Personal Cards

	How to Build Credit with a Credit Card Credit cards are fantastic tools to help you build your credit history. In fact, they are usually the main way to build credit so that you can one day get a mortgage or a hefty loan, without needing a cosigner. But you need to choose the right ...

At Chase's Secure Site Chase Sapphire Preferred® Card Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel Our Review: Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.74% - 24.74% Variable $95

At Chase's Secure Site Chase Sapphire Reserve® Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees. Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel 1:1 point transfer to leading airline and hotel loyalty programs Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select Up to $100 application fee credit for Global Entry or TSA Pre✓® Our Review: With excellent rewards and premium travel benefits, the Chase Sapphire Reserve is meant for frequent travelers. Read on to decide if the $450 annual fee is worth it for you... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 18.74% - 25.74% Variable $450

At Chase's Secure Site Chase Freedom Unlimited® Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5. No annual fee No minimum to redeem for cash back Cash Back rewards do not expire as long as your account is open Our Review: With a $150 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 16.74% - 25.49% Variable $0

At American Express' Secure Site Blue Cash Everyday® Card from American Express Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%. Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. No annual fee. Terms Apply. See Rates & Fees Our Review: If you want a cash back credit card with the same rewards categories year-round, then consider the Blue Cash Everyday® Card from American Express. Read on for the pros and cons... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on Purchases for 15 months 0% on Balance Transfers for 15 months 14.49% - 25.49% Variable $0

At American Express' Secure Site The Platinum Card® from American Express Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com. Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world. Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required. $550 annual fee. Terms Apply. See Rates & Fees Our Review: Is the Platinum Card® from American Express worth it? Read this in-depth review to help you decide... Read full review Card Type Annual Fee Personal Charge Card $550

At American Express' Secure Site Blue Cash Preferred® Card from American Express Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. New 6% Cash Back on select U.S. streaming subscriptions. New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018. Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49% $95 annual fee. Terms Apply. See Rates & Fees Our Review: If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on purchases for 12 months 0% on balance transfers for 12 months 14.49% - 25.49% Variable $95

At American Express' Secure Site Gold Delta SkyMiles® Credit Card from American Express Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. Earn 2 miles on every eligible dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. Check your first bag free on Delta flights -that's a savings of up to $240 for a family of 4 roundtrip. Receive Main Cabin 1 Priority Boarding on Delta flights, stow your carry-on bag and settle in sooner. Enjoy a $0 introductory annual fee for the first year, then $95. Terms Apply. See Rates & Fees Our Review: There are many credit cards that earn Delta miles to choose from, so how do you decide if the Gold Delta SkyMiles® Credit Card from American Express is right for you? Read this review before you apply... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.24% - 26.24% Variable $0 introductory annual fee for the first year, then $95

Capital One® Venture® Rewards Credit Card offers a one-time bonus of 50,000 miles if you spend $3,000 on purchases within three months of account opening. 50,000 miles is equal to $500 in travel. This card earns 2x miles per dollar on all purchases. You can redeem miles toward travel purchases on any airline, hotel, or car rental. There are no foreign transaction fees. You get up to $100 credit for Global Entry or TSA Pre✓®. There is a $95 annual fee ($0 intro annual fee for the first year). Our Review: Want to earn more miles on everything you spend? Want travel rewards without jumping through hoops? Capital One® Venture® Rewards Credit Card might be what you need... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.49% - 24.74% (Variable) $0 intro for first year; $95 after that

At American Express' Secure Site American Express Cash Magnet® Card Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. Unlimited 1.5% Cash Back on your purchases. Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%. 0% introductory plan fee for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee. Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018. No Annual Fee. Terms Apply. See Rates & Fees Our Review: American Express Cash Magnet® Card gives you unlimited 1.5% cash back on your purchases. Is it a good card? Read on to see how it stacks up... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on purchases for 15 months 0% on balance transfers for 15 months 14.49% - 25.49% Variable $0

At American Express' Secure Site American Express® Gold Card Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months. Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required. $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. Choose to carry a balance with interest on eligible charges of $100 or more. No Foreign Transaction Fees. Annual Fee is $250. Terms Apply. See Rates & Fees Our Review: If you spend a lot, the American Express® Gold Card may be worth considering. Read on for the pros and cons of the AMEX Gold Card... Read full review Card Type Annual Fee Personal Charge Card $250

