Personal Credit Cards

At Chase's Secure Site Chase Sapphire Preferred® Card Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠ 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders. Member FDIC Rates and Fees Our Review: Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.24% Variable $95

At Chase's Secure Site Chase Sapphire Reserve® Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening. Get more than $2,700 in annual value with Sapphire Reserve. Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year. Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables. Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more. Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually Member FDIC Rates and Fees Our Review: With excellent rewards and premium travel benefits, the Chase Sapphire Reserve® is meant for frequent travelers. Read on to decide if the $795 annual fee is worth it for you... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 20.24% - 28.74% Variable $795

Blue Cash Everyday® Card from American Express earns a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. This card earns 3% cash back at U.S supermarkets on up to $6,000/year in purchases, then 1%. Earn 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. Earn 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. There is a 0% intro APR for 15 months on purchases from the date of account opening, then a variable rate, 20.24% to 29.24%. There is no annual fee. Terms apply. Our Review: If you want a cash back credit card with the same rewards categories year-round, then consider the Blue Cash Everyday® Card from American Express... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on Purchases for 15 months 0% on Balance Transfers for 15 months 20.24% - 29.24% Variable $0

The Platinum Card® from American Express offers 80,000 Membership Rewards Points after you spend $8,000 on eligible purchases on your new Card within the first 6 months of Card Membership. You earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. There is a $695 annual fee. This card includes several benefits for travelers: This card offers up to a $200 airline fee credit per calendar year to cover incidental fees at one select qualifying airline. Enrollment required. This card gives you complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select. There is no foreign transaction fees. This card also gives you access to Platinum Card® Concierge. You can enroll to get complimentary Hilton Honors Gold Status and complimentary Marriott Bonvoy Gold Elite Status. Terms Apply. Our Review: Is The Platinum Card® from American Express worth it? Read this in-depth review to help you decide... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A N/A $695

Blue Cash Preferred® Card from American Express earns a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. This card earns 6% cash back at U.S. supermarkets (on up to $6,000/year in purchases, then 1%) and on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, and buses), and 1% on other purchases. You will receive cash back in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. There is a 0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable rate, currently 18.24% to 29.24%. There is a $0 intro annual fee for the first year, then $95.. Terms apply. Our Review: If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on purchases for 12 months 0% on balance transfers for 12 months 18.24% - 29.24% Variable $0 intro annual fee for the first year, then $95

Capital One Venture Rewards Credit Card offers 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months. Plus receive a one-time $250 Capital One Travel credit in your first cardholder year. This card earns 2 miles per dollar on all purchases. There are no foreign transaction fees. You get up to $100 credit for Global Entry or TSA Pre✓®. There is a $95 annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 29.24% (Variable) $95

American Express® Gold Card earns 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. There is a $325 annual fee. Terms apply. Our Review: If you spend a lot, the American Express® Gold Card may be worth considering. Read on for the pros and cons of the AMEX Gold Card... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A N/A $325

Delta SkyMiles® Gold American Express Card earns 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. This card earns 2x miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.. Earn 1x miles on all other eligible purchases. After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel. There is a $150 annual fee ($0 introductory annual fee for the first year). If you fly Delta, here's what you should know: you can check your first bag free on Delta flights with this card. Terms apply. Our Review: There are many credit cards that earn Delta miles to choose from, so how do you decide if the Delta SkyMiles® Gold American Express Card is right for you? Read this review before you apply... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.99% Variable $0 introductory annual fee for the first year, then $150

At Chase's Secure Site Chase Freedom Unlimited® Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%. No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more. Member FDIC Rates and Fees Our Review: With a cash back offer and no annual fee, does Chase Freedom Unlimited® live up to the hype? Read this in-depth review to see how it stacks up... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 18.99% - 28.49% Variable $0

Delta SkyMiles® Platinum American Express Card earns 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. This card earns 3x miles on Delta purchases and purchases made directly with hotels. Earn 2x miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X miles on all other eligible purchases. There is a $350 annual fee. If you fly Delta, here's what you should know: you can check your first bag free on Delta flights with this card. Terms apply. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.99% Variable $350

Delta SkyMiles® Reserve American Express Card earns 100,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. This limited time offer ends 4/2/2025. This card earns 3x miles on Delta purchases and 1x miles on all other eligible purchases. You get complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card. You can check your first bag free on Delta flights with this card. There is a $650 annual fee. Terms apply. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.99% Variable $650

