Money Tips for College Students
Nearly one-third of survey respondents, believe 3 credit cards are too many for one person to have, according to a recent CreditDonkey.com survey. And 23% said more than 4 is too many. Just 9% believe one credit card is too many.
It’s time to think about move-in day. To make the transition without digging a hole in your wallet, start planning for this big change now.
Rising student loan debt and high unemployment among young adults has made establishing good credit more challenging than ever. Good credit can help demonstrate to lenders your ability to manage debt and to be financially responsible.
Job-search websites are almost as good as having your own recruiter. When you find one that you like and you feel comfortable navigating, you can fantasize about all sorts of scenarios. You can find some that cater to a niche or a specific ...
What to do after high school is one of the biggest decisions a student has to make. Many factors go into deciding which school to attend and which major to pursue. While those choices can reverberate for many years, an equally weighty decision ...
Credit cards can be a great way to establish a person's credit history. But oftentimes, consumers are unable to qualify for a credit card on their own when they have no prior credit experience. They may need a cosigner to get them started.
For being such a small piece of plastic, there are a lot of important features and details surrounding credit cards. And most Americans have never learned all of the details. So, take the next couple of minutes to read through the facts; the ...
Are the thousands of dollars you spend on a college education really worth it? The answer is probably, based on current employment statistics. However, this is a significant shift from what the answer would have been a few years ago.
The average student spends over $1,000 per year on textbooks and other supplies for college. Add that expense to housing, travel, and tuition and we're talking about a major four-year investment.
You know that bumper sticker that says, “If you can read this, thank a teacher”? It’s the literal truth. While most of us spend more time thinking about reality TV stars and pro athletes, teachers are among the few people who truly affect our ...
New Tips for Students
Study abroad and your life will never be the same. Here are 23 ways that you’ll be forever changed after your study abroad experience.
People go to college to learn new things and prepare themselves for a career. What they have trouble finding – if they bother looking at all – are the ground rules of personal finance. Those who figure out how to take control of their cash are better off once graduation rolls around and those student loans come due.
Taking out students loans is about as stressful as applying for college. By now, you’re committed to going to college, but you have this one stumbling block in front of you: Money. Mess this up and you’ll be sorry.
When used wisely, your first credit card can set you up for a strong financial future. Anyone who lends you money throughout your life — whether it’s a credit card company or someone giving you a loan — wants to see that you know how to handle credit. And the one way to create such a history is to start with a credit card. At the same time, it can be easy to abuse the privilege of owning a card by racking up more charges than you can handle or not having a way to pay off your debt.
For many new college students, choosing a major is a guessing game. Students are trying to balance what they really want to do against what types of skills and expertise will actually give them the kind of money they want. They also have to wonder if the career they’re after will actually be here by the time they’re in the workforce.
While leaving the familiarity of the U.S. might seem daunting at first, an increasing number of college students are studying a semester or two abroad before they graduate. There are many benefits to this experience, which, just a couple of decades ago, was deemed more for the eclectic and adventurous than the primarily studious.
If you want to get ahead in life, you’re going to have to make a budget and stick to it. Even those who have gotten a taste of fortune have learned this lesson the hard way: many lottery winners spent their winnings and then some. It was gone before they knew it. The hard truth is simple: you must spend less than you earn (or win) if you want to save up for a special trip or plan for retirement.
A new survey by CreditDonkey reveals that people aged 18-24 are more likely to sign contracts without reading them and to experience buyer’s remorse after making purchases.
Though it might be a bit of an exaggeration, office and school supplies are essentials — for some people, their pens and paper are right up there with food and water. Still, the move toward a paperless society and the rising costs of ink and paper have made stores dedicated to these “essentials” struggle.
We’ve all been there. It’s the second day of the semester and you overlooked one of the books listed in the syllabus. You go down to the campus bookstore, and sure enough, the line not only extends outside the store but it’s sold out of the book you need.