Credit Tips for Young Adults
Nearly one-third of survey respondents, believe 3 credit cards are too many for one person to have, according to a recent CreditDonkey.com survey. And 23% said more than 4 is too many. Just 9% believe one credit card is too many.
Paying off your credit card balances is one of the best moves you can make to improve your financial situation. But if you can’t afford to wipe your debt clean, then transferring your balance to a low interest credit card is your next best option.
You’re scared of trying anything new. It’s in your nature. You figure any new deal — especially a credit card deal — must have a catch.
Buying a car is a huge purchase, so you want to make sure you’re getting the very best deal possible. When you’re convinced that a used car makes the most sense (after all, the value of new car shrinks significantly once you drive off the lot), ...
New Tips for Young Adults
We’re all creatures of habit. Many of these patterns develop subconsciously, making them even harder to kick. Maybe you’re the type of person who always splurges on purchases after a bad day. Or maybe you can never resist picking up that bar of chocolate from the checkout line. Every single time.
While leaving the familiarity of the U.S. might seem daunting at first, an increasing number of college students are studying a semester or two abroad before they graduate. There are many benefits to this experience, which, just a couple of decades ago, was deemed more for the eclectic and adventurous than the primarily studious.
You might think that just because somebody is rich, they make all the right decisions. Not so. In fact, the rich can be vulnerable to financial flubs too. Maybe it’s the cavalier attitude that they can afford mistakes. Or it’s an assumption that only people who live paycheck to paycheck have to pay attention to the details.
Black Friday is just around the corner, but smart consumers can find the best deals on some products before the biggest shopping day of the year hits. Read on to see what to buy in the beginning weeks of November — an overlooked time for shopping deals — and what purchases should wait.
Why do we constantly overspend? Read on to learn how retailers are plotting to outwit us.
Just how crazy conflicted are people’s attention span? Are people checking their Facebook page, watching television and talking on the phone at the same time?
You can buy a TV just about anywhere these days, but not all retailers are created equal. When you’re in the market for a new television, you want to get the best deal you can on this pricey purchase. So you need to think not only about what model you’ll buy but where you’ll buy it from.
With its smiling monster logo greeting you on the homepage, TradeMonster is both appealing and non-threatening at the same time. It serves as a warning that investing on your own (away from the safety of FDIC-insured savings accounts) can bite you if you’re not careful, but it also lets you know that investing can be fun too. TradeMonster’s tools continue that sense of fun with an easy-to-use website and a full-service, self-directed investing experience.
When online brokerage sites became a trendy alternative to investing with a traditional broker, Charles Schwab took note and acquired OptionsXpress. The result is a combination of a trusted financial source and easy, less expensive access to investing activities. One visit to the well-designed website should whet your appetite from the get-go with its investor-friendly intuitive homepage.
Lucky you — you've been working hard, you've got some cash to invest, and you want to see all those dollars multiply. But where to begin?