At American Express' Secure Site American Express® Green Card Receive up to $100 in statement credits towards any eligible purchase made directly with Away in your first 3 months. Offer ends 1/15/2020. Plus, earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months. Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours. Earn 3X Membership Rewards® points at restaurants worldwide. Receive up to $100 per year in statement credits when you use the American Express® Green Card to pay for your CLEAR® membership. Receive up to $100 in statement credits per year on your LoungeBuddy purchases. Use the American Express® Green Card to purchase lounge access through LoungeBuddy to any of the lounges in the LoungeBuddy network — no memberships, elite statuses, or first class tickets required. No Foreign Transaction Fees. $150 Annual Fee. Terms Apply. See Rates & Fees Card Type Annual Fee Personal Charge Card $150

At Synovus Bank's Secure Site First Progress Platinum Elite Mastercard® Secured Credit Card Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum Mastercard® Secured Credit Card Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms. Our Review: The First Progress Platinum Elite Secured Card is unique in that it requires no credit history for approval and helps build credit history. To qualify for most credit cards, you need a good credit score. This can be a problem if you've had credit problems in the past or haven't yet built a credit history. The First Progress Platinum Elite Mastercard Secured Card could be your way to get back on track... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 20.74% (Variable) $29

At American Express' Secure Site Hilton Honors American Express Card Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands. Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad. Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year. No Annual Fee. Terms Apply. See Rates & Fees Our Review: Hilton Honors American Express Card is a popular hotel credit card. So what's the catch? Read on to see if the Hilton AMEX is worth applying for... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.24% - 26.24% Variable $0

At American Express' Secure Site Hilton Honors American Express Surpass® Card Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership. Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year. Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year. $95 annual fee. Terms Apply. See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.24% - 26.24% Variable $95

HSBC Cash Rewards Mastercard® credit card offers an introductory 3% cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases. This card earns unlimited 1.5% cash back on all purchases. There is no foreign transaction fees and no annual fee. Plus, enjoy a 0% intro APR for 12 months on purchases and balance transfers, then a 14.74% - 24.74% variable APR. Our Review: With an unlimited 1.5% cash back, the HSBC Cash Rewards Mastercard is a catchy cash back card. Is it right for you? Read this in-depth review before you apply... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Intro APR for 12 months 0% Intro APR for 12 months Variable APR of 14.74% - 24.74% will apply after the Introductory Period $0

At Issuer's Secure Site Mastercard® Black Card™ Stainless Steel – Patented Black-PVD-Coated Metal Card 2% Value for Airfare Redemptions 1.5% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat Exclusive Luxury Card Travel Benefits $100 Annual Airline Credit Toward Qualifying Purchases $100 Global Entry Application Fee Credit Annual Fee: $495 ($195 for each Authorized User) Our Review: Does the Mastercard® Black Card™ provide enough benefits to justify the steep annual fee? See our in-depth analysis and find out the requirements to qualify... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A 0% for first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. 16.49% (Variable) $495 ($195 for each Authorized User)

Wells Fargo Cash Wise Visa® card offers a $150 cash rewards bonus after you spend $500 within the first 3 months. This card earns 1.5% cash rewards on purchases. There is a 0% intro APR for 15 months on purchases and balance transfers. After that, a 15.49% - 27.49% variable APR. Balance transfer fees apply. There is a $0 annual fee. Our Review: Wells Fargo Cash Wise cash back card gives you rewards on all purchases. But there are some restrictions. Is it worth the hype? Keep reading to find out... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months on qualifying balance transfers 15.49% - 27.49% (Variable) $0

Wells Fargo Platinum Visa card offers 0% intro APR for 18 months on purchases and balance transfers. After that, a 16.99%-26.49% variable APR. Balance transfer fees apply. There is a $0 annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 18 months 0% for 18 months on qualifying balance transfers 16.99% - 26.49% (Variable) $0

Wells Fargo Propel American Express® card offers 30,000 bonus points after you spend $3,000 within the first 3 months. This card earns 3x points on eating out and ordering in; 3x points on gas stations, rideshares and transit; 3x points on travel including flights, hotels, homestays and car rentals. Earn 1x points on other purchases. There is a 0% intro APR for 12 months on purchases and balance transfers. After that, a 15.49%-27.49% variable APR. Balance transfer fees apply. There is a 0% annual fee. Our Review: Wells Fargo Propel American Express® Card offers a large bonus promotion, 3x bonus categories, and has no annual fee. Does it live up to the hype? Read on for the pros and cons... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 12 months 0% for 12 months on qualifying balance transfers 15.49% - 27.49% (Variable) $0

