The Credit People

    Highlights

    Monthly Fee
    • Starts at $99/month
    • $599 for 6 months flat rate
    First Work Fee
    $19
    Credit Bureau Disputes
    Unlimited disputes to three main credit bureaus
    Creditor Interventions
    • Creditor Interventions
    • Debt & Inquiry Validations
    Credit Score Update
    • Free three-bureau reports and scores upon sign up
    • Three-bureau reports and scores refreshed monthly starting at $99/month plan
    • Free Credit Monitoring Service
    Credit Building Tools
    None
    Money Back Guarantee
    • Free cancellation and refund for monthly plans
    • 6-month satisfaction guarantee for flat-fee pricing
    Identity Theft Protection
    None
    Mobile App
    No
    Customer Service
    • Free Credit Consultation
    • 24hr online account access
    • Live Chat
    • Phone: 986-214-0032
    • Email: questions@thecreditpeople.com
 Lexington Law
 Learn MoreVisit Site
 

The Credit People

Lexington Law

 

Benefits and Features

Monthly Fee
  • Starts at $99/month
  • $599 for 6 months flat rate
Starts at $99.95/month
First Work Fee
$19
Not specified
Credit Bureau DisputesUnlimited disputes to three main credit bureaus
  • Experian: Up to 3/cycle
  • Equifax & TransUnion: Up to 6 or 8/cycle (depending on monthly plan)
Creditor Interventions
  • Creditor Interventions
  • Debt & Inquiry Validations
  • Creditor Interventions: Up to 3 or 6 per month (depending on monthly plan)
  • Inquiry Assist for $119.95/month plan and up
  • Cease & Desist Letters (depending on monthly plan)
Credit Score Update
  • Free three-bureau reports and scores upon sign up
  • Three-bureau reports and scores refreshed monthly starting at $99/month plan
  • Free Credit Monitoring Service
Free Credit Monitoring Service for $119.95/month plan and up
Credit Building Tools
None
None
Money Back Guarantee
  • Free cancellation and refund for monthly plans
  • 6-month satisfaction guarantee for flat-fee pricing
None
Identity Theft Protection
None
ID Theft Insurance Policy (up to $25,000 - $1,000,000 coverage depending on monthly plan)
Mobile App
No
Yes
Customer Service
  • Free Credit Consultation
  • 24hr online account access
  • Live Chat
  • Phone: 986-214-0032
  • Email: questions@thecreditpeople.com
  • 24/7 Access to online portal
  • Credit Score Improvement Analysis
  • Debt Handler
  • Live Chat
  • Client Support in online portal
  • Online Form
 Learn MoreVisit Site

Articles on The Credit People

The Credit People Review

The Credit People has years of experience disputing inaccurate items. It offers various packages and features. But are they worth it? Read on.

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