Hilton Honors American Express Card earns 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. This limited time offer ends 1/8/2025. This card earns 7x points for eligible purchases charged on your card directly with hotels and resorts within the Hilton portfolio. You will earn 5X points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Plus, you will get complimentary Hilton Honors™ Silver status. If you spend $20,000 on eligible purchases in a calendar year, you can earn Gold status (through the end of the next calendar year). There is no annual fee. Terms apply. Our Review: Hilton Honors American Express Card is a popular hotel credit card. So what's the catch? Read on to see if the Hilton AMEX is worth applying for... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.99% Variable $0

At Issuer's Secure Site Mastercard® Black Card™ Ideal for those seeking a top-of-wallet premium card with straightforward rewards and exceptional service. Cardmembers can avoid juggling various cards and monthly statements while benefiting from travel perks and enhanced protection that exceeds standard credit cards. Offers a flat-rate redemption value of 1.5% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Cardmembers earn one point for every dollar spent. Point redemption is simple, without requiring a complex reward strategy. The card features no foreign transaction fees, no earning caps, no rotating categories, and eliminates the need to pursue transfer partners to maximize point values. Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Cardmembers simply pay for airline purchases with their Mastercard Black Card and the credit is automatically applied to their account. There's no need to activate or designate an airline. The full credit amount is available at the start of the calendar year. Up to a $120 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,500+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest. 24/7 Luxury Card Concierge®—Make requests the way you want by phone, email, SMS and chat in the app. Connect directly with a real agent and receive 24/7 assistance for tasks big and small. Requests do not require a purchase, incur no charge for making them, and do not involve department transfers. Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits. Black PVD-Coated Metal Card: Weighing in at an industry-leading 22g. Designed for frequent shoppers, big ticket purchases and everything in between. Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply. Our Review: Want to know if the Mastercard® Black Card™ is worth its cost? Discover the privileges and requirements in this in-depth review... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 20.24% to 28.24%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. 20.24% to 28.24% Variable, based on your creditworthiness and other factors $495 ($195 for each Authorized User)

Bank of America® Customized Cash Rewards credit card offers $200 online cash rewards bonus if you spend at least $1,000 on purchases within the first 90 days of opening your account. This card earns 3% cash back in your choice category and 2% cash back at grocery stores and wholesale clubs (on up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Earn 1% on other purchases. There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Introductory APR on purchases for 15 billing cycles 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days 18.24% - 28.24% Variable APR on purchases and balance transfers $0

Bank of America® Premium Rewards® credit card offers 60,000 bonus points after you make at least $4,000 in purchases within the first 90 days of opening your account. This card earns 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 spent on all other purchases. There is a $95 annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 20.24% - 28.24% Variable APR on purchases and balance transfers $95

Bank of America® Travel Rewards credit card offers 25,000 online bonus points if you spend at least $1,000 on purchases within the first 90 days of opening your account. 25,000 points is worth a $250 statement credit toward travel purchases. This card earns 1.5 points per $1 spent on all purchases. You can redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, car rentals, or baggage fees. There are no foreign transaction fees. There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Introductory APR on purchases for 12 billing cycles N/A 18.24% - 28.24% Variable APR on purchases and balance transfers $0

BankAmericard® credit card offers a 0% intro APR for 21 billing cycles on purchases and balance transfers (made within 60 days of opening your account). After that, a variable APR of 16.24% - 26.24%. There is a 3% balance transfer fee (min $10). There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Introductory APR on purchases for 21 billing cycles 0% Intro APR for 21 billing cycles for any balance transfers made in the first 60 days 16.24% - 26.24% Variable APR on purchases and balance transfers $0

Delta SkyMiles® Blue American Express Card offers 10,000 bonus miles after you spend $1,000 on purchases within the first 6 months. This card earns airline miles: 2 miles per dollar spent at restaurants and on Delta purchases. Earn 1x mile on other eligible purchases. There is no annual fee. Terms apply. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.99% Variable $0

HSBC Gold Mastercard® credit card offers a 0% Intro APR on purchases and balance transfers for the first 18 months from Account opening. Then a variable APR of 13.99% - 22.99% will apply. There is no penalty APR, no foreign transaction fees and no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Intro APR for 18 months 0% Intro APR for 18 months Variable APR of 13.99% - 22.99% will apply after the Introductory Period $0

Marriott Bonvoy Brilliant® American Express® Card earns 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate. This card earns 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. Earn 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card. Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. There is a $650 annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.99% Variable $650

