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Financial Tips for Young Adults

Today's New Moms: Expenses and Employment Challenges

Few things change a woman’s life more than becoming a mother. Physically, emotionally, and financially, post-baby life is a whole new country full of its own joys and terrors. The good news is, there are plenty of travel guides to this new land—after all, more than 80 million mothers are in the United States, and 1.6 million babies were born to first-time moms in 2010 alone.

Close to half have no cash savings and are living on the edge of financial disaster, according to a recent survey. While 59% of respondents reported having more than $500 in savings, the other 41% do not have a cash safety net.

Infographic: American Dream Statistics

With the economy in the hampers, our infographic sorts the facts and aspirations behind the American sense of being.

Infographic: Ebooks Statistics

Americans are finding their credit card bills and bank statements riddled with a mounting tab of new charges for digital books after sales of eReaders and tablets exploded at the end of last year.

Hispanics Drive America Forward as More Gain Access to Credit

As more Hispanics gain access to credit and credit cards, they continue to play an expanding role in the American economy. Key demographic trends and credit card usage rates among Hispanic Americans show they are helping to drive the nation forward.

    Study: Happiest Cities in California

    April 15, 2014 - By Tina O - Tips for Can Money Buy Happiness?
    California is home to some of the coolest industries - and by extension, some of the coolest jobs - in the world. But it’s still hard to drag yourself out of bed every morning if the pay isn’t that good, the job itself isn’t that fun, and the office is boring. That reality goes double in California, where for many residents, the commute to work involves a clogged eight-lane freeway filled with angry drivers who have 45-plus minutes before getting to their destination.
    Boston, Massachusetts

    Study: Happiest Cities

    April 14, 2014 - By Tina O - Tips for Can Money Buy Happiness?
    People often dream of escaping to the “big city” to pursue their dreams of being actors/rock stars/writers/corporate raiders. The idea is alluring, after all: power lunches at fancy restaurants, memberships at country clubs, hobnobbing at big galas - they’re all part of the fantasy.

    Study: Happiest Small Cities

    April 7, 2014 - By Tina O - Tips for Can Money Buy Happiness?
    Does this version of a day in the life of an unhappy worker sound familiar? You drag yourself out of bed at 6 a.m. and sit in traffic for an hour while you listen to off-color morning-radio DJs named Crazy Al and Goober. When you finally get to work, you think about how little money you’re making and that you can’t get a job anywhere else, because there are no good job openings where you live. Before you know it, your boss starts giving you a hard time and has you making copies. Then, of ...
    New York, New York

    Study: Most Generous Cities

    April 3, 2014 - By Tina O - Tips for Why Volunteering is Good for You
    Famous author Mignon McLaughlin once said, “We’d all like a reputation for generosity, and we’d all like to buy it cheap.” In other words, if you throw just a penny in the Salvation Army bucket at Christmas, can you get away with calling yourself kindhearted?
    The Donkey in the Lion's Skin

    The Donkey in the Lion's Skin

    April 1, 2014 - By Mike Foster - Tips for The CreditDonkey Manifesto
    While you might initially impress people with new, expensive clothes, eventually your true nature will shine through. Better to spend wisely than to spend just to impress others.

    10 Money Saving Tips for a Road Trip

    March 28, 2014 - By Tammy K - Tips for Gas
    We've found the secret to saving money on road trips: A big dose of planning. Okay, that might not be much of a secret, but everything from those junk food indulgences to the stomach-churning cash spent at the pump can be managed -- and often minimized -- with a little advance planning.

    8 Life and Money Lessons Learned from Senior Citizens

    March 20, 2014 - Tips for Financial Literacy
    When it comes to economics, senior citizens have seen it all, from the Great Depression to the booming ’70s job market to the semi-recovery state we’re in now.

    How to Deal with Debt Collectors

    March 18, 2014 - By Sheryl Nance-Nash - Tips for How to Get Out of Debt
    Even when you're down and out and drowning in debt, you still have rights. Creditors can't treat you as they please, like some pitiful pariah.

    Best Balance Transfer Credit Cards 2014

    March 14, 2014 - Deals for Balance Transfer
    Paying off your credit card balances is one of the best moves you can make to improve your financial situation. But if you can’t afford to wipe your debt clean, then transferring your balance to a low interest credit card is your next best option.

    What to do with Tax Refund: 10 Wise Money Moves

    March 13, 2014 - Tips for Best Tax Software
    Tax season is in full swing, and so are the payouts. The IRS estimates the average taxpayer this year will receive a refund of $2,600. If you’ll be getting a check from the government soon, you’ll have a choice to make: use it wisely or abuse it by making meaningless purchases.

Consumer Card Deal

Discover it
Read Review
Our Review: A generous cash back and 18-month balance transfer offer makes the Discover It Card the go-to card to keep more money in your pocket. When you consider the rewards, low fees, and good customer service, it’s pretty easy to see why Discover It is one of the most popular cash back credit cards available... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
0% for 18 months
10.99% - 22.99% Variable*

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CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.