At Synovus Bank's Secure Site First Progress Platinum Prestige Mastercard® Secured Credit Card Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum Mastercard® Secured Credit Card Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 10.74% (Variable) $49

BankAmericard® credit card offers a $0 introductory balance transfer fee for transfers made within the first 60 days of opening your account. After that, the balance transfer fee is 3% ($10 minimum). This card has a 0% intro APR for 15 months on purchases and balance transfers (made within 60 days of opening your account). After that, a variable APR of 14.74% - 24.74%. There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Introductory APR on purchases for 15 billing cycles 0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days 14.74% - 24.74% Variable APR on purchases and balance transfers $0

At American Express' Secure Site Blue Delta SkyMiles® Credit Card from American Express Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership. No Annual Fee. Earn 2 miles per dollar at US restaurants. Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases. Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. Terms Apply. See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.24% - 26.24% Variable $0

HSBC Gold Mastercard® credit card offers a 0% Intro APR on purchases and balance transfers for the first 18 months from Account opening. Then a variable APR of 12.74% - 20.74% will apply. There is no penalty APR, no foreign transaction fees and no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Intro APR for 18 months 0% Intro APR for 18 months Variable APR of 12.74% - 20.74% will apply after the Introductory Period $0

Chase Freedom lets you earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening. There is a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. There is a 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5. This is the fun part: You can earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. The cash back rewards do not expire as long as your card account remains open. There is no annual fee. Our Review: Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 16.74% - 25.49% Variable $0

At Synovus Bank's Secure Site First Progress Platinum Select Mastercard® Secured Credit Card Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum Mastercard® Secured Credit Card Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 14.74% (Variable) $39

Discover it® Cash Back will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 5% cash back in bonus categories that change each quarter (up to the quarterly maximum; requires free activation each quarter). All other purchases earn 1% cash back. Our Review: With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 14 months 0% for 14 months 13.49% - 24.49% Variable $0

Citi Simplicity® Card offers a 0% intro APR on balance transfers for 21 months and 0% intro APR on purchases for 12 months. After that, a variable APR, currently 16.24% to 26.24% depending on your creditworthiness. There is a 5% balance transfer fee ($5 minimum). There are no late fees, no penalty rates and no annual fees. Our Review: Do you have existing debt? The Citi Simplicity is a great way to pay if off faster with a generous intro APR offer. Find out if it's right for you and how it compares with other balance transfer cards... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0%* for 12 months* 0%* for 21 months* 16.24% - 26.24%* (Variable) $0*

Amex EveryDay® Credit Card from American Express offers 10,000 Membership Rewards® points if you spend $1,000 on purchases within the first three months of opening your new card account. Enjoy a 0% intro APR for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%. There is $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening. This card earns 2x points at U.S. supermarkets (on up to $6,000/year in purchases, then 1x) and 1x points on other purchases. If you use your card 20 or more times on purchases in a billing period, you will earn 20% more points on those purchases (less returns and credits). There is no annual fee. Terms apply. Our Review: If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the Amex EveryDay® Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to your wallet... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on purchases for 15 months 0% on balance transfers for 15 months 14.49% - 25.49% Variable $0

Citi® Double Cash Card earn cash back twice on every purchase. You earn 1% cash back when you buy, and an additional 1% cash back as you pay for those purchases. There is no annual fee. Our Review: With no annual fee and the opportunity to earn cash back twice, the Citi Double Cash card beats out many cashback credit cards. But are there catches? Read on for the full details... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A 0%* for 18 months* 15.49% - 25.49%* (Variable) $0*

Chase Slate offers a $0 intro balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5. This card has a 0% introductory APR for 15 months on purchases and balance transfers. After that, a variable APR, currently 16.74% to 25.49%. Plus, you can see your monthly FICO Score for free. There is a $0 annual fee. Our Review: If you have credit card debt, Chase Slate's no balance transfer fee promotion and introductory APR offer is tempting. But is there a catch? Read this review before transferring your balance... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 16.74% - 25.49% Variable $0

Southwest Rapid Rewards Premier Credit Card lets you earn 40,000 points after you spend $1,000 on purchases in the first 3 months. This card earns 6,000 bonus points after your Cardmember anniversary. You earn 2 points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases. 1 point per dollar spent on all other purchases. There is no foreign transaction fee. There is a $99 annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.74% - 24.74% Variable $99