Discover it® Cash Back will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 5% cash back in bonus categories that change each quarter (up to the quarterly maximum; requires free activation each quarter). All other purchases earn 1% cash back. Our Review: With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons... Read full review Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 18.24% - 27.24% Variable $0

Citi Simplicity® Card offers a 0% intro APR on balance transfers for 21 months and 0% intro APR on purchases for 12 months. After that, a variable APR, currently 18.49% to 29.24% depending on your creditworthiness. There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening. After that, balance transfer fee will be $5 or 5% of the amount of the transfer, whichever is greater. There are no late fees, no penalty rates and no annual fees. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0%* for 12 months* 0%* for 21 months* 18.49% - 29.24%* (Variable) $0*

Citi Diamond Preferred® Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0%* for 12 months* 0%* for 21 months* 17.24% - 27.99%* (Variable) $0*

Citi® Double Cash Card earn cash back twice on every purchase. You earn 1% cash back when you buy, and an additional 1% cash back as you pay for those purchases. There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A 0%* for 18 months* 18.24% - 28.24%* (Variable) $0*

Discover it® Student Cash Back will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 5% cash back in bonus categories that change each quarter (up to the quarterly maximum; requires free activation each quarter). All other purchases earn 1% cash back. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 6 months 10.99% for 6 months 17.24% - 26.24% Variable $0

Capital One Quicksilver Cash Rewards Credit Card offers $200 cash back if you spend $500 on purchases within three months of account opening. This card earns 1.5% cash back on all purchases. There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 19.24% - 29.24% (Variable) $0

Capital One QuicksilverOne Cash Rewards Credit Card earns 1.5% cash back on all purchases. There is a $39 annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 29.74% (Variable) $39

Capital One VentureOne Rewards Credit Card offers a one-time bonus of 20,000 miles if you spend $500 on purchases within three months of account opening. 20,000 miles is equal to $200 in travel. This card earns 1.25 miles per dollar on all purchases. You can redeem miles toward travel purchases on any airline, hotel, or car rental. There are no foreign transaction fees. There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 19.24% - 29.24% (Variable) $0

Hilton Honors American Express Aspire Card offers 150,000 Bonus Points after you spend $4,000 on purchases within the first 3 months of opening your new card account. You earn a Weekend Night Reward with your new card and every year after renewal. Plus, you earn an additional night after you spend $60,000 on purchases on your card in a calendar year. You earn 14X Hilton Honors Bonus Points for each dollar of eligible purchases spent directly at a hotel or resort within the Hilton Portfolio. You earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases for flights booked directly with airlines or amextravel.com, car rentals booked directly with select car rental companies, and U.S. restaurants. For all other eligible purchases, you earn 3X Hilton Honors Bonus Points. You enjoy complimentary Hilton Honors Diamond Status. You also enjoy up to $250 in statement credit each year for eligible purchases at participating Hilton Resorts. There is a $450 annual fee. Terms apply. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.99% Variable $450

Citi® / AAdvantage® Executive World Elite Mastercard® offers 70,000 American Airlines AAdvantage® miles if you spend $7,000 on purchases in the first three months of opening your account. Enjoy Admirals Club membership and complimentary Admirals Club lounge access for authorized users. This card lets you enjoy priority check-in (where available), priority airport screening (where available), and priority boarding (Group 4) on American Airline domestic flights. You also get the first checked bag free on domestic AA itineraries for you (and up to 8 companions traveling with you on the same reservation). There is a $595 annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 20.24% - 29.24%* (Variable) $595

Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers 75,000 American Airlines AAdvantage® bonus miles after you make $3,500 in purchases within the first 4 months of account opening. This is a limited time offer. Plus, you earn a $125 AA Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card. This card earns 2 miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases. This card lets you enjoy preferred boarding on American Airline domestic flights. You also get the first checked bag free on domestic AA itineraries for you (and up to 4 companions traveling with you on the same reservation). There is a $99 annual fee (waived for the first 12 months). Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 20.49% - 29.49%* (Variable) $99, waived for first 12 months*

Discover it® Chrome will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 2% cash back at gas stations and restaurants (on up to $1k in combined purchases every quarter with no quarterly activation required). All other purchases earn 1%. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 18.24% - 27.24% Variable $0

Discover it® Miles will match all the miles you've earned at the end of your first year. This offer is limited to new cardmembers only. This card earns 1.5x miles on all purchases and has no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 18.24% - 27.24% Variable $0

