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Capital One Venture vs Chase Freedom

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Venture is a travel credit card. How does it compare to Chase Freedom, a cash back credit card? Read our comparison chart below.

Keep in mind, the Capital One Venture has a $0 intro annual fee for first year; $95 after that, while the Chase Freedom has a $0 annual fee.

 

Capital One® Venture® Rewards Credit Card

Chase Freedom

 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR for 15 months
Introductory APR for Balance TransfersN/A0% introductory APR for 15 months
Purchase APR17.24% to 24.49% (Variable) based on your creditworthiness and other factors14.99% to 23.74% Variable based on your creditworthiness and other factors
Balance Transfers APR17.24% to 24.49% (Variable) based on your creditworthiness and other factors14.99% to 23.74% Variable based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer fee3% intro balance transfer fee when you transfer during the first 60 days of account opening, with a minimum of $5. After that: Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign Transaction FeeNo foreign transaction fee3% of each transaction in U.S. dollars
Annual Fee$0 intro annual fee for first year; $95 after that$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.
Introductory Bonus Airline RewardsEarn a one-time bonus of 50,000 miles if you spend $3,000 on purchases within three months of account opening (worth $500 in travel). 
Cash Back Rewards Unlimited 1% cash back on all other purchases.
Bonus Cash Back Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.
Bonus Categories for 2019:
January - March 2019: Gas Stations, Drugstores, and Tolls
April - June 2019: Grocery Stores and Home Improvement Stores
July - September 2019: Gas Stations and Select Streaming Services
October - December 2019: Department Stores, PayPal and Chase Pay
Bonus Categories for 2020:
January - March 2020: Gas Stations, Select Streaming Services, and Internet, Cable & Phone Services
Travel RewardsEarn 2x miles per dollar on all purchases. Redeem your miles for travel purchases on any airline, hotel, or car rental. 
Airline RewardsEarn 2x miles per dollar on all purchases 
Airline Transfer PartnersCapital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Alitalia, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 2x points
  • Bonus offer
  • No foreign transaction fee
Cons:
  • $95 annual fee ($0 intro annual fee for first year)
  • No intro APR
Pros:
  • Earn a $150 Bonus
  • 5% bonus rotating categories
  • Intro APR
  • No annual fee
Cons:
  • Foreign transaction fee
Bottom LineGood travel credit card for the occasional traveler... Read full reviewExcellent cash back credit card for cardholders who pay in full... Read full review
 Read Capital One Venture ReviewRead Chase Freedom Review
What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Capital One® Venture® Rewards Credit Card and Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on January 6, 2020 from published websites and is believed to be accurate, but not guaranteed.

    Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on November 25, 2019 from published websites and is believed to be accurate, but not guaranteed.


    Articles on Capital One® Venture® Rewards Credit Card


    Articles on Chase Freedom


    Comments

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    Compare Chase Freedom to:

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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.