| | | | Favorites | |
|---|
| | | | | |
| | | | | Student Credit Cards with | |
|---|
| | | | | |
| | | | | Student Credit Cards by | |
|---|
| | | | | |
| | | | | Resources | |
|---|
| | | | | |
 |  | We've compiled a list of the best Student Credit Card Deals available for this month. Student Credit CardsFind the Best Student Credit Cards |
Start building a strong credit profile with a credit card designed for college students.
Best Student Credit Card
  Student Credit Cards | | - Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months.
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy.
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% | - | 13.99% - 20.99% (Variable) | $0 |
|
Compare Credit Cards with Student
| | - 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% | - | 13.99% - 20.99% (Variable) | $0 |
| 
| | - No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% | - | 13.99% - 21.99% (Variable) | $0 |
| 
| | - No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% | - | 13.99% - 22.99% (Variable) | $0 |
| 
| | - 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- Double Cashback Bonus®* at gas stations and restaurants.*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% | - | 13.99% - 20.99% (Variable) | $0 |
|
Student Benefits7 Benefits of a Student Credit CardCollege life is the time for your son or daughter to establish freedom and individuality – and time to start establishing a good credit profile. College students are a big target for credit card companies. However, with the right attitude and strategy, a student credit card can offer many benefits to your student as a new consumer in the spending world. - Establish Good Credit
The first big benefit of acquiring a credit card as a student is the chance to firmly establish a credit history. Believe it or not, the first steps taken with a credit card can determine a credit history, good or bad, for possibly decades to come.
An excellent strategy with your student’s new credit card is to make small purchases and pay them off immediately, usually within a month. First, small purchases keep the available credit higher, and that’s a positive mark on a credit report. Secondly, making frequent payments to keep the balance at zero or just above zero shows that your student “pays as agreed” on his or her report.
- Low interest and no annual fee
Many credit card companies that offer student credit cards have great deals with a zero percent introductory offer and zero annual fees. These benefits can help your student start smart with his or her first credit card.
- Budgeting and financial management
With a credit card, it is important for your student to learn budgeting and prudently managing his or her finances. Help them set up a spending guideline that they can agree to stick to each month. That includes an amount that should be spent on credit card debt, and regardless of the credit limit, that is the most they should charge on the card each month.
- Low initial credit limit
A low credit limit can be a great benefit to preventing a student from overspending and charging on their new credit card. Usually a student credit card will come with a limit of $200 to $500. These small limits can assure that your student does not rack up thousands of dollars in credit debt.
- Financial buffer
Students always run out of money. A student credit card can be a financial “buffer” to help get a tank of gas to get home or a sack of groceries when the monthly budget has been spent.
- Convenience
Convenience is another benefit for student credit cards. Charging for gas, textbooks, or even groceries on the student charge card prevents having to carry cash all the time. However, be sure to help your student keep careful track of all receipts so they do not overspend on the charge card.
- Help secure a future job
Many employers today are using an individual’s credit score as a basis to determine whether or not to hire. If your student successfully manages one or more student credit cards during his or her college career, it may work well in securing a great first job after graduation.
Articles on StudentThe answer to success may be as easy as cutting back on alcohol consumption in college. At least that is what data is now showing. When you take the time to look at statistics, you can see how alcohol, debt and academic success all work together. According to a new U.S. Census Bureau study , education levels had more effect on earnings over a 40-year span in the workforce than any other demographic factor, such as gender, race and Hispanic origin. For example, a worker with a ... There are quite a bit of expenses that come with being a college student, between the books and school supplies, gas, food and utilities, there is always something that needs to be purchased. With the economic downturn of recent years, many Americans are wondering if a college degree is the answer to their employment woes. As a college student, you’ll be offered lots of student credit cards; it just goes with the territory. However, as great as all those student credit card offers are, you need to be careful about which ones you apply for. Here’s what you need to ... If the thought of paying for higher education seems overwhelming and quite daunting, you’re not alone. Many families across the country are being faced with rising college tuition rates and either stagnant or falling family income. Students and parents across America are collectively rejoicing and groaning simultaneously. Rejoicing because they are getting their independence back, groaning because of the expense of getting that independence. The Class of 2011 are graduating college burdened with the most cumulative debt of all time in the US.
|