Amex EveryDay® Preferred Credit Card from American Express offers 15,000 Membership Rewards® points if you spend $1,000 on purchases within the first three months of opening your new card account. This card earns 3x points at U.S. supermarkets (on up to $6,000/year in purchases, then 1x), 2x points at U.S. gas stations, and 1x points on other purchases. There is a 0% intro APR for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 24.49%. There is a $95 annual fee. Look: if you make 30 or more purchases with this card in a billing period, you will get 50% more points on those purchases (less returns and credits). Terms apply. Our Review: If you have excellent credit and use your credit card daily, the Amex EveryDay® Preferred Credit Card from American Express is worth considering. Read this review to see why it's worth the $95 annual fee... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on Purchases for 12 months 0% on Balance Transfers for 12 months 14.49% - 24.49% Variable $95

Capital One® Quicksilver® Cash Rewards Credit Card offers a one-time bonus of $150 if you spend $500 on purchases within three months of account opening. This card earns 1.5% cash back on all purchases. There is a 0% intro APR on purchases and balance transfers for 15 months. After that, a variable APR, currently 15.74% to 25.74%. There is a 3% balance transfer fee on the amounts transferred within the first 15 months. There is no annual fee. Our Review: Capital One® Quicksilver® Cash Rewards Credit Card offers unlimited 1.5% cash back with no rotating bonus categories or annual fees. Read on to find out if it's worth having... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 15.74% - 25.74% (Variable) $0

Capital One® QuicksilverOne® Cash Rewards Credit Card earns 1.5% cash back on all purchases. After making your first 5 monthly payments on time, you can be eligible to receive a higher credit line. There is a $39 annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 26.99% (Variable) $39

Capital One® VentureOne® Rewards Credit Card offers a one-time bonus of 20,000 miles if you spend $1,000 on purchases within three months of account opening. 20,000 miles is equal to $200 in travel. This card earns 1.25 miles per dollar on all purchases. You can redeem miles toward travel purchases on any airline, hotel, or car rental. There is a 0% intro APR on purchases for 12 months. After that, a variable APR, currently 13.74% to 23.74%. There are no foreign transaction fees. There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% intro on purchases for 12 months N/A 13.74% - 23.74% (Variable) $0

Citi Premier℠ Card earns 60,000 bonus points after you spend $4,000 within the first 3 months of account opening. This card earns 3 points per $1 spent on travel (including gas), 2 points per $1 spent at restaurants and on entertainment, and 1 point per $1 spent on other purchases. There is a $95 annual fee. Our Review: If you're looking for an all-purpose rewards credit card that offers a mix of travel perks, the Citi Premier card deserves a look. This card offers triple reward points for travel, double reward points for dining and entertainment, and a long list of travel protections. Read on to see if the card is worth the $95 annual fee... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.49% - 25.49%* (Variable) $95

Citi Prestige® Card earns 5x points on air travel and restaurants, 3x points on hotels and cruise, and 1x points on all other purchases. There is a $495 annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 18.49% - 25.49%* (Variable) $495

Hilton Honors American Express Aspire Card offers 150,000 Bonus Points after you spend $4,000 on purchases within the first 3 months of opening your new card account. You earn a Weekend Night Reward with your new card and every year after renewal. Plus, you earn an additional night after you spend $60,000 on purchases on your card in a calendar year. You earn 14X Hilton Honors Bonus Points for each dollar of eligible purchases spent directly at a hotel or resort within the Hilton Portfolio. You earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases for flights booked directly with airlines or amextravel.com, car rentals booked directly with select car rental companies, and U.S. restaurants. For all other eligible purchases, you earn 3X Hilton Honors Bonus Points. You enjoy complimentary Hilton Honors Diamond Status. You also enjoy up to $250 in statement credit each year for eligible purchases at participating Hilton Resorts. There is a $450 annual fee. Terms apply. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.24% - 26.24% Variable $450

Platinum Delta SkyMiles® Credit Card from American Express offers 35,000 bonus miles and 5,000 MQMs after you make $1,000 in purchases on your new card within the first 3 months. In addition, earn a $100 statement credit after you make a Delta purchase with your new card within the first 3 months. This card earns airline miles: 2 miles per dollar spent on purchases made directly with Delta and 1 mile for every eligible dollar spent on other purchases. There is a $195 annual fee ($250 if application is received on or after 1/30/2020). If you fly Delta, here's what you should know: you can check your first bag free on Delta flights with this card - that is a savings of up to $240 per round trip for a family of 4. Plus, you can enjoy Main Cabin 1 Priority Boarding. Terms apply. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.24% - 26.24% Variable $195 ($250 if application is received on or after 1/30/2020)

