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Credit Tips for Young Adults


Why do we constantly overspend? Read on to learn how retailers are plotting to outwit us.

How to Get Out of Debt

Finding yourself deep in debt can be a discouraging reality. And in the past several years, more and more consumers have found themselves in this situation.

Many Americans prefer to save money rather than spend it. Of course, saying and doing are two different things. Learn 10 smart ways to save $1,000 a month here.

Nearly one-third of survey respondents, believe 3 credit cards are too many for one person to have, according to a recent CreditDonkey.com survey. And 23% said more than 4 is too many. Just 9% believe one credit card is too many.

Why Rich People Wake Up Early

Perhaps the most common complaint is the number of hours in a day. We use it as an excuse for why we don’t exercise enough (there’s just never enough time) and it’s also a go-to excuse for why we can’t seem to get ahead in life or in work.



New Tips for Young Adults

    Two Hang gliders over beachy head sussex england showing a sea mist

    23 Reasons Why Traveling is Good for You

    November 18, 2014 - By Michelle Smith - Tips for Travel
    We all need to get away sometimes. And if the only thing standing between you and your next trip is a good excuse, start packing because we've got you covered. Here are 23 reasons why traveling is good for you, on both a personal and professional level.
    Credit Cards

    23 Tips on How to Manage Your First Credit Card

    November 12, 2014 - By Rebecca Lake - Tips for Best Credit Card for First-Time Users
    When used wisely, your first credit card can set you up for a strong financial future. Anyone who lends you money throughout your life — whether it’s a credit card company or someone giving you a loan — wants to see that you know how to handle credit. And the one way to create such a history is to start with a credit card. At the same time, it can be easy to abuse the privilege of owning a card by racking up more charges than you can handle or not having a way to pay off your debt.

    23 Credit Card Mistakes to Avoid

    November 10, 2014 - By Rebecca Lake - Tips for Best Credit Cards
    When it comes to your finances, credit cards can either be a tool or a weapon, depending on how you use them. When used wisely, they can help you establish your credit history and build your credit score, but it's easy to fall into the debt trap if you're not careful.

    James Allen Review: Is James Allen Good?

    November 8, 2014 - By Cynthia Cohen - Reviews for Best Place to Buy Engagement Ring
    Nothing says commitment like diamond jewelry. But nothing says “commitment phobe” like someone who’s wary of going into the jewelry store to make the big purchase. You have to fend off salespeople while you browse and face a bunch of questions about your significant other that you’re not yet ready to answer.
    Speeding Subway # 2

    7 Money Tips from the Rich

    November 7, 2014 - By Michelle Smith - Tips for Survey: Saving Money Statistics
    If you want to whip up a spectacular meal, you'll look for a recipe from a top chef. If you want to update your wardrobe, you’ll search for pictures of your favorite fashion icon. But where should you look for inspiration when you want to be savvy with your finances or build wealth? Look to those people who earn a lot of money and find ways to keep it. In other words, look to celebrities.
    Sharing love and happiness makes life more beautiful (CC)

    How Gratitude Can Help You Budget

    November 6, 2014 - By Tammy Kennon - Tips for 10 Ways to Finally Avoid Overspending
    Impulse buying is a weakness we come by naturally. The human mind is predisposed to choose immediate reward over delayed gratification, and unfortunately, where money is concerned, that predisposition comes with a huge price tag. According to a recent study, the average person spends more than $100K on unplanned purchases in their lifetime.

    23 Money Mistakes Almost Everyone Makes

    November 4, 2014 - By Cynthia Cohen - Tips for Financial Literacy
    We all want to think we’re good with money. But we all, at some point, have made a few mistakes (yes, even the editors of CreditDonkey). We have all felt that we could save more, make more or just do more to get some more dough in our pockets.

    Blue Nile Review: Is Blue Nile Good?

    November 1, 2014 - By Cynthia Cohen - Reviews for Best Place to Buy Engagement Ring
    Buying an engagement ring can be daunting. It can be especially daunting if you have no clue about women’s jewelry, you don’t have deep pockets, and you’re worried you’ll be judged the minute you walk in the jewelry store.
    Is Discover It a Good Credit Card?

    Is Discover It a Good Credit Card?

    October 31, 2014 - By Leah Norris - Reviews for Discover It
    Is Discover It worth it? The most popular offering by Discover can be well worth the application for the following 10 reasons. To round out this list, we’ll also give you 3 reasons why you might want to look elsewhere:

    23 Reasons Why You Should Invest in Stocks

    October 29, 2014 - By Cynthia Cohen - Tips for Investment
    Despite the economy's ups and downs, the stock market has consistently proven to be a good place to invest your disposable cash and save for your future (as long as you can withstand the bumps and plan for the long term). The popularity of online brokerages can attest to the demand for access to stocks in a do-it-yourself society.

    Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.