Credit Tips for Young Adults
When it comes to economics, senior citizens have seen it all, from the Great Depression to the booming ’70s job market to the semi-recovery state we’re in now.
New Tips for Young Adults
It’s that time again. No, it’s not time to go to the dentist, but it is time for new tires. We are talking not just about new tires, but good tires. Good tires that will ensure your dream car has that added touch, or your in-between junker makes it from your home to point B (whether that’s the mountains, your job, or your kids’ school).
Buying a car is a huge purchase, so you want to make sure you’re getting the very best deal possible. When you’re convinced that a used car makes the most sense (after all, the value of new car shrinks significantly once you drive off the lot), keep your savvy spending streak alive even further by making your purchase only during certain times of the year.
There’s nothing practical about buying furniture. You have to measure your space, shop around for the look you want and the color you’re after, and then you either have to hope that the piece you’re buying will fit in your car or that you can borrow a friend’s truck. Or pay a hefty delivery fee. And then you have to wait for the delivery.
The goal of a savings account isn’t just to squirrel away money. A savings account is where your money should grow in value, over time, by earning interest. Ideally, you’ll end up with more money than you started with, and the money is easily accessible to you whenever you need it.
The arrival of summer means much more than just warmer weather, cookouts, and graduation parties. It means a flood of recent college graduates looking to land their first real job, and those who have jobs using their vacation to fantasize about their next one.
Credit is critical. There is no confusion on this point. With good credit, the window of opportunity is wide open. When one person – the banker down the street or the credit card issuer who OK’d your online application – gives you financing, everything that comes afterward will be easier and cheaper, as long as you use the trust you’ve been given wisely.
Discount brokers are game changers. They allow individual investors to be self-reliant.
Impulse purchases used to be limited to grabbing a candy bar at the checkout line or picking up a CD at the mall. Now, we can sit on the couch and order the latest iPad with just a click or even buy a movie and start watching it a second later.
Shopping for a new suit seems like a simple process: find a jacket, some pants to match and just like that, you’re ready to nail your job interview, rock the boardroom, get married or go to a funeral (just preferably not all on the same day). Unfortunately, “simple” and “shopping” rarely go together, especially in the world of retail. A first-time suit shopper has almost no chance of success against the cluttered racks and overwhelming inventory of the average department store. But, with a ...
We tend to choose which state to live in based on our job, or our spouse’s job, or where we grew up. But maybe our gender should play a guiding role in this decision. Think about it: most women feel they are getting the shaft regarding how much they are paid as compared to men, and they have needs that don’t apply to men as much (gynecological care and access to certain kinds of jobs).