Nearly one-third of survey respondents, believe 3 credit cards are too many for one person to have, according to a recent CreditDonkey.com survey. And 23% said more than 4 is too many. Just 9% believe one credit card is too many.
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Financial Tips for Young Adults
Lost Wallet: What To Do
If you have ever lost your wallet or purse before, you know the headache that comes with this simple misstep. First, you have to dig up all of the account information for the cards you *think* were in your wallet. Next, you contact each creditor to explain the situation. And then you wait nervously for the fallout that can happen when your information falls into the wrong hands.
Commuters: Be Green and Frugal
With the recent spike in gas prices, conservation and gas credit cards are among the tools you can use to control costs and carbon emissions.
Restaurant Trends: New Incentives for Dining Out
43% of consumers indicate restaurants being an essential part of their lifestyle, according to a survey by the National Restaurant Association. We put together a research infographic illustrating restaurants doing more to attract customers.
Mobile Payments: Rebirth of the Credit Card
As consumers continue to shift their lives toward mobile phones, our new infographic illustrates key facts and figures behind the trend toward mobile payments.
Credit Card with Cosigner: Good, Bad, and Ugly of Cosigning
Credit cards can be a great way to establish a person’s credit history. But oftentimes, consumers are unable to qualify for a credit card on their own when they have no prior credit experience. They may need a cosigner to get them started.
Study: Best Small Cities for College Grads
Many people straight out of college want to head to New York, San Francisco, or Chicago to enjoy the big-city excitement during their 20s. But for some, a smaller, more manageable city with strong job opportunities is a better fit for their lifestyle.
Young Adults Learn About Borrowing Concepts the Hard Way
Most respondents to a recent CreditDonkey.com survey said they learned key finance concepts in high school. Despite all the reports about poor financial literacy buzz among adults and debates over when teens should learn money management skills, our survey of over 1,000 adults revealed that while in high school:
Study: Best Cities for Money-Savvy College Grads
It’s that time of year for young people across the country. Four years of all-nighters, parties, and racking up debt are in the past, and it’s time to become full-fledged professional adults (and start paying that debt back). In this study, we offer a glimpse at the cities where new grads will have the easiest time, financially speaking, as they start the next chapter of their lives.
Study: Cities Where Financially Savvy Should Rent
For some people, at certain times in their lives, renting makes the most financial sense. It may depend on their preferences: Renters don’t have to worry about shoveling out driveways or making house repairs. It may depend on their credit history – a low credit score may make borrowing money for a mortgage too expensive. Or it may just have to do with where they live.
Today's New Moms: Expenses and Employment Challenges
Few things change a woman’s life more than becoming a mother. Physically, emotionally, and financially, post-baby life is a whole new country full of its own joys and terrors. The good news is, there are plenty of travel guides to this new land—after all, more than 80 million mothers are in the United States, and 1.6 million babies were born to first-time moms in 2010 alone.
Study: Best Cities for Financially Savvy Singles
In this economy, financial issues play an important role in relationships – even ones that may not have started yet. If you’re single and financially savvy, you’re probably looking to find someone of a similar mindset. Our tally of the best cities for meeting that special someone emphasizes financial considerations like median income and credit score, to show which places give singles the best chance of finding a mate who is on solid financing footing.
Financial Literacy Month: Take the Challenge
April is Financial Literacy Month. It’s an opportunity to refresh your knowledge about personal finances – and the best, most useful way to do that is to learn more about your own. We have put together a roadmap for helping you better maneuver your financial life by focusing on three areas that could always use improvement: managing money, understanding credit cards, and getting a handle on debt.
Survey: Nearly Half Use Social Networking on the Toilet or Drunk
Out of almost 1,200 respondents to a recent CreditDonkey.com survey, 48.6% admitted to engaging in social networking while on the toilet and 47.6% admitted to doing it while drunk. Maybe these high numbers shouldn’t surprise us, considering The Urban Dictionary already has a word to describe tweeting while under the influence of alcohol, or drunk tweeting: “Dweet.”
Study: Best Cities for Young Professionals
If you’re a young professional, chances are your career is one of the most important parts of your life, and you need a place to develop it. One way to decide where to get your start is to find a city that has a mix of opportunities for career advancement, high quality of life, and, of course, a decent beginners’ salary.
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