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Capital One Venture vs Chase Freedom Unlimited®

Compare Rewards, Interest Rates, Fees, and Benefits

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Capital One Venture is a good travel credit card for the occasional traveler. How does it compare to Chase Freedom Unlimited, a cash back credit card? Read our comparison chart below.

Keep in mind, the Capital One Venture has a $0 intro annual fee for first year; $95 after that, while the Chase Freedom Unlimited has a $0 annual fee.

 Learn MoreApply Now
 

Capital One® Venture® Rewards Credit Card

Chase Freedom Unlimited®

 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR for 15 months
Introductory APR for Balance TransfersN/A0% introductory APR for 15 months
Purchase APR14.24% to 24.24% (Variable) based on your creditworthiness and other factors16.24% to 24.99% Variable based on your creditworthiness and other factors
Balance Transfers APR14.24% to 24.24% (Variable) based on your creditworthiness and other factors16.24% to 24.99% Variable based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeEither $5 or 5% of the amount of each transfer, whichever is greater
Foreign Transaction FeeNo foreign transaction fee3% of each transaction in U.S. dollars
Annual Fee$0 intro annual fee for first year; $95 after that$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn a one-time bonus of 50,000 miles if you spend $3,000 on purchases within three months of account opening (worth $500 in travel). 
Cash Back Rewards Cash Back Rewards: Unlimited 1.5% cash back on every purchase - it's automatic!
Travel RewardsTravel Rewards: Earn 2x miles per dollar on all purchases. Redeem your miles for travel purchases on any airline, hotel, or car rental. 
Airline RewardsAirline Rewards: Earn 2x miles per dollar on all purchases 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 2x points
  • Sign-up bonus
  • No foreign transaction fee
Cons:
  • $95 annual fee ($0 intro annual fee for first year)
  • No airline transfer partners
  • No intro APR
Pros:
  • Unlimited 1.5% cash back
  • $150 bonus offer
  • Intro APR
Cons:
  • Foreign transaction fee
Bottom LineGood travel credit card for the occasional traveler... Read full reviewGreat cash back credit card for everyday purchases... Read full review
 Learn MoreApply Now
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on December 28, 2017 from published websites and is believed to be accurate, but not guaranteed.


    Explore Capital One® Venture® Rewards Credit Card In-Depth


    Explore Chase Freedom Unlimited® In-Depth


    Comments

    • Barbara Jones
      on September 10, 2017 10:19 AM said about Capital One Venture:

      Ease of redeeming points for any type of travel.

    Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.


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    Compare Capital One Venture to:

    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.24% - 24.24% Variable
    Annual Fee
    $0 Intro for the First Year, then $95
    Gold Delta SkyMiles

    Gold Delta SkyMiles® Credit Card from American Express

    Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended Warranty
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    16.99% - 25.99% Variable
    Annual Fee
    $0 introductory annual fee for the first year, then $95
    Chase Sapphire Reserve

    Chase Sapphire Reserve℠

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.24% - 24.24% Variable
    Annual Fee
    $450

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    Compare Chase Freedom Unlimited to:

    Blue Cash Everyday
    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance $0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    0% on Purchases for 15 months
    0% on Balance Transfers for 15 months
    14.24% - 25.24% Variable
    $0

    Amex EveryDay
    Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards$0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    0% on Purchases for 12 months
    0% on Balance Transfers for 12 months
    14.24% - 24.24% Variable
    $0
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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.