American Express® Green Card earns 60,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Plus, earn 20% back on eligible travel and transit purchases made during your first 6 months of Card Membership, up to $200 back in the form of a statement credit. This card earns 3X points on eligible travel, transit purchases and at restaurants worldwide, including takeout and delivery in the US. There are no foreign transaction fees. There is a $150 annual fee. Terms apply. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A See Pay Over Time APR $150

Capital One Platinum Credit Card offers a no annual fee credit card to people with fair credit. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 29.74% (Variable) $0

Hilton Honors American Express Surpass® Card earns 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. You earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases spent directly with a hotel or resort within the Hilton portfolio. You earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. You earn 4X Points for each dollar on U.S. Online Retail Purchases. For all other eligible purchases, you earn 3X Hilton Honors Bonus Points. If you spend $40,000 on eligible purchases in a calendar year, you earn Hilton Honors™ Diamond status through the end of the next calendar year. There is a $0 introductory annual fee for the first year, then $150. Terms apply. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 20.24% - 29.24% Variable $0 introductory for first year, then $150

Capital One Platinum Secured reports to the 3 major credit bureaus to help you build credit when used responsibly. This secured credit card's variable APR is 29.99%. You can receive an initial $200 credit line with a security deposit of $49, $99 or $200, depending on your creditworthiness. There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 29.99% (Variable) $0

Citi® Secured Mastercard® reports to the 3 major credit bureaus to help you build credit history. This secured credit card's variable APR is 26.99%. A minimum $200 security deposit is required. There is no annual fee. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 26.99%* (Variable) $0

Costco Anywhere Visa® Card by Citi earns 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter. This card earns 3% cash back on restaurants and eligible travel purchases; 2% cash back on all other purchases from Costco and Costco.com; and 1% cash back on all other purchases. There is no annual fee with your paid Costco membership. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.49% - 27.49%* (Variable) $0

Discover it® Secured reports to the 3 major credit bureaus to help you build or rebuild credit with responsible use. The minimum refundable security deposit is $200 (up to the amount Discover approves) and your credit line equals your deposit. After 7 months, Discover will perform automatic monthly reviews based on your responsible credit management across all your credit cards and loans to see if you could qualify to transition to an unsecured line of credit. You will see your FICO credit score for free on your monthly statement and in your online account. There is no annual fee. But here's where it gets interesting. Discover it® Secured credit card offers rewards: 2% cash back at gas stations and restaurants (on up to $1,000 in combined purchases each quarter); 1% cash back on other purchases. As a promotion for new cardmembers, Discover will match all the cash back you've earned at the end of your first year. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A 10.99% for 6 months 27.24% Variable $0

Discover it® Student Chrome will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 2% cash back at restaurants and gas stations (on up to $1k in combined purchases every quarter with no quarterly activation required). All other purchases earn 1%. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 6 months 10.99% for 6 months 17.24% - 26.24% Variable $0

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Chase Sapphire Reserve® card, please click here.
For rates and fees of the Chase Freedom Unlimited® card, please click here.
For rates and fees of the Mastercard® Black Card™ card, please click here.

Disclaimer: The information for the Blue Cash Everyday® Card from American Express, The Platinum Card® from American Express, Blue Cash Preferred® Card from American Express, Capital One Venture Rewards Credit Card, American Express® Gold Card, Delta SkyMiles® Gold American Express Card, Delta SkyMiles® Platinum American Express Card, Delta SkyMiles® Reserve American Express Card, Hilton Honors American Express Card, Bank of America® Customized Cash Rewards credit card, Bank of America® Premium Rewards® credit card, Bank of America® Travel Rewards credit card, BankAmericard® credit card, Delta SkyMiles® Blue American Express Card, HSBC Gold Mastercard® credit card, Marriott Bonvoy Brilliant® American Express® Card, Discover it® Cash Back, Citi Simplicity® Card, Citi Diamond Preferred® Card, Citi® Double Cash Card, Discover it® Student Cash Back, Capital One Quicksilver Cash Rewards Credit Card, Capital One QuicksilverOne Cash Rewards Credit Card, Capital One VentureOne Rewards Credit Card, Hilton Honors American Express Aspire Card, Citi® / AAdvantage® Executive World Elite Mastercard®, Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Discover it® Chrome, Discover it® Miles, American Express® Green Card, Capital One Platinum Credit Card, Hilton Honors American Express Surpass® Card, Capital One Platinum Secured, Citi® Secured Mastercard®, Costco Anywhere Visa® Card by Citi, Discover it® Secured, and Discover it® Student Chrome has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.