Citi® / AAdvantage® Executive World Elite™ Mastercard® offers 50,000 American Airlines AAdvantage® miles if you spend $5,000 on purchases within the first three months of opening your account. Enjoy Admirals Club membership and complimentary Admirals Club lounge access for authorized users. This card lets you enjoy priority check-in (where available), priority airport screening (where available), and priority boarding (Group 4) on American Airline domestic flights. You also get the first checked bag free on domestic AA itineraries for you (and up to 8 companions traveling with you on the same reservation). There is a $450 annual fee. Plus, each year, you earn 10,000 AAdvantage Elite Qualifying Miles (EQMs) if you spend $40,000 in purchases during the calendar year. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.24% - 25.24%* (Variable) $450

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® offers 50,000 American Airlines AAdvantage® bonus miles after you spend $2,500 in purchases within the first 3 months of account opening. Plus, you earn a $125 AA Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card. This card earns 2 miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases. This card lets you enjoy preferred boarding on American Airline domestic flights. You also get the first checked bag free on domestic AA itineraries for you (and up to 4 companions traveling with you on the same reservation). There is a $99 annual fee (waived for the first 12 months). Our Review: If you are a frequent traveler and enjoy flying with American Airlines, the Citi AAdvantage Platinum Select MasterCard can save you money on airfare... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.49% - 25.49%* (Variable) $99, waived for first 12 months*

Discover it® chrome will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 2% cash back at gas stations and restaurants (on up to $1k in combined purchases every quarter with no quarterly activation required). All other purchases earn 1%. Our Review: Do you eat out and drive a lot? If you want cash back rewards without having to think too much, the Discover It Chrome could be the right fit for you... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 14 months 0% for 14 months 13.49% - 24.49% Variable $0

Discover it® Miles will match all the miles you've earned at the end of your first year. This offer is limited to new cardmembers only. This card earns 1.5x miles on all purchases and has no annual fee. Our Review: Discover it Miles rewards users with 1.5x miles and no annual fee (a rarity among travel credit cards). Plus, as a promotion, the card will match the miles you earn at the end of your first year... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 14 months 10.99% for 14 months 13.49% - 24.49% Variable $0

Capital One® Platinum Credit Card offers a no annual fee credit card to people with fair credit. You get access to a higher credit limit after you make your first 5 monthly payments on time. Our Review: Capital One® Platinum Credit Card is a no-frills, no annual fee credit card for people with average credit. Read this review before you apply... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 26.99% (Variable) $0

Delta Reserve® Credit Card from American Express offers 40,000 bonus miles and 10,000 MQMs after you make $3,000 in purchases on your new card within the first 3 months. This card earns airline miles: 2 miles per dollar spent on purchases made directly with Delta and 1 mile for every eligible dollar spent on other purchases. There is a $450 annual fee ($550 if application is received on or after 1/30/2020). If you fly Delta, here's what you should know: you can enter Delta Sky Club at no cost and bring up to two guests for an exclusive rate of $29 per person per visit. You can check your first bag free on Delta flights with this card - that is a savings of up to $240 per round trip for a family of 4. Plus, you can enjoy Main Cabin 1 Priority Boarding. Terms apply. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.24% - 26.24% Variable $450 ($550 if application is received on or after 1/30/2020)

Southwest Rapid Rewards Plus Credit Card lets you earn 40,000 points after you spend $1,000 on purchases in the first 3 months. This card earns 3,000 bonus points after your Cardmember anniversary. You earn 2 points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases. 1 point per dollar spent on all other purchases. There is a $69 annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.74% - 24.74% Variable $69

Bank of America® Cash Rewards credit card offers $200 online cash rewards bonus if you spend at least $1,000 on purchases within the first 90 days of opening your account. This card earns 3% cash back in your choice category and 2% cash back at grocery stores and wholesale clubs (on up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Earn 1% on other purchases. There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Introductory APR on purchases for 15 billing cycles 0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days 15.74% - 25.74% Variable APR on purchases and balance transfers $0

