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The Credit People vs Lexington Law

The Credit People is an affordable credit repair company with limited features. How does it compare to Lexington Law? Read our comparison chart below.

 Lexington Law
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The Credit People

Lexington Law

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Benefits and Features

Monthly Fee
  • Starts at $99/month
  • $599 for 6 months flat rate
Starts at $99.95/month
First Work Fee
$19
Not specified
Credit Bureau DisputesUnlimited disputes to three main credit bureaus
  • Experian: Up to 3/cycle
  • Equifax & TransUnion: Up to 6 or 8/cycle (depending on monthly plan)
Creditor Interventions
  • Creditor Interventions
  • Debt & Inquiry Validations
  • Creditor Interventions: Up to 3 or 6 per month (depending on monthly plan)
  • Inquiry Assist for $119.95/month plan and up
  • Cease & Desist Letters (depending on monthly plan)
Credit Score Update
  • Free three-bureau reports and scores upon sign up
  • Three-bureau reports and scores refreshed monthly starting at $99/month plan
  • Free Credit Monitoring Service
Free Credit Monitoring Service for $119.95/month plan and up
Credit Building Tools
None
None
Money Back Guarantee
  • Free cancellation and refund for monthly plans
  • 6-month satisfaction guarantee for flat-fee pricing
None
Identity Theft Protection
None
ID Theft Insurance Policy (up to $25,000 - $1,000,000 coverage depending on monthly plan)
Mobile App
No
Yes
Customer Service
  • Free Credit Consultation
  • 24hr online account access
  • Live Chat
  • Phone: 986-214-0032
  • Email: questions@thecreditpeople.com
  • 24/7 Access to online portal
  • Credit Score Improvement Analysis
  • Debt Handler
  • Live Chat
  • Client Support in online portal
  • Online Form
 

CreditDonkey® Reviews

 Lexington Law
Monthly FeeStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
First Work FeeStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Credit Bureau DisputesStarStarStarStarStarStarStarStarStarStar
Creditor InterventionsStarStarStarStarStarStarStarStarStarStar
Credit Score UpdateStarStarStarStarStarStarStarStarStarStar
Credit Building ToolsEmpty StarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Money Back GuaranteeStarStarStarEmpty StarEmpty StarEmpty StarEmpty StarEmpty StarEmpty StarEmpty Star
Identity Theft ProtectionEmpty StarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarStarStar
Pros & ConsPros:
  • Offers a Flat-rate plan
  • Satisfaction Guarantee
  • Lowest setup fees
Cons:
  • No mobile apps
  • No credit monitoring
  • Limited customer support
Pros:
  • Get help from legal professionals
  • Focus Tracks for unexpected events
  • First work fee discounts
Cons:
  • Expensive plans
  • Charges other fees
  • Limited disputes per cycle
Bottom LineAffordable credit repair company with limited features... Read full reviewEstablished law firm specializing in credit repair, but on the pricey side... Read full review
 Learn MoreVisit Site

Free Online Credit Assessment

Which is Better: The Credit People or Lexington Law?

In short: The Credit People's monthly fee and first work fee are noteworthy. In particular, the first work fee is impressive. Lexington Law's identity theft protection is outstanding.


Articles on The Credit People

The Credit People Review

The Credit People has years of experience disputing inaccurate items. It offers various packages and features. But are they worth it? Read on.

Articles on Lexington Law

Lexington Law Review

Is Lexington Law really the best credit repair company in the U.S.? Read on to learn what makes it stand out.

Which Do You Think is Best?





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