards: Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
Introductory Bonus Airline Rewards: Make business travel more rewarding. Earn 30,000 bonus miles after you spend $1,000 in purchases with your new Card within the first 3 months.
Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Our Review: Do you travel for business? Is Delta your go-to airline? If so, the Gold Delta SkyMiles® Business Credit Card from American Express could be your ticket to travel-related rewards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.74% - 20.74% Variable
$0 introductory annual fee for the first year, then $95


Introductory Bonus Airline RewardsTravel RewardsAirline Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
18.49% (Variable)
$0 intro for first year; $95 after that


Introductory Bonus Airline RewardsTravel RewardsAirline Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 9 months
N/A
14.49% - 22.49% (Variable)
$0

Ink Business Preferred Credit Card
Read ReviewApply for Ink Business Preferred Credit Card
At Chase's Secure Site
  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Our Review: Think it is time for a new business credit card? Read this review to see why the Ink Business Preferred and its $95 annual fee is worth considering... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.49% - 22.49% Variable
$95

Disclaimer: The information for the Capital One® Spark® Miles for Business and Capital One® Spark® Miles Select for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Business Cash Back Rewards Cards

Compare Cash Back Credit Cards for Business from our partners and apply online

Find more credit cards for Business
Find more credit cards with Cash Back Rewards

Read about Which Cash Back Credit Card is Right for You?


Introductory Bonus Cash BackCash Back Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
18.49% (Variable)
$0 intro for first year; $95 after that


Introductory Bonus Cash BackCash Back Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 9 months
N/A
14.49% - 22.49% (Variable)
$0

SimplyCash Plus Business Credit Card from American Express
Read ReviewApply for SimplyCash Plus Business Credit Card from American Express
At American Express' Secure Site
  • Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 13.74% - 20.74%
  • No annual fee
  • Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
  • Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases
  • With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors
  • Terms apply
  • See Rates & Fees
Cash Back RewardsOffice RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage Insurance$0 Fraud Liability
Cash Back Rewards: Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases.
Our Review: Do you want a simple way to earn cash back with no annual fee? True to its name, the SimplyCash® Plus Business Credit Card from American Express helps small-business owners earn cash back on purchases without having to think much about it. And they can get bonus cash back for purchases in specific categories, which we'll discuss below... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
N/A
13.74% - 20.74% Variable
No annual fee


Read Review
Our Review: Read this in-depth Ink Business Cash review before you apply. With no annual fee, small business owners can earn cash rewards fast, but is it right for you?... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
14.74% - 20.74% Variable
$0

Disclaimer: The information for the Capital One® Spark® Cash for Business, Capital One® Spark® Cash Select for Business, and Ink Business Cash Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Business Credit Cards with Rewards Benefits

How to Take Advantage of Your Business Credit Card with Rewards

Explanation of Rewards Programs

Many individuals are familiar with personal credit cards with rewards programs but are unaware of the options for business credit cards. The business credit card rewards programs typically work the same as personal credit cards with similar options.

For each dollar spent with the credit card, the cardholder earns a certain number of points. Typically, cardholders will earn 1 point for each $1 but depending on the program and the purchase, they may earn as much as 6 points for each $1. Rewards for business credit cards are also very similar to those available through personal credit cards. Typically, businesses will be able to choose from cash back, travel, merchandise or gift cards.

Why Choose a Business Credit Card

Entrepreneurs and small business owners are often tempted to use their personal credit card for business purchases; especially when their personal card has a rewards program. However, the tracking and bookkeeping involved with separating personal and business expenses can be tricky. Also, these individuals may be missing out on appealing business discounts by utilizing a personal credit card alone. This is because many business credit cards come with discount programs for typical business expenses like rental cars, shipping, printing and office supplies.

How to Take Advantage of Your Business Rewards

It’s important for businesses to keep in mind that not all rewards credit cards are the same. Here are some tips when it comes time for you to shop for your company’s rewards credit card as well as some steps you can take once you have chosen the card that is right for your business.

  • Look for a card that offers an introductory bonus – many cards will provide cardholders with bonus points simply for utilizing their card within the first several months of opening. While these are a one-time bonus, it helps you accrue points from the start so you can experience the benefits of the rewards.

  • Use a card that has bonus categories – as mentioned previously, there are some business rewards credit cards that feature categories that receive bonus points. These may be for gas, restaurant, office supply or even advertising purchases. If you find a card that aligns with your common purchases, then you will be able to accrue points that much quicker.

  • Stick to just one card – many card programs allow businesses to have cards for individual employees that link to the same account. This will allow you to accrue points in one account while still allowing multiple departments to easily make their purchases. You will also have better control over spending because you often can designate various credit limits on a per card basis.

  • Utilize the card for everyday purchases – the more you use your card, the more points you can accrue. If you typically give employees cash to pick up coffee or certain supplies, have them use their company credit card instead. As long as you keep a close eye over spending so that you don’t end up paying interest on Starbucks runs, your company will win through extra rewards.

  • Know the details of your program – make sure to read the fine print of your credit card terms and rewards programs. Many offer unlimited points with no expiration. But there are some programs that cap the amount of bonus points that can be accrued and require their cardholders to redeem their accrued points by a certain date each year.

    These cards work well for many businesses, so if they are a good match for you, don’t let an expiration date deter you from the card. However, you will want to make sure that you are redeeming your rewards by the designated deadline or you’ll be missing out.


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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.