Bank of America® Travel Rewards credit card offers 25,000 online bonus points if you spend at least $1,000 on purchases within the first 90 days of opening your account. 25,000 points is worth a $250 statement credit toward travel purchases. This card earns 1.5 points per $1 spent on all purchases. You can redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, car rentals, or baggage fees. There are no foreign transaction fees. There is no annual fee. Our Review: Bank of America Travel Rewards gives you 1.5x points for every purchase. But does it make a good travel reward card? Read on... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Introductory APR on purchases for 12 billing cycles N/A 16.74% - 24.74% Variable APR on purchases and balance transfers $0

Capital One® Secured Mastercard® reports to the 3 major credit bureaus to help you build credit when used responsibly. This secured credit card's variable APR is 26.99%. You can receive an initial $200 credit line with a security deposit of $49, $99 or $200, depending on your creditworthiness. And if you make your first 5 monthly payments on time, you can get access to a higher credit line with no additional deposit. There is no annual fee. Our Review: Capital One® Secured Mastercard® is a good card for people with bad or no credit. It has no annual fee and a low deposit requirement... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 26.99% (Variable) $0

Citi® Secured Mastercard® reports to the 3 major credit bureaus to help you build credit history. This secured credit card's variable APR is 23.99%. A minimum $200 security deposit is required. There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 23.99%* (Variable) $0

Costco Anywhere Visa® Card by Citi earns 4% cash back on eligible gas purchases for the first $7,000 per year, and then 1% thereafter. This card earns 3% cash back on restaurants and eligible travel purchases; 2% cash back on all other purchases from Costco and Costco.com; and 1% cash back on all other purchases. There is no annual fee with your paid Costco membership. Our Review: The Citi Costco card offers high cash back for gas and Costco purchases, but there are limitations to know before you apply. Read on for the pros and cons... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 16.74%* (Variable) $0

Discover it® Secured reports to the 3 major credit bureaus to help you build or rebuild credit with responsible use. This secured credit card's variable APR is 24.49%. The minimum refundable security deposit is $200 (up to the amount Discover approves) and your credit line equals your deposit. Starting at 8 months, Discover will perform automatic monthly reviews based on your responsible credit management across all your credit cards and loans to see if you could qualify to transition to an unsecured line of credit. You will see your FICO credit score for free on your monthly statement and in your online account. There is no annual fee. But here's where it gets interesting. Discover it® Secured credit card offers rewards: 2% cash back at gas stations and restaurants (on up to $1,000 in combined purchases each quarter); 1% cash back on other purchases. As a promotion for new cardmembers, Discover will match all the cash back you've earned at the end of your first year. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A 10.99% for 6 months 24.49% Variable $0

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card, HSBC Cash Rewards Mastercard® credit card, Wells Fargo Cash Wise Visa® card, Wells Fargo Platinum Visa card, Wells Fargo Propel American Express® card, BankAmericard® credit card, HSBC Gold Mastercard® credit card, Chase Freedom, Discover it® Cash Back, Citi Simplicity® Card, Amex EveryDay® Credit Card from American Express, Citi® Double Cash Card, Chase Slate, Southwest Rapid Rewards Premier Credit Card, Amex EveryDay® Preferred Credit Card from American Express, Capital One® Quicksilver® Cash Rewards Credit Card, Capital One® QuicksilverOne® Cash Rewards Credit Card, Capital One® VentureOne® Rewards Credit Card, Citi Premier℠ Card, Citi Prestige® Card, Hilton Honors American Express Aspire Card, Platinum Delta SkyMiles® Credit Card from American Express, Citi® / AAdvantage® Executive World Elite™ Mastercard®, Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, Discover it® chrome, Discover it® Miles, Capital One® Platinum Credit Card, Delta Reserve® Credit Card from American Express, Southwest Rapid Rewards Plus Credit Card, Bank of America® Cash Rewards credit card, Bank of America® Travel Rewards credit card, Capital One® Secured Mastercard®, Citi® Secured Mastercard®, Costco Anywhere Visa® Card by Citi, and Discover it® Secured has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Articles on Personal

Best Credit Card to Pay Taxes

Deals

Several third-party companies offer a way to pay your taxes with a credit card instead of cash, but should you? Most financial advisors say that it's never a good idea to pay with anything but cash; however, besides the convenience factor, a ...
American Dream Statistics
By Annette O'Connor - Tips
With the economy in the hampers, our infographic sorts the facts and aspirations behind the American sense of being.