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Financial Tips for Young Adults
It’s a time when many people think about giving back by donating to charities, volunteering, or giving extra tips to their hair dresser or postal worker. But other people you encounter every day would greatly benefit from some holiday cheer as well. Often overlooked for tips, these are professionals who may have provided you with spectacular service, and thus deserving of a small bonus from you.
’Tis the season to be cautious about going overboard with credit card debt . The thrill of holiday shopping and gift-giving can sometimes make us forget about the risk of loading up credit card charges.
Part of what makes a living room look so festive around the holidays is all the neatly wrapped gifts beneath the tree. Shiny wrapping paper, frilly bows, and decorative Christmas stockings make your imagination work double-time to fantasize about what’s inside them all. The anticipation is sometimes more fun than actually opening the presents.
For young people starting out in their post-college career, there’s no place like California. Computer science majors flock to Silicon Valley, actors and writers try their luck in Hollywood, and people from almost any other discipline can find a place in the state’s huge, diverse economy. But when they go home, where should they live? We set out to find the very best cities in the state for young adults.
As holiday shopping plans are taking shape, we put together an infographic to help you consider whether shopping local should be a top priority in your shopping list.
Christmas can be so awkward for new relationships. What should you get your boyfriend of just a few months or just a few weeks?
Between the elaborate displays of shiny new clothes and earrings at department stores and Main Street shops, you can get overwhelmed with the many options for what you should get your girlfriend for Christmas. Should you go big this year? Is she expecting something in particular, perhaps something sparkly?
What do women want this holiday season? Based on the results of CreditDonkey.com’s annual holiday survey, they want some extra cash in their pockets when Christmas is over. Female respondents to this year’s results were more likely than male respondents to predict they will spend less on gifts this year (22% vs. 17.7%). They are either tired of overspending every holiday season or are not feeling very generous this time around.
Different states have different stereotypes of wealth. In New York, it’s hard-driving guys and gals in suits, while in California, it’s pleasure-seekers in limousines. But if your vision of riches involves a no-nonsense attitude and some cowboy boots, you might want to make your fortune in Texas. We’ve put together a list of the 10 counties in the Lone Star State that have high pay, strong innovation and big growth that could help you on your way to your 10-gallon-hat dreams.
Consumers are constantly torn between the quick rush they get from impulsive purchases and their pressing need to pay off debt. Whether it’s a tempting candy bar at the checkout or that perfect-fitting pair of jeans tried on out of curiosity, 88% of people surveyed by CreditDonkey.com admitted to buying things they don’t need or didn’t plan to buy . However, most of them (84%) also said they would rather save money for purchases than buy them on credit.
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