Financial Tips for Young Adults
Four in 10 people have not set aside at least $500 in savings, according to a new 2014 survey by CreditDonkey.com, a credit card comparison website. That leaves a very small safety net for emergencies and is pretty risky. For those with lots of assets or large families, $500 can go very quickly in a crisis. Just one week out of work or a broken-down car could send those without an emergency fund into an ugly place — one where they are overly dependent on credit or become delinquent payers ...
The state of New York is one of the epicenters of the global media, finance, and entertainment industries, and, by extension, is home to some of the coolest companies in the world. But sometimes it’s really hard to drag yourself out of bed every morning if the pay isn’t that good, the job’s not that fun, and the office is boring.
The month of a May offers a huge lead-time for deal hunters. You have the whole month to plan for some big savings; with Memorial Day weekend and its reliable three-day opportunity for price breaks, you can score some discounted purchases to round out your spring organizational tasks or start your summer off right.
California is home to some of the coolest industries - and by extension, some of the coolest jobs - in the world. But it’s still hard to drag yourself out of bed every morning if the pay isn’t that good, the job itself isn’t that fun, and the office is boring. That reality goes double in California, where for many residents, the commute to work involves a clogged eight-lane freeway filled with angry drivers who have 45-plus minutes before getting to their destination.
People often dream of escaping to the “big city” to pursue their dreams of being actors/rock stars/writers/corporate raiders. The idea is alluring, after all: power lunches at fancy restaurants, memberships at country clubs, hobnobbing at big galas - they’re all part of the fantasy.
Does this version of a day in the life of an unhappy worker sound familiar? You drag yourself out of bed at 6 a.m. and sit in traffic for an hour while you listen to off-color morning-radio DJs named Crazy Al and Goober. When you finally get to work, you think about how little money you’re making and that you can’t get a job anywhere else, because there are no good job openings where you live. Before you know it, your boss starts giving you a hard time and has you making copies. Then, of ...
Famous author Mignon McLaughlin once said, “We’d all like a reputation for generosity, and we’d all like to buy it cheap.” In other words, if you throw just a penny in the Salvation Army bucket at Christmas, can you get away with calling yourself kindhearted?
While you might initially impress people with new, expensive clothes, eventually your true nature will shine through. Better to spend wisely than to spend just to impress others.
We've found the secret to saving money on road trips: A big dose of planning. Okay, that might not be much of a secret, but everything from those junk food indulgences to the stomach-churning cash spent at the pump can be managed -- and often minimized -- with a little advance planning.
When it comes to economics, senior citizens have seen it all, from the Great Depression to the booming ’70s job market to the semi-recovery state we’re in now.
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